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1. 发明授权

US5737439A Anti-fraud biometric scanner that accurately detects blood flow 失效
标题翻译：反欺诈生物识别扫描仪，准确检测血液流量
公开(公告)号：US5737439A
公开(公告)日：1998-04-07
申请号：US739313
申请日：1996-10-29
申请人： Philip Dean Lapsley , Jonathan Alexander Lee , David Ferrin Pare, Jr. , Ned Hoffman
发明人： Philip Dean Lapsley , Jonathan Alexander Lee , David Ferrin Pare, Jr. , Ned Hoffman
IPC分类号： A61B5/024 , A61B5/117 , G06K9/00 , G06K9/20 , G07C9/00 , H04L29/06
CPC分类号： G06K9/0012 , A61B5/02416 , G06K9/00899 , G06K9/2018 , G07C9/00158 , H04L63/0861 , A61B5/117
摘要： The invention discloses an anti-fraud biometric scanner that determines whether an object exhibits characteristics of blood flow consistent with that of a live human. The anti-fraud biometric scanner has biometric scanning means for obtaining a biometric sample from the object, blood flow detection means for determining whether the object exhibits characteristics of blood flow consistent with that of a live human, and deception detection means for determining if the object is attempting to deceive the blood flow detection means. The blood flow detection means comprises a first light source for illuminating the object, a photodetector for measuring light energy from the object, and computing means for controlling the first light source and processing output from the photodetector. The deception detection means provides means for detecting movement by the object in an attempt to deceptively simulate blood flow. The means for detecting movement uses the computing means and turns off the first light source, turns on a second light source, measures any time-varying light energy from the object, and, if the measured time-varying light energy is above a threshold, determines that fraud is occurring.
摘要翻译：本发明公开了一种防欺诈生物识别扫描器，其确定物体是否表现出与活人相一致的血流特征。防欺诈生物识别扫描器具有用于从物体获取生物测定样本的生物测定扫描装置，用于确定物体是否呈现与活人相一致的血流特征的血流检测装置，以及用于确定物体试图欺骗血流检测装置。血流检测装置包括用于照射物体的第一光源，用于测量来自物体的光能的光电检测器，以及用于控制第一光源和从光电检测器处理输出的计算装置。欺骗检测装置提供用于检测物体的移动以试图欺骗地模拟血液流动的装置。用于检测移动的装置使用计算装置并关闭第一光源，打开第二光源，测量来自物体的任何时变光能量，并且如果测得的时变光能量高于阈值，确定欺诈正在发生。

2. 发明授权

US06879966B1 Tokenless biometric electronic financial transactions via a third party identicator 失效
公开(公告)号：US06879966B1
公开(公告)日：2005-04-12
申请号：US09815434
申请日：2001-03-22
申请人： Philip Dean Lapsley , Jonathan Alexander Lee , David Ferrin Pare, Jr. , Ned Hoffman
发明人： Philip Dean Lapsley , Jonathan Alexander Lee , David Ferrin Pare, Jr. , Ned Hoffman
IPC分类号： G06F1/00 , G06F21/00 , G06K9/00 , G06K9/62 , G06Q20/00 , G07C9/00 , G07F7/10 , H04K1/00 , H04L9/00 , H04L29/06 , G06F17/60
CPC分类号： H04L63/04 , G01F19/005 , G06F21/32 , G06F21/554 , G06F21/83 , G06F21/86 , G06F2211/008 , G06F2221/2117 , G06K9/00087 , G06K9/6255 , G06Q20/00 , G06Q20/02 , G06Q20/04 , G06Q20/0855 , G06Q20/10 , G06Q20/102 , G06Q20/12 , G06Q20/18 , G06Q20/341 , G06Q20/367 , G06Q20/3674 , G06Q20/382 , G06Q20/40 , G06Q20/4014 , G06Q20/40145 , G06Q20/4097 , G06Q30/02 , G06Q40/00 , G07C9/00134 , G07C9/00158 , G07F7/1008 , G07F11/002 , G07F19/201 , G07F19/207 , H04L63/0428 , H04L63/0442 , H04L63/083 , H04L63/0861 , H04L63/123 , H04L2463/102
摘要： The invention provides a method and device for tokenless authorization of an electronic payment between a payor and a payee using an electronic third party identicator and at least one payor bid biometric sample. In a payor registration step, the payor registers with an electronic third party identicator at least one registration biometric sample, and at least one payor financial account identifier. The payee registers a payee identification data with the electronic third party identicator. A payee bid identification data and a payor bid biometric sample collected from the payor's person are electronically forwarded to the third party electronic identicator. A comparator engine compares the bid biometric sample with at least one registered biometric sample for producing either a successful or failed identification of the payor. The comparator engine also compares the payee's bid identification data with a payee's registered identification data for producing either a successful or failed identification of the payee. Once the electronic third-party identicator successfully identifies the payor and payee, the identicator electronically forwards at least one payor financial account identifier to the payee. An electronic financial transaction is then formed between the payor and payee, comprising a transaction amount and a payor financial account identifier. This transaction is then electronically forwarded to a financial transaction processor for authorization.

3. 发明授权

US06397198B1 Tokenless biometric electronic transactions using an audio signature to identify the transaction processor 有权
标题翻译：使用音频签名的令牌生物识别电子交易来识别交易处理器
公开(公告)号：US06397198B1
公开(公告)日：2002-05-28
申请号：US09357718
申请日：1999-07-20
申请人： Ned Hoffman , David Ferrin Pare, Jr. , Jonathan Alexander Lee , Philip Dean Lapsley
发明人： Ned Hoffman , David Ferrin Pare, Jr. , Jonathan Alexander Lee , Philip Dean Lapsley
IPC分类号： G06F1760
CPC分类号： G06Q20/42 , G06F21/32 , G06F21/554 , G06F21/57 , G06F21/83 , G06F21/86 , G06F2211/008 , G06F2221/2117 , G06Q20/00 , G06Q20/02 , G06Q20/04 , G06Q20/10 , G06Q20/12 , G06Q20/18 , G06Q20/206 , G06Q20/341 , G06Q20/3674 , G06Q20/382 , G06Q20/3821 , G06Q20/40 , G06Q20/4014 , G06Q20/40145 , G06Q20/4097 , G06Q30/02 , G07C9/00087 , G07C9/00158 , G07F7/1008 , G07F11/002 , G07F19/201 , G07F19/207 , G07F19/211 , H04L63/04 , H04L63/0861 , H04L2463/102
摘要： The invention discloses a tokenless biometric identification computer system, comprising at least a database containing registered biometric samples of users. A comparator compares a bid biometric sample of a user to at least one registered biometric sample, the bid biometric sample obtained directly from the user during an identification process for conducting an electronic transaction by the user. A stored audio signature is associated with a transaction processor entity, which the transaction processor entity is responsible for conducting the electronic transaction. A sound generator generates an analog or digital signal from the stored audio signature, and a transducer converts the analog or digital signal to a play back audio signature. This invention generates a play back audio signature from the stored audio signature that is associated with the transaction processor entity and the play back audio signature is played back to the user to identify the transaction processor entity that conducted the electronic transaction, wherein no man made personal devices such as credit cards, identity cards or the like is used during the identification process for conducting the electronic transaction.
摘要翻译：本发明公开了一种无标记生物特征识别计算机系统，至少包括一个包含用户登记的生物特征样本的数据库。比较器将用户的投标生物特征样本与至少一个注册的生物特征样本进行比较，所述生物特征样本是在用户进行电子交易的识别过程期间直接从用户获得的投标生物特征样本。存储的音频签名与交易处理器实体相关联，交易处理器实体负责进行电子交易。声音发生器从存储的音频签名生成模拟或数字信号，并且换能器将模拟或数字信号转换成回放音频签名。本发明从存储的与交易处理器实体相关联的音频签名生成回放音频签名，并且回放音频签名被回放给用户以识别进行电子交易的交易处理器实体，其中没有人做个人在进行电子交易的识别过程中使用诸如信用卡，身份证等的装置。

4. 发明授权

US07319987B1 Tokenless financial access system 失效
标题翻译：无钥匙金融接入系统
公开(公告)号：US07319987B1
公开(公告)日：2008-01-15
申请号：US09215058
申请日：1998-12-17
申请人： Ned Hoffman , David Ferrin Pare, Jr. , Jonathan Alexander Lee , Philip Dean Lapsley
发明人： Ned Hoffman , David Ferrin Pare, Jr. , Jonathan Alexander Lee , Philip Dean Lapsley
IPC分类号： G06Q40/00
CPC分类号： G06Q20/40 , G06Q20/40145 , G06Q30/06 , G06Q40/02
摘要： The present invention shows a method and a device system for tokenless authorization of commercial transactions between a user and a seller. The user registers at least one registration biometric sample, and at least one user financial account. The seller registers with the computer system at least one seller financial account. The seller offers a proposed commercial transaction to the user, which includes price information. The user accepts the seller's proposed commercial transaction by adding to the proposed commercial transaction the user's personal authentication information. The bid biometric sample is forwarded to the computer system. The computer system compares the bid biometric sample with registration biometric samples. Upon successful match, a financial account of the user is debited and a financial account of the seller is credited, wherein a commercial transaction is conducted without the user having to use any portable man-made memory devices such as smartcards or swipe cards.
摘要翻译：本发明示出了用于用户和卖方之间的商业交易的无凭证授权的方法和设备系统。用户注册至少一个注册生物特征样本和至少一个用户金融账户。卖方向计算机系统注册至少一个卖家金融账户。卖方向用户提供建议的商业交易，其中包括价格信息。用户通过向建议的商业交易添加用户的个人认证信息来接受卖方提出的商业交易。投标生物特征样本被转发到计算机系统。计算机系统将投标生物特征样本与注册生物特征样本进行比较。一旦成功匹配，用户的金融账户被扣除，并且卖方的金融账户被记入贷方，其中进行商业交易而用户不必使用诸如智能卡或刷卡的任何便携式人造存储设备。

5. 发明授权

US06980670B1 Biometric tokenless electronic rewards system and method 有权
标题翻译：生物识别无电子奖励系统及方法
公开(公告)号：US06980670B1
公开(公告)日：2005-12-27
申请号：US09794810
申请日：2001-02-26
申请人： Ned Hoffman , David Ferrin Pare, Jr. , Jonathan Alexander Lee , Philip Dean Lapsley
发明人： Ned Hoffman , David Ferrin Pare, Jr. , Jonathan Alexander Lee , Philip Dean Lapsley
IPC分类号： G06F21/00 , G06K9/00 , G06Q20/00 , G06Q30/00 , G07C9/00 , G06F17/60
CPC分类号： G06Q30/02 , G06F21/31 , G06F21/32 , G06Q20/02 , G06Q20/18 , G06Q20/387 , G06Q20/40 , G06Q20/4014 , G06Q30/0222 , G06Q30/0225 , G06Q30/0226 , G06Q30/0234 , G06Q30/0236 , G07C9/00142 , G07C9/00158
摘要： Disclosed is a system and method for processing tokenless electronic consumer rewards between a reward provider and a recipient using an electronic identicator comparator and at least one recipient biometric data. The process uses apparatus for creating an electronic registry of a reward provider's products or services each having a predetermined rewards value, the rewards being disbursed to recipients based upon the occurrence of predetermined criteria; recipient registration, wherein the recipient registers with the electronic identicator comparator at least one registration biometric sample, and recipient specific data; recipient identification, wherein the identicator comparator compares a recipient bid biometric sample with previously registered biometric samples for producing either a successful or failed identification of the recipient; and recipient rewards issuance, wherein the rewards provider issues rewards to the recipient. This method and system can process an electronic consumer rewards transaction without the recipient using any unique identification tokens.
摘要翻译：公开了一种用于使用电子识别器比较器和至少一个接收者生物测定数据来处理奖励提供者和接收者之间的无令牌电子消费者奖励的系统和方法。该过程使用用于创建奖励提供者的产品或服务的电子注册表的装置，每个产品或服务具有预定的奖励值，根据预定标准的发生，奖励被支付给接收者; 收件人注册，其中所述接收者向所述电子标识符比较器注册至少一个注册生物特征样本和接收者特定数据; 其中所述识别者比较器将接收者投标生物特征样本与先前注册的生物特征样本进行比较，以产生接收者的成功或失败的标识; 和收款人奖励发行，其中奖励提供者向收件人发放奖励。该方法和系统可以处理电子消费者回报交易，而不使用任何唯一的识别令牌。

6. 发明授权

US06920435B2 Tokenless biometric electronic transactions using an audio signature to identify the transaction processor 失效
公开(公告)号：US06920435B2
公开(公告)日：2005-07-19
申请号：US10120328
申请日：2002-04-10
申请人： Ned Hoffman , David Ferrin Pare, Jr. , Jonathan Alexander Lee , Philip Dean Lapsley
发明人： Ned Hoffman , David Ferrin Pare, Jr. , Jonathan Alexander Lee , Philip Dean Lapsley
IPC分类号： G06F1/00 , G06F15/00 , G06F21/00 , G06F21/20 , G06K9/00 , G06K9/62 , G06Q20/00 , G07C9/00 , G07F7/10 , G10L15/00 , G10L15/28 , G10L17/00 , H04K1/00 , H04L9/00 , H04L9/32 , H04L29/06 , G06F17/60
CPC分类号： G06Q20/42 , G06F21/32 , G06F21/554 , G06F21/57 , G06F21/83 , G06F21/86 , G06F2211/008 , G06F2221/2117 , G06Q20/00 , G06Q20/02 , G06Q20/04 , G06Q20/10 , G06Q20/12 , G06Q20/18 , G06Q20/206 , G06Q20/341 , G06Q20/3674 , G06Q20/382 , G06Q20/3821 , G06Q20/40 , G06Q20/4014 , G06Q20/40145 , G06Q20/4097 , G06Q30/02 , G07C9/00087 , G07C9/00158 , G07F7/1008 , G07F11/002 , G07F19/201 , G07F19/207 , G07F19/211 , H04L63/04 , H04L63/0861 , H04L2463/102
摘要： The invention discloses a tokenless biometric identification computer system, comprising at least a database containing registered biometric samples of users. A comparator compares a bid biometric sample of a user to at least one registered biometric sample, the bid biometric sample obtained directly from the user during an identification process for conducting an electronic transaction by the user. A stored audio signature is associated with a transaction processor entity, which the transaction processor entity is responsible for conducting the electronic transaction. A sound generator generates an analog or digital signal from the stored audio signature, and a transducer converts the analog or digital signal to a play back audio signature. This invention generates a play back audio signature from the stored audio signature that is associated with the transaction processor entity and the play back audio signature is played back to the user to identify the transaction processor entity that conducted the electronic transaction, wherein no man made personal devices such as credit cards, identity cards or the like is used during the identification process for conducting the electronic transaction.

7. 发明授权

US06591002B2 Association of finger pores and macrofeatures for identification of individuals 有权
公开(公告)号：US06591002B2
公开(公告)日：2003-07-08
申请号：US10143430
申请日：2002-05-09
申请人： Jonathan Alexander Lee , Philip Dean Lapsley , David Ferrin Pare, Jr.
发明人： Jonathan Alexander Lee , Philip Dean Lapsley , David Ferrin Pare, Jr.
IPC分类号： G06K900
CPC分类号： G06K9/00073 , G06K9/00093 , G06T3/0006
摘要： A method of identifying an individual from examination of their natural physical characteristics is shown. The method comprises obtaining from an individual during a registration process, a fingerprint image having at least one registration pore and at least one registration macrofeature; wherein registration pore data is derived from the registration pores, and registration macrofeature data is derived from the registration macrofeatures. In a bid step, a fingerprint image having at least one bid pore and at least one bid macrofeature is obtained; wherein bid pore data is derived from the bid pores and bid macrofeature data is derived from the bid macrofeatures. Bid associated data is constructed from associating the bid pore data with the bid macrofeature data, and constructing registration associated data derived from associating the registration pore data with the registration macrofeature data. The bid associated data is compared to the registration associated data to produce a correlation score where a successful or failed identification result is produced based on comparison of the correlation score to a predetermined threshold value.

8. 发明授权

US06411728B1 Association of finger pores and macrofeatures for identification of individuals 有权
标题翻译：手指孔和宏观特征的关联识别个体
公开(公告)号：US06411728B1
公开(公告)日：2002-06-25
申请号：US09330253
申请日：1999-06-10
申请人： Jonathan Alexander Lee , Philip Dean Lapsley , David Ferrin Pare, Jr.
发明人： Jonathan Alexander Lee , Philip Dean Lapsley , David Ferrin Pare, Jr.
IPC分类号： G06K900
CPC分类号： G06K9/00073 , G06K9/00093 , G06T3/0006
摘要： A method of identifying an individual from examination of their natural physical characteristics is shown. The method comprises obtaining from an individual during a registration process, a fingerprint image having at least one registration pore and at least one registration macrofeature; wherein registration pore data is derived from the registration pores, and registration macrofeature data is derived from the registration macrofeatures. In a bid step, a fingerprint image having at least one bid pore and at least one bid macrofeature is obtained; wherein bid pore data is derived from the bid pores and bid macrofeature data is derived from the bid macrofeatures. Bid associated data is constructed from associating the bid pore data with the bid macrofeature data, and constructing registration associated data derived from associating the registration pore data with the registration macrofeature data. The bid associated data is compared to the registration associated data to produce a correlation score where a successful or failed identification result is produced based on comparison of the correlation score to a predetermined threshold value.
摘要翻译：示出了从其自然物理特征的检查中识别个体的方法。该方法包括在注册过程期间从个人获得具有至少一个注册孔和至少一个注册宏特征的指纹图像; 其中配准孔数据从注册孔导出，并且从注册宏特征导出注册宏特征数据。在投标步骤中，获得具有至少一个投标孔和至少一个投标宏特征的指纹图像; 其中出价孔数据从出价孔导出，并且投标宏特征数据从投标宏观特征导出。投标相关数据是通过将出价孔数据与投标宏观特征数据相关联构建的，并且构建从注册孔数据与注册宏特征数据相关联而得到的注册关联数据。将出价相关数据与注册相关数据进行比较，以产生相关分数，其中基于相关分数与预定阈值的比较来产生成功或失败的识别结果。

9. 发明授权

US6131464A Pressure sensitive biometric input apparatus 失效
标题翻译：压敏生物识别输入装置
公开(公告)号：US6131464A
公开(公告)日：2000-10-17
申请号：US98318
申请日：1998-06-16
申请人： David Ferrin Pare, Jr. , Philip Dean Lapsley , Jonathan Alexander Lee
发明人： David Ferrin Pare, Jr. , Philip Dean Lapsley , Jonathan Alexander Lee
IPC分类号： G06K9/00 , G01L7/00 , G01D7/00 , G01L3/00
CPC分类号： G06K9/036 , G06K9/00013
摘要： The invention discloses a biometric input apparatus for obtaining a high quality image of the finger of a user. The biometric input apparatus has a finger image scanner which in turn has a contact surface where the user places their finger upon prior to scanning, means for obtaining an electronic image of the finger of the user that is placed on the contact surface, and a pressure sensor for detecting the amount of pressure that is applied by the finger of the user to the contact surface. In a preferred embodiment, the finger image scanner also has a logic device that measures the amount of pressure exerted by the finger of the user and compares said pressure to a predetermined threshold pressure value. In a most preferred embodiment the improved finger image scanner further has a feedback loop, wherein the logic device prompts the user to increase or decrease the pressure applied to the contact surface.
摘要翻译：本发明公开了一种用于获得用户手指的高质量图像的生物特征输入装置。生物测定输入装置具有手指图像扫描器，该手指图像扫描器又具有用户将其手指放置在扫描之前的接触表面，用于获得放置在接触表面上的用户的手指的电子图像的装置，以及压力用于检测由用户的手指施加到接触表面的压力的量的传感器。在优选实施例中，手指图像扫描器还具有测量由使用者的手指施加的压力的量的逻辑装置，并将所述压力与预定阈值压力值进行比较。在最优选的实施例中，改进的手指图像扫描器还具有反馈回路，其中逻辑装置提示使用者增加或减小施加于接触表面的压力。

10. 发明授权

US07536352B2 Tokenless biometric electronic financial transactions via a third party identicator 有权
标题翻译：通过第三方识别器进行无记忆的生物识别电子金融交易
公开(公告)号：US07536352B2
公开(公告)日：2009-05-19
申请号：US11109096
申请日：2005-04-18
申请人： Philip D. Lapsley , Jonathan Alexander Lee , David Ferrin Pare, Jr. , Ned Hoffman
发明人： Philip D. Lapsley , Jonathan Alexander Lee , David Ferrin Pare, Jr. , Ned Hoffman
IPC分类号： G06Q40/00
CPC分类号： H04L63/04 , G01F19/005 , G06F21/32 , G06F21/554 , G06F21/83 , G06F21/86 , G06F2211/008 , G06F2221/2117 , G06K9/00087 , G06K9/6255 , G06Q20/00 , G06Q20/02 , G06Q20/04 , G06Q20/0855 , G06Q20/10 , G06Q20/102 , G06Q20/12 , G06Q20/18 , G06Q20/341 , G06Q20/367 , G06Q20/3674 , G06Q20/382 , G06Q20/40 , G06Q20/4014 , G06Q20/40145 , G06Q20/4097 , G06Q30/02 , G06Q40/00 , G07C9/00134 , G07C9/00158 , G07F7/1008 , G07F11/002 , G07F19/201 , G07F19/207 , H04L63/0428 , H04L63/0442 , H04L63/083 , H04L63/0861 , H04L63/123 , H04L2463/102
摘要： A method and device enables tokenless authorization of an electronic payment between a payor and a payee using an electronic identicator and a one payor bid biometric sample. The payor registers with a registration biometric sample, and a payor financial account identifier. The payee registers a payee identification data with the electronic identicator. A payee bid identification data and a payor bid biometric sample are electronically forwarded to the identicator. The bid biometric sample is compared with registered biometric samples and the payee's bid identification data is compared with a payee's registered identification data for a successful or failed identifications of the payor and payee. If the identicator successfully identifies the payor and payee, the identicator electronically forwards a payor financial account identifier to the payee. An electronic financial transaction is then formed comprising a transaction amount and a payor financial account identifier.
摘要翻译：一种方法和装置使得能够使用电子识别器和一个付费者投标生物特征样本对付款人和收款人之间的电子支付进行无凭证授权。付款人注册注册生物特征样本和付款人金融帐户标识。收款人向电子识别器注册收款人识别数据。收款人出价识别数据和付款人出价生物特征样本以电子方式转发给识别者。将投标生物特征样本与注册的生物特征样本进行比较，并将收款人的投标标识数据与收款人的注册识别数据进行比较，以确定付款人和收款人的成功或失败的标识。如果识别者成功识别付款人和收款人，则身份识别者将付款人金融帐户标识符电子转帐给收款人。然后形成包括交易金额和支付者金融账户标识符的电子金融交易。

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