专利快速检索-快速检索全球专利，免费商用专利数据库-IPRDB

1. 发明授权

US08554665B1 Self service rate lock 有权
标题翻译：自助率锁定
公开(公告)号：US08554665B1
公开(公告)日：2013-10-08
申请号：US11868769
申请日：2007-10-08
申请人： Steve D. Zettner , Kevin Fiedler , Robert K. Dibble
发明人： Steve D. Zettner , Kevin Fiedler , Robert K. Dibble
IPC分类号： G06Q40/00
CPC分类号： G06Q40/025
摘要： Systems and methods are disclosed for enabling a borrower to rate lock a line of credit. An offer to rate lock at least a portion of the borrower's line of credit may be presented to the borrower. The rate lock offer may include converting an advanced amount, and/or an amount that is available to be advanced, from the borrower's line of credit to a fixed rate loan having a fixed interest rate, a fixed loan duration, and/or a fixed payment schedule. After the borrower has accepted the offer, the rate lock may be executed. The disclosed embodiments may enable the borrower to electronically obtain the rate lock without any human intervention.
摘要翻译：公开了系统和方法，以使借款人能够对信用额度进行锁定。至少一部分借款人的信用额度的提价可以提交给借款人。利率锁定优惠可以包括将先进金额和/或可用于提前的金额从借款人的信用额度转换为具有固定利率，固定贷款期限和/或固定利率的固定利率贷款付款时间表。借款人接受要约后，可以执行费率锁定。所公开的实施例可以使得借款人能够电子地获得速率锁定而无需任何人为的干预。

IPRDB

热门服务

关于我们

友情链接

联系方式