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1. 发明授权

US08407145B1 Transaction ID system and process 有权
标题翻译：交易ID系统和流程
公开(公告)号：US08407145B1
公开(公告)日：2013-03-26
申请号：US13431572
申请日：2012-03-27
申请人： Michelle Banaugh , Timothy R. Knowlton , George L. Wood
发明人： Michelle Banaugh , Timothy R. Knowlton , George L. Wood
IPC分类号： G06Q40/00
CPC分类号： G06Q30/06 , G06Q20/10 , G06Q20/102 , G06Q40/02
摘要： A system and process for creating, maintaining, and using transaction identifiers, i.e. a transaction DNA, is provided. The DNA, along with other transactional information, is sent through a set of intermediary entities as found in a standard transaction processing system. The DNA is based on information that may include source ID, merchant ID, and order ID. The order ID is a unique number that can be generated by the merchant. The DNA is maintained throughout the lifecycle of the transaction, including authorization requests, settlement requests, and exception item processing. The DNA allows the bank to provide precise transactional matching to the original transaction for the merchant, making reconciliation always possible, fast, and automatic, and ensuring information is presented in a manner that the merchant chooses.
摘要翻译：提供了用于创建，维护和使用交易标识符（即交易DNA）的系统和过程。 DNA与其他交易信息一起通过标准交易处理系统中发现的一组中间实体发送。 DNA基于可能包括源ID，商家ID和订单ID的信息。订单ID是商家可以生成的唯一编号。在整个交易生命周期内维护DNA，包括授权请求，结算请求和异常项处理。 DNA允许银行为商家提供与原始交易的精确交易匹配，使得和解总是可能，快速和自动地进行，并且确保以商家选择的方式呈现信息。

2. 发明授权

US08145567B2 Transaction ID system and process 有权
标题翻译：交易ID系统和流程
公开(公告)号：US08145567B2
公开(公告)日：2012-03-27
申请号：US11172748
申请日：2005-06-30
申请人： Michelle Banaugh , Timothy R. Knowlton , George L. Wood
发明人： Michelle Banaugh , Timothy R. Knowlton , George L. Wood
IPC分类号： G06Q40/00
CPC分类号： G06Q30/06 , G06Q20/10 , G06Q20/102 , G06Q40/02
摘要： A system and process for creating, maintaining, and using transaction identifiers, i.e. a transaction DNA, is provided. The DNA, along with other transactional information, is sent through a set of intermediary entities as found in a standard transaction processing system. The DNA is based on information that may include source ID, merchant ID, and order ID. The order ID is a unique number that can be generated by the merchant. The DNA is maintained throughout the lifecycle of the transaction, including authorization requests, settlement requests, and exception item processing. The DNA allows the bank to provide precise transactional matching to the original transaction for the merchant, making reconciliation always possible, fast, and automatic, and ensuring information is presented in a manner that the merchant chooses.
摘要翻译：提供了用于创建，维护和使用交易标识符（即交易DNA）的系统和过程。 DNA与其他交易信息一起通过标准交易处理系统中发现的一组中间实体发送。 DNA基于可能包括源ID，商家ID和订单ID的信息。订单ID是商家可以生成的唯一编号。在整个交易生命周期内维护DNA，包括授权请求，结算请求和异常项处理。 DNA允许银行为商家提供与原始交易的精确交易匹配，使得和解总是可能，快速和自动地进行，并且确保以商家选择的方式呈现信息。

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