专利快速检索-快速检索全球专利，免费商用专利数据库-IPRDB

1. 发明申请

US20210374737A1 SPLIT PATH DATA COMMUNICATION 有权
公开(公告)号：US20210374737A1
公开(公告)日：2021-12-02
申请号：US17397883
申请日：2021-08-09
申请人： PAYPAL, INC.
发明人： Max Edward Metral
IPC分类号： G06Q20/40 , G06Q20/38 , G06Q20/20 , G06Q20/42
摘要： A system, a medium, and a method are provided to split data paths among various devices in data communications system. In some instances, the server device receives a request from a remote device such as a website server or a checkout device, where the request indicates a user request to purchase one or more items. An account management component of the server device determines a user account associated with the user request and identifies a user device associated with the user account, such as the user's smartphone. An authentication component of the server device generates an electronic message that indicates that the user must authenticate the request such that the request may be processed and initiates a transmittal of the electronic message to the user's smartphone. The user may accept or authenticate the request to process the request. As such, a communication interface of the server device may receive user data from the user's smartphone in response to the transmittal of the electronic message, possibly to process the request.

2. 发明授权

US10467624B2 Mobile devices enabling customer identity validation via central depository 有权
公开(公告)号：US10467624B2
公开(公告)日：2019-11-05
申请号：US15197234
申请日：2016-06-29
申请人： PAYPAL, INC.
发明人： Lisa Rene Schlesinger , Max Edward Metral , Sandy Lynn Godsey
IPC分类号： G06Q20/40 , G06K19/06 , G06K7/14 , G06Q20/32 , G09C5/00 , H04L9/08 , H04L9/32
摘要： A mobile device is provided that allows a user to generate and present a unique code/token to a service provider for customer identity validation. The service provider may use the unique code/token to retrieve or verify identity information/documents from a central depository to validate the identity of the customer to meet a Know-Your-Customer (KYC), or other identification requirements. The central depository or a central database may facilitate customer identity validation from multiple participants. Information related to proofs of customer identity may be collected and aggregated from multiple verification points and may be used to provide customer identity validation. As such, customers do not have to provide the same proofs of identity again when registering with a new service provider.

3. 发明申请

US20190208029A1 Proxied Push Notifications Based On User Interaction 审中-公开
公开(公告)号：US20190208029A1
公开(公告)日：2019-07-04
申请号：US16182264
申请日：2018-11-06
申请人： PayPal, Inc.
发明人： Max Edward Metral
IPC分类号： H04L29/08 , H04W4/12 , G06Q30/02 , H04W4/02 , G06Q30/04
CPC分类号： H04L67/26 , G06Q30/0261 , G06Q30/0267 , G06Q30/04 , H04L67/025 , H04L67/04 , H04L67/18 , H04W4/02 , H04W4/12
摘要： Systems and methods are provided that allow a proprietor of a location or merchant to which a user is interacting through a third party to send a push notification to a user device associated with the user using the third party as a proxy. The provided systems and methods may assign an interaction identifier to the user and interaction when an interaction request is received by the third party that may be later used to identify the user and user device to which a notification received from the proprietor or merchant will be pushed. The user may be able to define rules and settings that limit the scope and timing of the push notifications that can be received, and the third party may determine if notifications received from the proprietor or merchant meet these rules and settings before pushing the notifications to the user device and user.

4. 发明授权

US09769272B2 Proxied push notifications based on user interaction 有权
公开(公告)号：US09769272B2
公开(公告)日：2017-09-19
申请号：US15197569
申请日：2016-06-29
申请人： PAYPAL, INC.
发明人： Max Edward Metral
IPC分类号： G06F15/16 , H04L29/08 , G06Q30/02 , G06Q30/04 , H04W4/02 , H04W4/12
CPC分类号： H04L67/26 , G06Q30/0261 , G06Q30/0267 , G06Q30/04 , H04L67/025 , H04L67/04 , H04L67/18 , H04W4/02 , H04W4/12
摘要： Systems and methods are provided that allow a proprietor of a location or merchant to which a user is interacting through a third party to send a push notification to a user device associated with the user using the third party as a proxy. The provided systems and methods may assign an interaction identifier to the user and interaction when an interaction request is received by the third party that may be later used to identify the user and user device to which a notification received from the proprietor or merchant will be pushed. The user may be able to define rules and settings that limit the scope and timing of the push notifications that can be received, and the third party may determine if notifications received from the proprietor or merchant meet these rules and settings before pushing the notifications to the user device and user.

5. 发明申请

US20160267459A1 NFC Application Registry for Enhanced Mobile Transactions and Payments 审中-公开
标题翻译： NFC应用程序注册表，用于增强的移动交易和付款
公开(公告)号：US20160267459A1
公开(公告)日：2016-09-15
申请号：US14984968
申请日：2015-12-30
申请人： PAYPAL, INC.
发明人： Max Edward Metral
IPC分类号： G06Q20/32 , G06Q20/38 , G06Q20/02 , G06Q20/40
CPC分类号： G06Q20/322 , G06Q20/02 , G06Q20/3224 , G06Q20/3278 , G06Q20/3829 , G06Q20/4014 , G06Q30/01 , G06Q2220/00
摘要： Methods, systems, and computer program products for providing enhanced mobile transactions and payments are disclosed. A computer-implemented method may include providing a registry of public keys to allow users to securely exchange mobile payment data with respective trusted merchants, sending a request from a computing device of a user to validate a merchant, storing a public key for the merchant from the registry, receiving a merchant identifier from a terminal during a mobile transaction indicating that the terminal is associated with the merchant, receiving a request for information from the terminal as part of the mobile transaction, determining whether the terminal requesting the information is trusted, providing the requested information encrypted using the public key to the terminal when the terminal is trusted, and providing decoy response information to the terminal when the terminal is determined to be untrusted.
摘要翻译：公开了用于提供增强的移动交易和支付的方法，系统和计算机程序产品。计算机实现的方法可以包括提供公共密钥的注册表，以允许用户与相应的可信商家安全地交换移动支付数据，从用户的计算设备发送请求以验证商家，为商家存储公开密钥所述注册表在移动交易期间从终端接收到商家标识符，指示所述终端与所述商家相关联，从所述终端接收作为所述移动交易的一部分的信息请求，确定请求所述信息的终端是否被信任，当所述终端被信任时，使用所述公钥加密的所请求的信息到所述终端，以及当所述终端被确定为不受信任时，向所述终端提供诱饵响应信息。

6. 发明申请

US20220012723A1 REPLAYING TOKENIZED PAYMENT TRANSACTIONS 有权
公开(公告)号：US20220012723A1
公开(公告)日：2022-01-13
申请号：US17474022
申请日：2021-09-13
申请人： PAYPAL, INC.
发明人： Max Edward Metral
IPC分类号： G06Q20/36 , G06Q20/32
摘要： Methods, systems, and computer program products for replaying tokenized payment transactions are disclosed. A computer-implemented method may include generating or receiving a token for a tokenized payment transaction involving a merchant, creating an association between the token and the tokenized payment transaction, storing the association between the token and the tokenized payment transaction, providing the token to the merchant during the tokenized payment transaction to authorize payment, receiving a request from the merchant to provide the token during a subsequent transaction relating to the tokenized payment transaction, selecting a transaction record corresponding to the tokenized payment transaction to retrieve the token for the second transaction, and determining the token to provide to the merchant in the second transaction. In some examples, a non-payment identifier previously generated by a merchant or a user device is associated with the tokenized payment transaction and provided to the merchant to complete the second transaction.

7. 发明申请

US20220012709A1 VALIDATION OF MERCHANT-ASSOCIATED DEVICES DURING MOBILE TRANSACTIONS 有权
公开(公告)号：US20220012709A1
公开(公告)日：2022-01-13
申请号：US17361629
申请日：2021-06-29
申请人： PAYPAL, INC.
发明人： Max Edward Metral
IPC分类号： G06Q20/32 , G06Q20/40 , G06Q20/38 , G06Q20/02 , G06Q30/00
摘要： Methods, systems, and computer program products for providing enhanced mobile transactions and payments are disclosed. A computer-implemented method may include providing a registry of public keys to allow users to securely exchange mobile payment data with respective trusted merchants, sending a request from a computing device of a user to validate a merchant, storing a public key for the merchant from the registry, receiving a merchant identifier from a terminal during a mobile transaction indicating that the terminal is associated with the merchant, receiving a request for information from the terminal as part of the mobile transaction, determining whether the terminal requesting the information is trusted, providing the requested information encrypted using the public key to the terminal when the terminal is trusted, and providing decoy response information to the terminal when the terminal is determined to be untrusted.

8. 发明授权

US10885554B2 Systems and methods for checking a user into a location using a packet sequence including location information 有权
公开(公告)号：US10885554B2
公开(公告)日：2021-01-05
申请号：US16708281
申请日：2019-12-09
申请人： PAYPAL, INC.
发明人： Joshua Bleecher Snyder , Max Edward Metral
IPC分类号： G06Q30/02 , H04W4/029 , H04W4/80 , G06Q50/00 , H04L29/08 , H04W84/18
摘要： Systems and methods are disclosed which may allow a user having a mobile device to check in to a location using a packet sequence that includes information for identifying the location. The location may be transmitted by one or more Bluetooth® Low Energy (BLE) beacons at or near the location. The user may be able to store packet sequences for various locations that may allow the user to automatically check into these locations using the store packet sequences.

9. 发明授权

US10504149B2 Systems and methods for checking a user into a location using a packet sequence including location information 有权
公开(公告)号：US10504149B2
公开(公告)日：2019-12-10
申请号：US16103874
申请日：2018-08-14
申请人： PAYPAL, INC.
发明人： Joshua Bleecher Snyder , Max Edward Metral
IPC分类号： G06Q30/02 , H04L29/08 , H04W84/18 , H04W4/029 , G06Q50/00 , H04W4/80
CPC分类号： G06Q30/0261 , H04L67/18 , H04W4/029 , G06Q50/01 , H04W4/80 , H04W84/18
摘要： Systems and methods are disclosed which may allow a user having a mobile device to check in to a location using a packet sequence that includes information for identifying the location. The location may be transmitted by one or more Bluetooth® Low Energy (BLE) beacons at or near the location. The user may be able to store packet sequences for various locations that may allow the user to automatically check into these locations using the store packet sequences.

10. 发明申请

US20190080353A1 SYSTEMS AND METHODS FOR CHECKING A USER INTO A LOCATION USING A PACKET SEQUENCE INCLUDING LOCATION INFORMATION 审中-公开
公开(公告)号：US20190080353A1
公开(公告)日：2019-03-14
申请号：US16103874
申请日：2018-08-14
申请人： PAYPAL, INC.
发明人： Joshua Bleecher Snyder , Max Edward Metral
IPC分类号： G06Q30/02 , H04W4/02 , H04L29/08 , G06Q50/00 , H04W84/18 , H04W4/80
摘要： Systems and methods are disclosed which may allow a user having a mobile device to check in to a location using a packet sequence that includes information for identifying the location transmitted by one or more Bluetooth® Low Energy (BLE) beacons at or near the location. The user may be able to store packet sequences for various locations that may allow the user to automatically check into these locations using the store packet sequences.

你已经成功收藏专利！

检索式保存成功!

IPRDB

热门服务

关于我们

友情链接

联系方式