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1. 发明申请

US20220076271A1 SYSTEMS AND METHODS FOR IMPLEMENTING AUTOMATIC PAYER AUTHENTICATION 有权
公开(公告)号：US20220076271A1
公开(公告)日：2022-03-10
申请号：US17530410
申请日：2021-11-18
申请人： PayPal, Inc.
发明人： Nikant Vohra , Priyanshu Agarwal , Tushar Raibhandare , Prasanna Annamalai , Anupam Pahuja
IPC分类号： G06Q20/40 , G06Q20/20 , G06Q20/32
摘要： A system or method may be provided to facilitate automatic user authentication for electronic transactions. In particular, the system or method may automatically authenticate a customer such that the customer may make complete hands free payments without the intervention of the customer or the merchant. The automatic authentication may include a check-in process and a payment authentication process. When a customer enters a designated area of a merchant, a BLE beacon device of the merchant may automatically check in the customer at the designated area of the merchant. After the customer is checked in at the merchant's designated area, the merchant may identify the customer who is about to make a payment from a plurality of other customers who also are checked in at the merchant via Bluetooth proximity and facial recognition in parallel. Thus, the customer may automatically be authenticated to make payments by facial recognition or Bluetooth proximity.

2. 发明申请

US20160342875A1 COMBINING A QR CODE AND AN IMAGE 审中-公开
标题翻译：组合QR码和图像
公开(公告)号：US20160342875A1
公开(公告)日：2016-11-24
申请号：US15231673
申请日：2016-08-08
申请人： PAYPAL, INC.
发明人： Prasanna Annamalai , Tushar Raibhandare
IPC分类号： G06K19/06 , G06T7/00 , G06T11/60
CPC分类号： G06K19/06103 , G06T7/50 , G06T11/60 , G06T2200/28 , G06T2207/30204
摘要： A QR code is combined with a base image, preserving useful functionalities of both the base image and the QR code. For example, the base image remains clearly visible and recognizable by humans; the transparent QR code remains readable by scanners; machine image search can distinguish the base image from the combined image; and faces of the combined image are usable by machine face recognition programs. A QR code is generated with transparencies for different regions. An inner portion and outer shell portion for each module each may have different transparencies. Inner portion size relative to outer shell size is selectively adjustable. The generated QR code image may be combined with a given base image such as a face or company logo using the transparency values of the QR code image to make the two images appear as overlaid on one another with varying degrees of transparency.
摘要翻译： QR码与基本图像组合，保留了基本图像和QR码的有用功能。例如，基本图像保持清晰可见并可被人识别; 透明QR码仍然可以被扫描仪读取; 机器图像搜索可以将基本图像与组合图像区分开; 并且组合图像的面部可通过机器人脸识别程序使用。使用不同区域的透明胶片生成QR码。每个模块的内部部分和外壳部分可以具有不同的透明度。相对于外壳尺寸的内部尺寸可选择性地调整。生成的QR码图像可以使用QR码图像的透明度值与给定的基本图像（例如脸部或公司徽标）组合，以使两个图像以不同程度的透明度彼此重叠。

3. 发明授权

US10102465B2 Combining a QR code and an image 有权
公开(公告)号：US10102465B2
公开(公告)日：2018-10-16
申请号：US15231673
申请日：2016-08-08
申请人： PAYPAL, INC.
发明人： Prasanna Annamalai , Tushar Raibhandare
IPC分类号： G06K9/36 , G06K19/06 , G06T11/60 , G06T7/50
摘要： A QR code is combined with a base image, preserving useful functionalities of both the base image and the QR code. For example, the base image remains clearly visible and recognizable by humans; the transparent QR code remains readable by scanners; machine image search can distinguish the base image from the combined image; and faces of the combined image are usable by machine face recognition programs. A QR code is generated with transparencies for different regions. An inner portion and outer shell portion for each module each may have different transparencies. Inner portion size relative to outer shell size is selectively adjustable. The generated QR code image may be combined with a given base image such as a face or company logo using the transparency values of the QR code image to make the two images appear as overlaid on one another with varying degrees of transparency.

4. 发明授权

US09881303B2 Systems and methods for implementing automatic payer authentication 有权
公开(公告)号：US09881303B2
公开(公告)日：2018-01-30
申请号：US14297416
申请日：2014-06-05
申请人： PayPal, Inc.
发明人： Nikant Vohra , Priyanshu Agarwal , Tushar Raibhandare , Prasanna Annamalai , Anupam Pahuja
IPC分类号： G06Q20/40 , G06Q20/20 , G06Q20/32
CPC分类号： G06Q20/40145 , G06Q20/202 , G06Q20/3224
摘要： A system or method may be provided to facilitate automatic user authentication for electronic transactions. In particular, the system or method may automatically authenticate a customer such that the customer may make complete hands free payments without the intervention of the customer or the merchant. The automatic authentication may include a check-in process and a payment authentication process. When a customer enters a designated area of a merchant, a BLE beacon device of the merchant may automatically check the customer in at the designated area of the merchant. After the customer is checked in at the merchant's designated area, the merchant may identify the customer who is about to make a payment from a plurality of other customers who also are checked in at the merchant via Bluetooth proximity and facial recognition in parallel. Thus, the customer may automatically be authenticated to make payments by facial recognition or Bluetooth proximity.

5. 发明授权

US09424504B2 Combining a QR code and an image 有权
标题翻译：组合QR码和图像
公开(公告)号：US09424504B2
公开(公告)日：2016-08-23
申请号：US14486272
申请日：2014-09-15
申请人： PayPal, Inc.
发明人： Prasanna Annamalai , Tushar Raibhandare
IPC分类号： G06K9/36 , G06K19/06 , G06T11/60 , G06T7/00
CPC分类号： G06K19/06103 , G06T7/50 , G06T11/60 , G06T2200/28 , G06T2207/30204
摘要： A QR code is combined with a base image, preserving useful functionalities of both the base image and the QR code. For example, the base image remains clearly visible and recognizable by humans; the transparent QR code remains readable by scanners; machine image search can distinguish the base image from the combined image; and faces of the combined image are usable by machine face recognition programs. A QR code is generated with transparencies for different regions. An inner portion and outer shell portion for each module each may have different transparencies. Inner portion size relative to outer shell size is selectively adjustable. The generated QR code image may be combined with a given base image such as a face or company logo using the transparency values of the QR code image to make the two images appear as overlaid on one another with varying degrees of transparency.
摘要翻译： QR码与基本图像组合，保留了基本图像和QR码的有用功能。例如，基本图像保持清晰可见并可被人识别; 透明QR码仍然可以被扫描仪读取; 机器图像搜索可以将基本图像与组合图像区分开; 并且组合图像的面部可通过机器人脸识别程序使用。使用不同区域的透明胶片生成QR码。每个模块的内部部分和外壳部分可以具有不同的透明度。相对于外壳尺寸的内部尺寸可选择性地调整。生成的QR码图像可以使用QR码图像的透明度值与给定的基本图像（例如脸部或公司徽标）组合，以使两个图像以不同程度的透明度彼此重叠。

6. 发明授权

US11182791B2 Systems and methods for implementing automatic payer authentication 有权
公开(公告)号：US11182791B2
公开(公告)日：2021-11-23
申请号：US15882960
申请日：2018-01-29
申请人： PAYPAL, INC.
发明人： Nikant Vohra , Priyanshu Agarwal , Tushar Raibhandare , Prasanna Annamalai , Anupam Pahuja
IPC分类号： G06Q20/40 , G06Q20/20 , G06Q20/32 , H04L9/32
摘要： A system or method may be provided to facilitate automatic user authentication for electronic transactions. In particular, the system or method may automatically authenticate a customer such that the customer may make complete hands free payments without the intervention of the customer or the merchant. The automatic authentication may include a check-in process and a payment authentication process. When a customer enters a designated area of a merchant, a BLE beacon device of the merchant may automatically check in the customer at the designated area of the merchant. After the customer is checked in at the merchant's designated area, the merchant may identify the customer who is about to make a payment from a plurality of other customers who also are checked in at the merchant via Bluetooth proximity and facial recognition in parallel. Thus, the customer may automatically be authenticated to make payments by facial recognition or Bluetooth proximity.

7. 发明申请

US20180253730A1 SYSTEMS AND METHODS FOR IMPLEMENTING AUTOMATIC PAYER AUTHENTICATION 审中-公开
公开(公告)号：US20180253730A1
公开(公告)日：2018-09-06
申请号：US15882960
申请日：2018-01-29
申请人： PAYPAL, INC.
发明人： Nikant Vohra , Priyanshu Agarwal , Tushar Raibhandare , Prasanna Annamalai , Anupam Pahuja
IPC分类号： G06Q20/40 , G06Q20/32 , G06Q20/20
CPC分类号： G06Q20/40145 , G06Q20/202 , G06Q20/3224
摘要： A system or method may be provided to facilitate automatic user authentication for electronic transactions. In particular, the system or method may automatically authenticate a customer such that the customer may make complete hands free payments without the intervention of the customer or the merchant. The automatic authentication may include a check-in process and a payment authentication process. When a customer enters a designated area of a merchant, a BLE beacon device of the merchant may automatically check in the customer at the designated area of the merchant. After the customer is checked in at the merchant's designated area, the merchant may identify the customer who is about to make a payment from a plurality of other customers who also are checked in at the merchant via Bluetooth proximity and facial recognition in parallel. Thus, the customer may automatically be authenticated to make payments by facial recognition or Bluetooth proximity.

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