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1. 发明申请

US20200012774A1 ENABLING ACCESS TO DATA 审中-公开
公开(公告)号：US20200012774A1
公开(公告)日：2020-01-09
申请号：US16575795
申请日：2019-09-19
申请人： Visa Europe Limited
发明人： Boris Taratine
IPC分类号： G06F21/35 , H04W4/80 , H04W12/04 , H04W12/08 , G06F21/43
摘要： Systems, methods and apparatus for enabling access to secure data. A first module is arranged to generate a limited use passcode and make the passcode available to a user. A second module and a third module are arranged to communicate whereby to enable detection of the third module being in proximity to the second module. A fourth module is arranged to receive a passcode via user input. The apparatus is arranged to enable access to secure data in dependence on the fourth module receiving a valid passcode generated by the first module and the third module being in proximity to the second module.

2. 发明申请

US20190213321A1 METHOD AND SYSTEM FOR VERIFYING AN ACCESS REQUEST 审中-公开
公开(公告)号：US20190213321A1
公开(公告)日：2019-07-11
申请号：US16357098
申请日：2019-03-18
申请人： Visa Europe Limited
发明人： Boris Taratine , Matthew Johnson , Simon Peter Rust , Andrew Warren Rounds
IPC分类号： G06F21/45 , G06F21/62 , G06F21/31 , G06Q20/30 , H04L29/06 , G06F21/72 , G06F21/34
CPC分类号： G06F21/45 , G06F21/31 , G06F21/34 , G06F21/6245 , G06F21/725 , G06F2221/2151 , G06Q20/30 , H04L63/083 , H04L63/0846
摘要： A system for verifying a request for access to data is provided, the system comprising a first module 20 and a second module 30. The first module 20 is arranged to generate a password, and the second module 30 is arranged to receive a password associated with a request for data, validate the received password, and enable access to the requested data. The system is such that the first and second modules 20, 30 share a secret that has been uniquely assigned thereto, the shared secret being for use in generation and validation of a said password. Furthermore, the first module 20 is communicatively disconnected from the second module 30.

3. 发明授权

US09830447B2 Method and system for verifying an access request 有权
公开(公告)号：US09830447B2
公开(公告)日：2017-11-28
申请号：US14639857
申请日：2015-03-05
申请人： VISA EUROPE LIMITED
发明人： Boris Taratine , Matthew Johnson , Simon Peter Rust , Andrew Warren Rounds
IPC分类号： G06F21/45 , H04L29/06 , G06F21/34 , G06F21/72 , G06Q20/30 , G06F21/31 , G06F21/62
CPC分类号： G06F21/45 , G06F21/31 , G06F21/34 , G06F21/6245 , G06F21/725 , G06F2221/2151 , G06Q20/30 , H04L63/083 , H04L63/0846
摘要： Systems and methods for use in verifying a request for access to data in a system comprising a first module having access to a first trusted indicator of time, a second module having access to an untrusted indicator of time and a computing device having access to a second trusted indicator of time. The first module generates a password using at least the first trusted indicator of time. The second module receives a password associated with the request for access to data and validates the received password using at least the untrusted indicator of time. The second module then causes a message to be transmitted to the computing device, the message comprising data indicative at least of the untrusted indicator of time used to validate the received password. The computing device then generates data indicative of a comparison between the untrusted indicator of time and the second trusted indicator of time, and uses the generated data to provide said access to data.

4. 发明授权

US10929524B2 Method and system for verifying an access request 有权
公开(公告)号：US10929524B2
公开(公告)日：2021-02-23
申请号：US16357098
申请日：2019-03-18
申请人： Visa Europe Limited
发明人： Boris Taratine , Matthew Johnson , Simon Peter Rust , Andrew Warren Rounds
IPC分类号： H04L9/32 , H04L29/06 , H04L9/00 , G06F21/00 , G06F21/45 , G06Q20/30 , G06F21/34 , G06F21/72 , G06F21/31 , G06F21/62
摘要： A system for verifying a request for access to data is provided, the system comprising a first module 20 and a second module 30. The first module 20 is arranged to generate a password, and the second module 30 is arranged to receive a password associated with a request for data, validate the received password, and enable access to the requested data. The system is such that the first and second modules 20, 30 share a secret that has been uniquely assigned thereto, the shared secret being for use in generation and validation of a said password. Furthermore, the first module 20 is communicatively disconnected from the second module 30.

5. 发明授权

US10445484B2 Enabling access to data 有权
公开(公告)号：US10445484B2
公开(公告)日：2019-10-15
申请号：US14977400
申请日：2015-12-21
申请人： Visa Europe Limited
发明人： Boris Taratine
IPC分类号： H04L29/06 , G06F21/35 , H04W4/80 , G06F21/43 , G06F21/72 , H04W12/04 , H04W12/08 , H04L9/32 , H04L9/12 , H04W12/00
摘要： Systems, methods and apparatus for enabling access to secure data. A first module is arranged to generate a limited use passcode and make the passcode available to a user. A second module and a third module are arranged to communicate whereby to enable detection of the third module being in proximity to the second module. A fourth module is arranged to receive a passcode via user input. The apparatus is arranged to enable access to secure data in dependence on the fourth module receiving a valid passcode generated by the first module and the third module being in proximity to the second module.

6. 发明授权

US10348805B2 Method and system for transferring data 有权
公开(公告)号：US10348805B2
公开(公告)日：2019-07-09
申请号：US14858185
申请日：2015-09-18
申请人： Visa Europe Limited
发明人： Boris Taratine
IPC分类号： G06Q20/38 , G06Q20/42 , H04L29/06 , H04L29/08
摘要： Systems, methods and computer programs for transferring data in a communication system are described. The communication system has a first node arranged to send data to a plurality of second nodes using a first protocol. The first protocol allows the transfer of data of a first type. At least one of the second nodes additionally requires data of a second type, which is not included in the data sent according to the first protocol. First data, of the first type, is transferred to a plurality of the second nodes using the first protocol. Second data, of the second type, is stored in a memory. Subsequently, in response to a request, access to the second data is provided to the second node.

7. 发明申请

US20220201064A1 Method And System For Transferring Data 有权
公开(公告)号：US20220201064A1
公开(公告)日：2022-06-23
申请号：US17690686
申请日：2022-03-09
申请人： Visa Europe Limited
发明人： Boris Taratine
IPC分类号： H04L67/06 , G06Q20/38 , G06Q20/42 , H04L69/08
摘要： Systems, methods and computer programs for transferring data in a communication system are described. The communication system has a first node arranged to send data to a plurality of second nodes using a first protocol. The first protocol allows the transfer of data of a first type. At least one of the second nodes additionally requires data of a second type, which is not included in the data sent according to the first protocol. First data, of the first type, is transferred to a plurality of the second nodes using the first protocol. Second data, of the second type, is stored in a memory. Subsequently, in response to a request, access to the second data is provided to the second node.

8. 发明申请

US20200334673A1 PROCESSING ELECTRONIC TOKENS 审中-公开
公开(公告)号：US20200334673A1
公开(公告)日：2020-10-22
申请号：US16920207
申请日：2020-07-02
申请人： Visa Europe Limited
发明人： Boris Taratine , Malcolm Lewis
IPC分类号： G06Q20/38 , H04W4/029 , G06Q20/40 , G06Q20/32
摘要： Measures, including methods, apparatus and computer software are provided for processing electronic tokens. An authorization request is received in relation to processing of an electronic token. An identifier for a user terminal associated with the electronic token, and an account, are determined on the basis of the authorization request. In some arrangements, a location query for the user terminal is performed on the basis of the determined identifier, whereby to determine a location of the user terminal on the basis of a proximity of the user terminal to one or more base stations in a cellular telecommunications network. In some arrangements, a challenge message is sent to the user terminal, to establish a confidence that the transacting user terminal is the designated user terminal. Processing of the electronic token in relation to the account is selectively authorized on the basis of the result of the location query or challenge response.

9. 发明申请

US20190273774A1 METHOD AND SYSTEM FOR TRANSFERRING DATA 审中-公开
公开(公告)号：US20190273774A1
公开(公告)日：2019-09-05
申请号：US16418542
申请日：2019-05-21
申请人： Visa Europe Limited
发明人： Boris Taratine
IPC分类号： H04L29/08 , G06Q20/42 , G06Q20/38 , H04L29/06
摘要： Systems, methods and computer programs for transferring data in a communication system are described. The communication system has a first node arranged to send data to a plurality of second nodes using a first protocol. The first protocol allows the transfer of data of a first type. At least one of the second nodes additionally requires data of a second type, which is not included in the data sent according to the first protocol. First data, of the first type, is transferred. to a plurality of the second nodes using the first protocol. Second data, of the second type, is stored in a memory. Subsequently, in response to a request, access to the second data is provided to the second node.

10. 发明申请

US20160110534A1 ENABLING ACCESS TO DATA 审中-公开
标题翻译：启用数据访问
公开(公告)号：US20160110534A1
公开(公告)日：2016-04-21
申请号：US14977400
申请日：2015-12-21
申请人： Visa Europe Limited
发明人： Boris Taratine
IPC分类号： G06F21/35 , H04W12/04 , H04W12/08 , G06F21/43
摘要： Systems, methods and apparatus for enabling access to secure data. A first module is arranged to generate a limited use passcode and make the passcode available to a user. A second module and a third module are arranged to communicate whereby to enable detection of the third module being in proximity to the second module. A fourth module is arranged to receive a passcode via user input. The apparatus is arranged to enable access to secure data in dependence on the fourth module receiving a valid passcode generated by the first module and the third module being in proximity to the second module.
摘要翻译：允许访问安全数据的系统，方法和设备。第一模块被安排成产生有限的使用密码并使密码可供用户使用。第二模块和第三模块被布置为通信，从而能够检测第二模块附近的第三模块。第四模块被布置成通过用户输入接收密码。该装置被设置成使得能够依赖于第四模块来接收安全数据，第四模块接收由第一模块生成的有效密码，而第三模块接近第二模块。

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