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1. 发明授权

US07079654B1 Method for carrying out an electronic transaction using several signatures 失效
标题翻译：使用多个签名执行电子交易的方法
公开(公告)号：US07079654B1
公开(公告)日：2006-07-18
申请号：US10031039
申请日：2000-07-19
申请人： Patrick Remery , Aymeric De Solages , Jacques Traore
发明人： Patrick Remery , Aymeric De Solages , Jacques Traore
IPC分类号： H04L9/00
CPC分类号： G07F7/1016 , G06Q20/382 , G06Q20/3829 , H04L9/085 , H04L9/3247 , H04L2209/56
摘要： Method for carrying out an electronic transaction using several signatures.In the present invention, entities (or actors) are spread over a communication network and share keys. A message is encapsulated inside several cryptograms, and intermediate entities progressively decapsulate the cryptograms that they receive.The invention is applicable to all electronic transactions, in particular to “electronic wallet” applications.
摘要翻译：使用多个签名执行电子交易的方法。在本发明中，实体（或演员）分布在通信网络上并共享密钥。消息封装在几个密码之中，中间实体逐渐解封装他们收到的密码。本发明适用于所有电子交易，特别是“电子钱包”应用。

2. 发明授权

US07240034B1 Method for secure electronic transaction and corresponding system 失效
标题翻译：安全电子交易方法及相应系统
公开(公告)号：US07240034B1
公开(公告)日：2007-07-03
申请号：US10111062
申请日：2000-10-25
申请人： Patrick Remery , Jacques Traore
发明人： Patrick Remery , Jacques Traore
IPC分类号： G06F17/60
CPC分类号： G07F7/1008 , G06Q20/10 , G06Q20/204 , G06Q20/341 , G06Q20/3674 , G06Q20/382 , G06Q20/40975 , G07F7/0866 , H04L9/083 , H04L9/3247 , H04L9/3271 , H04L2209/56
摘要： The transaction is made between an object and a terminal. According to the invention, an authentication value is inserted in the object which is a digital signature appearing on an identifier of the object. Each object also has a diversified key created from a base key diversified by the identifier. The terminal can thus authenticate the identifier and check that the debit has actually been made.Application to electronic payment.
摘要翻译：事务在对象和终端之间进行。根据本发明，在作为对象的标识符上出现的数字签名的对象中插入认证值。每个对象还具有由基于标识符多样化的基本密钥创建的多样化密钥。因此，终端可以对该标识符进行认证，并检查该实际已经进行了借记。申请电子支付。

3. 发明授权

US6105862A Method for performing a double-signature secure electronic transaction 有权
标题翻译：执行双重签名安全电子交易的方法
公开(公告)号：US6105862A
公开(公告)日：2000-08-22
申请号：US147213
申请日：1998-10-29
申请人： Jean-Claude Pailles , Marc Girault , Patrick Remery
发明人： Jean-Claude Pailles , Marc Girault , Patrick Remery
IPC分类号： G09C1/00 , G06Q20/10 , G06Q20/34 , G06Q20/36 , G06Q20/40 , G07F7/08 , G07F7/10 , H04L9/32 , G06F17/00
CPC分类号： G07F7/1008 , G06Q20/10 , G06Q20/341 , G06Q20/3678 , G06Q20/4093 , G06Q20/40975 , G07F7/0826
摘要： A method for performing electronic transactions between a card, a service provider having at least one terminal configured to accept the card and a centralized system configured to be connected to the terminal. The terminal transmits to the card a parameter M including the sum of the transaction and its identity. The card produces two signatures, a first signature (z) depending on a secret debit key (k) and on the parameter (M), this first signature being a proof that the card balance has been debited; and a second signature (y) depending on the first signature (z), the second signature being produced either by an RSA algorithm or by an interactive algorithm. The terminal checks the second signature (y) but not the first one because it is unable to recover the secret debit key (k). The terminal stores the different first signatures (proofs) (z) and the parameters (M) for the different transactions. The centralized system can collect the first signatures and the parameters. The centralized system can recover the secret debit key (k) based on the card identities and can credit the service provider.
摘要翻译： PCT No.PCT / FR97 / 00826 Sec。 371日期：1998年10月29日第 102（e）1998年10月29日PCT PCT 1997年5月7日PCT公布。公开号WO97 / 42610 PCT 日期1997年11月13日一种用于在卡，具有被配置为接受卡的至少一个终端的服务提供商和被配置为连接到终端的集中式系统之间进行电子交易的方法。终端向卡片发送包括交易和其身份的总和的参数M. 该卡产生两个签名，取决于秘密借记卡（k）和参数（M）的第一签名（z），该第一签名是卡余额已被借记的证据; 以及取决于第一签名（z）的第二签名（y），所述第二签名由RSA算法或通过交互算法产生。终端检查第二个签名（y），但不检查第一个签名（y），因为它无法恢复秘密借记卡（k）。终端存储不同事务的不同的第一签名（证明）（z）和参数（M）。集中式系统可以收集第一个签名和参数。集中式系统可以基于卡身份恢复秘密借记卡（k），并可以向服务提供商提供信用。

4. 发明授权

US4822984A Process for electronic payment using a memory 失效
标题翻译：使用存储器进行电子支付的过程
公开(公告)号：US4822984A
公开(公告)日：1989-04-18
申请号：US936775
申请日：1986-12-02
申请人： Patrick Remery , Jean-Pierre Boule
发明人： Patrick Remery , Jean-Pierre Boule
IPC分类号： G06K19/073 , G07F7/02 , G07F7/08 , G06K5/00
CPC分类号： G07F7/0866 , G06Q20/3433 , G07F7/02
摘要： Electronic payment method wherein a memory is used with two zones of equal capacity, a payment zone and a reloading zone. A stop-bit equal to "0" is written in the payment zone. A first payment of a certain amount is obtained by counting an amount equal to the payment of "1's" in the payment zone starting from the first bit in the memory. A "0" is written accordingly. A second payment of any other amount is obtained by counting another amount of "1's" equal to the new payment starting from the preceeding "0" and a "0" is written and so on until the rank of the bit to be written as "0" in the payment zone overshoots the rank of the stop-bit in the reloading zone. For a reloading operation a "0" is written in the reloading zone for all bits having the same rank as the "0" bits in the payment zone and a new stop-bit is determined and this is set equal to "0" by writing in the reloading zone.
摘要翻译：电子支付方法，其中使用具有相等容量的两个区域，支付区域和重新加载区域的存储器。在支付区域中写入等于“0”的停止位。通过从存储器中的第一位开始，在支付区域中计数等于支付“1”的金额来获得一定量的第一次支付。写入“0”。任何其他金额的第二次付款是通过计数等于从先前“0”开始的新付款的另一数量的“1”，并写入“0”等等，直到要写入的位的等级为“ 0“在支付区域超过重新加载区域中的停止位的等级。对于重新加载操作，对于与支付区域中的“0”位具有相同等级的所有位，在重新加载区域中写入“0”，并且确定新的停止位，并且通过写入将其设置为等于“0” 在重新加载区。

5. 发明申请

US20050161503A1 Process for managing an electronic transaction by chip card terminal and chip card implementing this process 有权
标题翻译：用于通过芯片卡终端管理电子交易和实施该过程的芯片卡的处理
公开(公告)号：US20050161503A1
公开(公告)日：2005-07-28
申请号：US11064052
申请日：2005-02-22
申请人： Patrick Remery , Aymeric De Solages , Bernard Darbour
发明人： Patrick Remery , Aymeric De Solages , Bernard Darbour
IPC分类号： G06K17/00 , G07F7/08 , G07F7/10 , G06K5/00
CPC分类号： G07F7/08 , G06K2017/0067 , G06Q20/341 , G06Q20/4033 , G06Q20/40975 , G07F7/1008
摘要： A process for managing an electronic transaction with a trader by use of a microprocessor chip card and of a reading terminal able to interact with the card. The card performs a first comparison where it compares a transaction amount with a first threshold value and instigates a bearer authentication procedure when this amount is above the first threshold. When the amount of the transaction is below the first threshold, the chip card performs a second comparison where it compares with a second threshold value an incremented value of a first counter. The first counter being an aggregate of small amounts counter and being successively incremented by values of amounts of transaction in cases where the amounts are below the first threshold. A procedure for authenticating the bearer of the card is instigated by the card depending on the result of this second comparison.
摘要翻译：通过使用微处理器芯片卡和能够与卡互动的读取终端来管理与交易者的电子交易的过程。该卡执行第一比较，其中其将交易量与第一阈值进行比较，并且当该量高于第一阈值时，启动承载认证过程。当交易量低于第一阈值时，芯片卡执行第二比较，其中其与第一阈值相比较，增加第一计数器的值。第一个计数器是小额计数器的总计，并且在金额低于第一阈值的情况下依次递增交易金额的值。根据该第二比较的结果，由卡启动认证卡的承载的过程。

6. 发明授权

US07270265B2 Process for managing an electronic transaction by chip card terminal and chip card implementing this process 有权
标题翻译：用于通过芯片卡终端管理电子交易和实施该过程的芯片卡的处理
公开(公告)号：US07270265B2
公开(公告)日：2007-09-18
申请号：US11064052
申请日：2005-02-22
申请人： Patrick Remery , Aymeric De Solages , Bernard Darbour
发明人： Patrick Remery , Aymeric De Solages , Bernard Darbour
IPC分类号： G06K5/00
CPC分类号： G07F7/08 , G06K2017/0067 , G06Q20/341 , G06Q20/4033 , G06Q20/40975 , G07F7/1008
摘要： A process for managing an electronic transaction with a trader by use of a microprocessor chip card and of a reading terminal able to interact with the card. The card performs a first comparison where it compares a transaction amount with a first threshold value and instigates a bearer authentication procedure when this amount is above the first threshold. When the amount of the transaction is below the first threshold, the chip card performs a second comparison where it compares with a second threshold value an incremented value of a first counter. The first counter being an aggregate of small amounts counter and being successively incremented by values of amounts of transaction in cases where the amounts are below the first threshold. A procedure for authenticating the bearer of the card is instigated by the card depending on the result of this second comparison.
摘要翻译：通过使用微处理器芯片卡和能够与卡互动的读取终端来管理与交易者的电子交易的过程。该卡执行第一比较，其中其将交易量与第一阈值进行比较，并且当该量高于第一阈值时，启动承载认证过程。当交易量低于第一阈值时，芯片卡执行第二比较，其中其与第一阈值相比较，增加第一计数器的值。第一个计数器是小额计数器的总计，并且在金额低于第一阈值的情况下依次递增交易金额的值。根据该第二比较的结果，由卡启动认证卡的承载的过程。

7. 发明授权

US5247578A Process for exchange of rights between microprocessor cards 失效
标题翻译：微处理器卡之间的权利交换过程
公开(公告)号：US5247578A
公开(公告)日：1993-09-21
申请号：US823770
申请日：1992-01-22
申请人： Jean-Claude Pailles , Patrick Remery , Francoise Vallee
发明人： Jean-Claude Pailles , Patrick Remery , Francoise Vallee
IPC分类号： G06K19/07 , G06Q20/00 , G07F7/08 , G07F7/10 , G07F7/12
CPC分类号： G07F7/1008 , G06Q20/06 , G06Q20/085 , G06Q20/341 , G06Q20/367 , G06Q20/3676 , G06Q20/40975
摘要： A process for exchange of rights between microprocessor cards, wherein multiple keys (K1, K2, . . . ) and varied keys (Ka5, Kb3) are used. A card to be debited calculates a voucher with varied key (Ka5) that the card to be credited reconstitutes. The process has application to electronic payment.
摘要翻译：一种用于在微处理器卡之间交换权利的过程，其中使用多个键（K1，K2，...）和各种键（Ka5，Kb3）。要扣除的卡片计算出具有不同密钥（Ka5）的凭证，即要记入的信用卡被重组。该过程适用于电子支付。

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