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1. 发明申请

US20180165915A1 ELECTRONIC INSTANT TICKETS FOR INSTANT TICKET VENDING MACHINES 审中-公开
公开(公告)号：US20180165915A1
公开(公告)日：2018-06-14
申请号：US15837617
申请日：2017-12-11
申请人： Tapcentive, Inc.
发明人： Kenneth E. IRWIN, JR. , David WENTKER
IPC分类号： G07F17/32
CPC分类号： G07F17/3251 , G06K19/06028 , G07F7/025 , G07F11/68 , G07F17/32 , G07F17/3211 , G07F17/3225 , G07F17/3241 , G07F17/42
摘要： Systems and methods are provided to electronically dispense a plurality of Electronic Instant Tickets (EITs) from a gaming microprocessor that is electronically programmed by a game service provider with a set of predetermined EITs. An Instant Ticket Vending Machine (ITVM) communicates with the gaming microprocessor to receive the EITs and display the results dictated by the EITs. The EITs allow the ITVM to operate independently of network communications with the game service provider and without providing predetermined outcomes embodied in a paper medium. Paper embodiments of the EITs associated with the gaming session and which are displayed on the display during the gaming session are printed. The dispensed printed paper embodiments of the EITs did not exist prior to the gaming session and are only printed upon game play of an EIT.

2. 发明申请

US20180089923A1 SYSTEMS AND METHODS FOR PROMOTING DIGITAL CURRENCY BY REDUCING USE OF COIN CHANGE DURING RETAIL TRANSACTIONS 审中-公开
公开(公告)号：US20180089923A1
公开(公告)日：2018-03-29
申请号：US15712044
申请日：2017-09-21
申请人： Francis N. Hwang
发明人： Francis N. Hwang
IPC分类号： G07F7/02 , G06Q20/34 , G06Q20/20 , G06Q20/10
CPC分类号： G07F7/025 , G06Q20/10 , G06Q20/20 , G06Q20/34 , G07F5/24 , G07G1/0009
摘要： Systems and methods for crediting a customer account with change from cash based monetary transactions to avoid disbursing non-whole dollar change are provided. One such system includes a point of sale device configured to receive information indicative of a whole dollar cash amount received from a customer to complete a monetary transaction, read a customer account number from a customer account indicating device and generate a data set including a non-whole dollar change owed to the customer and the customer account number; and a payment processor configured to debit a bank of the retailer in an amount of the non-whole dollar change, and credit the customer account in the amount of the non-whole dollar change, and a bucket system configured to provide a software interface enabling the customer to withdraw a portion of a total of the customer account, and dispense the portion to the customer.

3. 发明申请

US20170228738A1 AUTHORIZING RADIO REQUENCY TRANSACTIONS USING A VASCULAR SCAN 审中-公开
公开(公告)号：US20170228738A1
公开(公告)日：2017-08-10
申请号：US15496748
申请日：2017-04-25
申请人： CHARTOLEAUX KG LIMITED LIABILITY COMPANY
发明人： Blayn W. Beenau , David S. Bonalle , Seth W. Fields , William J. Gray , Carl Larkin , Joshua L. Montgomery , Peter D. Saunders
IPC分类号： G06Q20/40 , G07G1/14 , G06Q20/20
CPC分类号： G06Q20/40145 , G06K9/00 , G06K9/00885 , G06K9/00899 , G06K2009/00932 , G06Q20/00 , G06Q20/04 , G06Q20/105 , G06Q20/14 , G06Q20/20 , G06Q20/206 , G06Q20/28 , G06Q20/32 , G06Q20/327 , G06Q20/3278 , G06Q20/341 , G06Q20/342 , G06Q20/367 , G06Q20/382 , G06Q20/3821 , G06Q20/388 , G06Q20/40 , G06Q20/4012 , G06Q20/4014 , G06Q30/0225 , G07C9/00087 , G07C9/00111 , G07C9/00119 , G07C2009/00095 , G07F7/025 , G07F7/1008 , G07G1/14 , H04L9/321 , H04L9/3231 , H04L2209/56 , H04L2209/805
摘要： A method for registering biometric information for use in a transponder-reader system is disclosed. The method includes steps of detecting, verifying and storing a proffered biometric sample. During detecting, a sensor detects a proffered biometric to obtain a biometric sample. During the verifying step, the biometric sample is compared with other stored samples and/or other information. During the storing step, the biometric sample is stored on a database, for use by the transponder-reader system in authorizing transactions.

4. 发明授权

US09334149B2 Beverage dispensing system 有权
标题翻译：饮料点胶系统
公开(公告)号：US09334149B2
公开(公告)日：2016-05-10
申请号：US14327045
申请日：2014-07-09
申请人： VALIDFILL LLC
发明人： Peter Dorney
IPC分类号： B65B1/30 , B67D1/08 , A47G19/22 , A47G21/18 , B67D1/12 , G06Q20/32 , G06Q20/34 , G07F7/02 , G07F9/02 , G07F13/06 , G07G1/00
CPC分类号： B67D1/0888 , A47G19/2227 , A47G21/182 , A47G2019/2238 , A47G2019/2244 , A47G2200/18 , A47G2200/205 , B67D1/0881 , B67D1/1236 , B67D2001/0811 , B67D2210/00083 , B67D2210/00089 , B67D2210/00091 , G06Q20/3278 , G06Q20/342 , G07F7/025 , G07F9/026 , G07F13/065 , G07G1/0045
摘要： A beverage dispensing system comprising a dispensing device including a dispensing valve for dispensing a beverage, an actuator for initiating the dispensing of said beverage through said valve, a display screen having a user interface being coupled to said dispensing device, wireless communication electronics coupled to said beverage dispensing system and adapted to communicate with a wireless transponder and a controller functionally connected to said at least one dispensing valve, said display screen and said wireless communication electronics.
摘要翻译：一种饮料分配系统，包括分配装置，其包括用于分配饮料的分配阀，用于启动通过所述阀分配所述饮料的致动器，具有耦合到所述分配装置的用户界面的显示屏，耦合到所述分配装置的无线通信电子装置饮料分配系统，适于与无线应答器和功能上连接到所述至少一个分配阀，所述显示屏和所述无线通信电子设备的控制器通信。

5. 发明授权

US09208493B2 Credit card security system and method 有权
标题翻译：信用卡安全系统和方法
公开(公告)号：US09208493B2
公开(公告)日：2015-12-08
申请号：US13749639
申请日：2013-01-24
申请人： Perry Securities LLC
发明人： Daniel D. Perry, Sr.
IPC分类号： G06K5/00 , G06Q20/40 , G06Q20/20 , G06Q20/24 , G06Q20/34 , G07F7/02 , G07F7/10
CPC分类号： G06Q20/409 , G06Q20/20 , G06Q20/24 , G06Q20/341 , G06Q20/342 , G06Q20/346 , G06Q20/3578 , G06Q20/4014 , G07F7/025 , G07F7/1008
摘要： A transaction method, system and apparatus of the present invention employs two electromagnetically read cards. A first card is employed for accessing account data of a corresponding account. A second card effectively carries identity data of the owner/account holder of the first card. During a transaction, the two cards must be used sufficiently in tandem or in proper series order, in order for the card processing center to authorize the subject transaction. In particular, use of the first card accesses a corresponding account to determine if the account is active versus in a halted state (e.g., due to a reported stolen or lost card). Use of the second card spaced apart (in time and/or in distance) from the first card then verifies identity of the user as an authorized person to be accessing the corresponding account and hence authorized user of the first card. As such the second card verifies, validates, authenticates or otherwise confirms identity of the first card owner (also referred to as the corresponding account owner) and serves as an identity data member.
摘要翻译：本发明的交易方法，系统和装置采用两个电磁读取卡。第一张卡用于访问相应帐户的帐户数据。第二张卡有效地携带第一张卡的所有者/帐户持有人的身份数据。在交易过程中，两张卡片必须按照串联顺序或正确的顺序使用，才能使卡片处理中心授权主体交易。特别地，使用第一卡访问对应的帐户以确定帐户是否处于停止状态（例如，由于报告的被盗或丢失的卡）。使用与第一卡隔开（时间和/或距离）的第二卡，然后将用户的身份验证为授权人员正在访问相应帐户，从而验证第一卡的授权用户。因此，第二卡验证，验证，认证或以其他方式确认第一卡所有者（也称为相应帐户所有者）的身份并且用作身份数据成员。

6. 发明申请

US20150332253A1 System for Packaging, Processing, Activating, and Deactivating Multiple Individual Transaction Cards as a Singular Unit 有权
标题翻译：用于将多个个人交易卡作为单个单位进行包装，处理，激活和停用的系统
公开(公告)号：US20150332253A1
公开(公告)日：2015-11-19
申请号：US14810300
申请日：2015-07-27
申请人： Blackhawk Network, Inc.
发明人： Lalit Singh , Sanjay Shirsekar
IPC分类号： G06Q20/34 , G06Q20/20 , G09F1/02
CPC分类号： G06Q20/354 , B32B27/08 , B32B27/308 , B32B27/40 , C08G18/3876 , C08G18/7664 , C08G18/83 , C08L33/04 , C09D175/04 , G06Q20/20 , G06Q20/204 , G06Q20/342 , G06Q20/3572 , G06Q20/367 , G06Q20/3672 , G06Q20/3674 , G06Q20/3821 , G06Q30/06 , G07F7/025 , G09F1/02
摘要： A transaction card processing and activation system comprising the identification of a unique identifier corresponding to an aggregate of transaction cards of affiliated or non-affiliated card issuers and the activation of each transaction card corresponding to the unique identifier of the aggregate irrespective of the number, types, or card issuers of the transaction cards. Additionally, the present invention allows a point of sale entity to initiate the activation of each of the multiple, disparate transaction cards in the aggregate by merely processing the unique identifier associated with the aggregate.
摘要翻译：一种交易卡处理和激活系统，包括识别与附属或非附属卡发行者的交易卡的汇总相对应的唯一标识符，以及与集合的唯一标识符对应的每个交易卡的激活，而不管数量，类型，或交易卡的发卡机构。此外，本发明允许销售点实体通过仅处理与聚合体相关联的唯一标识符来启动聚合中的多个不同的交易卡中的每一个的激活。

7. 发明授权

US09129464B2 Staged transactions systems and methods 有权
标题翻译：分期交易系统和方法
公开(公告)号：US09129464B2
公开(公告)日：2015-09-08
申请号：US11497813
申请日：2006-08-01
申请人： Kurt L. Hansen , Thomas B. Sayor , Sharon K. Vialpando , Ken Algiene
发明人： Kurt L. Hansen , Thomas B. Sayor , Sharon K. Vialpando , Ken Algiene
IPC分类号： G06Q20/00 , G06Q40/00 , G06Q20/12 , G06Q20/02 , G06Q20/10 , G06Q30/06 , G06Q20/38 , G07F7/02 , G06Q20/34 , G06Q20/36 , G06Q30/02 , G06Q20/04 , G06Q20/08 , G06Q20/40 , G06Q20/20 , G06Q30/04 , G06Q20/28
CPC分类号： G07F7/02 , G06Q20/02 , G06Q20/04 , G06Q20/042 , G06Q20/085 , G06Q20/0855 , G06Q20/10 , G06Q20/102 , G06Q20/105 , G06Q20/108 , G06Q20/1085 , G06Q20/12 , G06Q20/20 , G06Q20/28 , G06Q20/342 , G06Q20/3433 , G06Q20/367 , G06Q20/3672 , G06Q20/3674 , G06Q20/3821 , G06Q20/383 , G06Q20/385 , G06Q20/40 , G06Q20/401 , G06Q30/0207 , G06Q30/0277 , G06Q30/04 , G06Q30/0601 , G06Q40/00 , G07F7/025
摘要： Systems and methods for accepting payments for goods and services provided by a merchant. In one embodiment, a method for accepting payments from a consumer for a good or service provided by a merchant comprises receiving a transaction request from the merchant, receiving a payment from the consumer, associating the payment with the transaction request, and sending at least a portion of the payment to the merchant. In this manner, the merchant stages the transaction, and the consumer completes the transaction by making the payment. An optional time limit feature also may be used, and the transaction may be staged by the consumer, or others.
摘要翻译：用于接受商家提供的商品和服务的系统和方法。在一个实施例中，接收来自消费者对由商家提供的商品或服务的付款的方法包括从商家接收交易请求，从消费者接收支付，将支付与交易请求相关联，以及发送至少一个部分付款给商家。以这种方式，商家进行交易，消费者通过付款完成交易。也可以使用可选的时间限制功能，并且可以由消费者等进行交易。

8. 发明申请

US20150120529A1 DOOR ACCESS AND PACKAGE DELIVERY 审中-公开
标题翻译：门访问和包裹交付
公开(公告)号：US20150120529A1
公开(公告)日：2015-04-30
申请号：US14067104
申请日：2013-10-30
申请人： Google Inc.
发明人： Alexander Faaborg
IPC分类号： G06Q10/08 , G07C9/00
CPC分类号： G06Q10/083 , G06Q20/4014 , G07C9/00571 , G07C9/00896 , G07C2009/00769 , G07F7/025 , G07F17/10 , G07F17/12
摘要： Systems and techniques are disclosed for receiving a package identification code at a first location, the code corresponding to a delivery package. The package identification code may then be analyzed and a recipient authentication (e.g., a signature, a PIN code, etc.) may be requested from a user. Access to a portal may be granted based on receiving an acceptable recipient authentication code. The portal may be one of a plurality of portals, and may be selected based on the package identification code.
摘要翻译：公开了用于在第一位置接收包装标识码的系统和技术，该代码对应于传送包。然后可以分析包裹识别码，并且可以从用户请求接收者认证（例如，签名，PIN码等）。可以基于接收到可接受的接收者认证码来授予对门户的访问。门户可以是多个门户之一，并且可以基于包标识码来选择。

9. 发明申请

US20150046202A1 Universal Ticketing and Payment System 审中-公开
标题翻译：通用票务和支付系统
公开(公告)号：US20150046202A1
公开(公告)日：2015-02-12
申请号：US14521986
申请日：2014-10-23
申请人： Andrew Stuart Hunt
发明人： Andrew Stuart Hunt
IPC分类号： G06Q10/02 , G06Q20/10 , G07C9/00 , G06Q20/32
CPC分类号： G06Q10/02 , G06Q20/045 , G06Q20/105 , G06Q20/3278 , G06Q30/0224 , G06Q30/06 , G06Q50/265 , G07C9/00103 , G07F7/025 , G07F17/42
摘要： A remotely-accessible computer system allows a purchase to establish an account and then purchase admission to live events or venues. The system provides the purchaser with a pass containing data identifying the account established for the purchaser which account contains information about purchased admissions. The pass can be used to gain access multiple events. The purchaser presents the pass at the entrance to the event and a reader reads the identification data and forwards it to the system. The system checks that the purchaser has purchased entry to the particular event and provides a signal to the event indicating whether admission to the event should be allowed or refused.
摘要翻译：可远程访问的计算机系统允许购买建立帐户，然后购买入场活动或场地。该系统向买方提供包含识别为买方建立的帐户的数据，该帐户包含有关购买的入场信息。通行证可用于获取访问多个事件。购买者在事件入口处显示通行证，读者读取识别数据并将其转发给系统。系统检查购买者已经购买了特定事件的进入，并向事件提供指示是否允许或拒绝接受事件的信号。

10. 发明申请

US20150012441A1 PHYSICAL PRESENCE DIGITAL AUTHENTICATION SYSTEM 审中-公开
标题翻译：物理存在数字认证系统
公开(公告)号：US20150012441A1
公开(公告)日：2015-01-08
申请号：US14492030
申请日：2014-09-21
申请人： Dialware Inc.
发明人： Alon ATSMON , Amit ANTEBI , Zvi LEV , Moshe COHEN , Gabriel SPEYER , Alan SEGE , Nathan ALTMAN , Ram ANATI
IPC分类号： G06Q20/40 , G06Q20/34 , G06Q20/10
CPC分类号： G06Q20/40 , G06F21/34 , G06F21/41 , G06F21/445 , G06F2221/2103 , G06Q20/00 , G06Q20/10 , G06Q20/12 , G06Q20/32 , G06Q20/327 , G06Q20/341 , G06Q20/3415 , G06Q20/342 , G06Q20/343 , G06Q20/346 , G06Q20/3576 , G06Q20/387 , G06Q20/40975 , G06Q30/0207 , G06Q30/0225 , G07F7/02 , G07F7/025 , G07F7/1008 , G07G1/0036 , H04B11/00
摘要： The interactive authentication system allows a consumer to interact with a base station, such as broadcast media (e.g., television and radio) or PC, to receive coupons, special sales offers, and other information with an electronic card. The electronic card can also be used to transmit a signal that can be received by the base station to perform a wide variety of tasks. These tasks can include launching an application, authenticating a user at a website, and completing a sales transaction at a website (e.g., by filling out a form automatically). The interaction between the base station and the electronic card is accomplished by using the conventional sound system in the base station so that a special reader hardware need not be installed to interact with the electronic card. The user is equipped with an electronic card that can receive and transmit data via sound waves. In the various embodiments, the sound waves can be audible or ultrasonic (which can be slightly audible to some groups of people).
摘要翻译：交互式认证系统允许消费者与诸如广播媒体（例如，电视和无线电）或PC之类的基站交互以利用电子卡接收优惠券，特殊销售提供和其他信息。电子卡还可以用于发送基站可以接收的信号，以执行各种各样的任务。这些任务可以包括启动应用程序，在网站上验证用户，以及在网站上完成销售交易（例如，通过自动填写表单）。基站和电子卡之间的相互作用是通过使用基站中的常规音响系统实现的，从而不需要安装特殊的读取器硬件来与电子卡互动。用户配备有可以通过声波接收和发送数据的电子卡。在各种实施例中，声波可以是听觉的或超声波的（对于一些人来说这可以是轻微的声音）。

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