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1. 发明申请

US20190213571A1 INFORMATION PROCESSING APPARATUS AND SECURITY CONTROL METHOD 审中-公开
公开(公告)号：US20190213571A1
公开(公告)日：2019-07-11
申请号：US16353925
申请日：2019-03-14
申请人： TOSHIBA TEC KABUSHIKI KAISHA
发明人： Toru NISHIIE , Masatoshi NOCHI
IPC分类号： G06Q20/20 , H04L9/32 , G06F21/32 , G07F7/08 , G07G1/00 , G06F1/16 , G06F21/31 , G07F7/10
CPC分类号： G06Q20/206 , G06F1/1632 , G06F21/31 , G06F21/32 , G06Q20/40145 , G07F7/088 , G07F7/1025 , G07G1/0018 , H04L9/3231 , H04L9/3234 , H04L63/0861
摘要： In one embodiment, an information processing apparatus is mountable on and demountable from a docking station, and has an input device, an acquisition unit to acquire information indicating an operator for user authentication, and a processor. When the apparatus is mounted on the docking station, the processor permits acceptance of the operation input by the input device, without starting up the acquisition unit. When the apparatus is demounted from the docking station, the processor starts up the acquisition unit, and performs user authentication based on the information indicating the operator which has been acquired by the started up acquisition unit. When the operator is approved as a specific operator of the information processing apparatus, as a result of the user authentication, the processor permits acceptance of the operation input by the input device.

2. 发明授权

US09996683B2 Physiological response pin entry 有权
公开(公告)号：US09996683B2
公开(公告)日：2018-06-12
申请号：US14733292
申请日：2015-06-08
申请人： PAYPAL, INC.
发明人： William Joseph Leddy , Bjorn Markus Jakobsson
IPC分类号： H04L9/32 , G06F21/32 , G07C9/00 , G06Q20/40 , G07F7/10 , G06F21/31 , G06F21/36 , H04L29/06
CPC分类号： G06F21/32 , G06F21/31 , G06F21/36 , G06F2221/2103 , G06F2221/2117 , G06Q20/40145 , G07C9/00071 , G07C9/00142 , G07F7/1025 , G07F7/1083 , H04L9/3226 , H04L9/3297 , H04L63/083 , H04L63/0861 , H04L2209/56
摘要： Methods and systems are provided for facilitating the secure entry of a user's PIN for electronic transactions such as merchant checkout, payment authorization, or access authorization. A physiological response of the user can indicate which one of a random sequence of numbers is a number of the user's PIN. For example, the user can blink, wink, or make a subtle facial movement to provide the indication.

3. 发明申请

US20180150838A1 ELECTRONIC PAYMENT ACCEPTANCE DEVICE 审中-公开
公开(公告)号：US20180150838A1
公开(公告)日：2018-05-31
申请号：US15823442
申请日：2017-11-27
申请人： Yello Company Limited
发明人： Michiel Reinier Ausems , Daniel Maurice-Vallerey
IPC分类号： G06Q20/40 , G06T3/40
CPC分类号： G06Q20/4012 , G06F21/84 , G06Q20/206 , G06Q20/3567 , G06T3/40 , G06T2200/24 , G07F7/0873 , G07F7/0886 , G07F7/0893 , G07F7/1025 , G07F7/1041
摘要： The electronic payment acceptance devices provide a security-status-indicating GUI via a display window resident therein. The security-status-indicating GUI includes a security message element that provides an indication of whether the electronic payment acceptance device is operating in a secure or an unsecure mode. The security-status-indicating GUI may also include a security message element that may be displayed at random locations on the display window. The modified GUI may be modified from a first size provided by a software application running on electronic payment acceptance device the to a second size. The second size may allow for concurrent display of the security message element and the modified GUI on the security-status-indicating GUI.

4. 发明授权

US09959694B2 Security systems for protecting an asset 有权
公开(公告)号：US09959694B2
公开(公告)日：2018-05-01
申请号：US12489416
申请日：2009-06-22
申请人： Jeffrey Dean Lindsay
发明人： Jeffrey Dean Lindsay
IPC分类号： G07F7/10 , G06F21/31 , G06Q20/10
CPC分类号： G07F7/1025 , G06F21/31 , G06F2221/2113 , G06F2221/2133 , G06F2221/2149 , G06Q20/102 , G07F7/1008
摘要： Security systems for protecting assets are described, including password-based security systems that can provide different levels of access responsive to entry of a primary or secondary password. In some versions, user-configurable security rules can provide customized responses to entry of primary or secondary passwords, including feigned or limited access, security alerts, etc. Passwords comprising overt and covert components can be used to provide enhanced security and improved user control over system response. Improved security systems involving transactions between multiple parties are also considered, with options for user-customized security rules including primary and secondary passwords, and reverse challenge and response methods. Systems for Limited Use Credentials are also disclosed to reduce the risk of identity theft.

5. 发明授权

US09947006B2 Methods for risk management in payment-enabled mobile device 有权
公开(公告)号：US09947006B2
公开(公告)日：2018-04-17
申请号：US14227433
申请日：2014-03-27
申请人： MasterCard International Incorporated
发明人： Patrick Mestré , Cristian Radu , Patrik Smets , Simon Phillips , Ronald D. Carter
IPC分类号： G06Q20/32 , G06Q20/20 , G06Q20/40 , G07F7/10 , G06Q20/16 , G06Q20/28 , G06Q20/34 , G06Q20/38 , H04K1/00
CPC分类号： G06Q20/3278 , G06Q20/16 , G06Q20/20 , G06Q20/204 , G06Q20/28 , G06Q20/32 , G06Q20/3433 , G06Q20/349 , G06Q20/381 , G06Q20/40 , G06Q20/4012 , G06Q20/4016 , G06Q20/409 , G07F7/1025
摘要： A payment-enabled mobile device receives, during a first tap of the mobile device on a proximity reader component of a point of sale (POS) terminal, first transaction context data for a current transaction, and receives during a second tap of the mobile device on the proximity reader component, second transaction context data for the current transaction. When the mobile device determines that the second tap is for the same transaction as the first tap, and that one of a customer verification method (CVM) status or a user acknowledgment status flag has been set, then it transmits a payment card account number to the POS terminal to consummate the transaction.

6. 发明授权

US09697513B2 User terminal and payment system 有权
公开(公告)号：US09697513B2
公开(公告)日：2017-07-04
申请号：US14114740
申请日：2012-05-04
申请人： Hongfeng Chai , Zhijun Lu , Shuo He
发明人： Hongfeng Chai , Zhijun Lu , Shuo He
IPC分类号： G06Q20/32 , G07F7/10 , G06Q20/40 , G06Q20/38 , H04L9/32 , G06F21/31 , G06F21/83
CPC分类号： G06Q20/3227 , G06F21/31 , G06F21/83 , G06Q20/32 , G06Q20/4012 , G07F7/1025 , H04L9/3215 , H04L9/3226 , H04L2209/56 , H04L2209/805
摘要： The invention provides a user terminal and a payment system. The user terminal comprises an input device, a multi-channel selection switch, an application module, a processor, a password processing module, and a security IC chip containing information on user's ID and/or banking card therein, wherein the multi-channel selection switch is coupled with the input device, the password processing module and the processor, the password processing module is coupled with the processor, and the security IC chip is coupled with the password processing module; the application module controls the multi-channel selection switch via the processor so as to place the user terminal in a password input mode or in a normal input mode. The invention ensures the safety in entering the user's password in hardware configuration so that even when software system of the user terminal is not safe in itself, the safety of input password can be ensured.

7. 发明申请

US20160344722A1 SYSTEM AND METHOD FOR PROVIDING LIMITED ACCESS TO DATA 审中-公开
标题翻译：用于提供有限访问数据的系统和方法
公开(公告)号：US20160344722A1
公开(公告)日：2016-11-24
申请号：US15226042
申请日：2016-08-02
申请人： Capital One Financial Corporation
发明人： Jeffrey Michael CHAPMAN
IPC分类号： H04L29/06 , G06F21/62 , H04W12/06
CPC分类号： H04L63/083 , G06F21/6218 , G06Q30/06 , G07F7/1025 , H04W12/06
摘要： A system and computer-implemented method for providing access to data of a first party including receiving information for identifying the first party, authenticating the first party using the received information for identifying the first party and generating a first read-only personal identification number (PIN). The first read-only PIN is associated with a first set of access rights for the data of the first party and provided to a second party. The first read-only PIN is stored with the first set of access rights in a computer database. A third party receives the first read-only PIN from the second party, authenticates the received first read-only PIN using the stored first read-only PIN and provides the second party with access to at least a portion of the data of the first party using the first set of access rights associated with the first read-only PIN if the received first read-only PIN is authenticated.
摘要翻译：一种用于提供对第一方的数据的访问的系统和计算机实现的方法，包括用于识别第一方的接收信息，使用接收的信息来认证第一方以识别第一方，并且生成第一只读个人识别号码）。第一只只读PIN与第一方的数据的第一组访问权限相关联并提供给第二方。第一个只读PIN与计算机数据库中的第一组访问权限一起存储。第三方从第二方接收第一只读PIN码，使用存储的第一只读PIN验证接收的第一只读PIN，并向第二方提供对第一方数据的至少一部分的访问如果接收到的第一只读唯一PIN被认证，则使用与第一只读PIN相关联的第一组访问权限。

8. 发明申请

US20160277385A1 ESTABLISHING A SECURE CHANNEL WITH A HUMAN USER 审中-公开
标题翻译：与人类用户建立安全通道
公开(公告)号：US20160277385A1
公开(公告)日：2016-09-22
申请号：US15167051
申请日：2016-05-27
申请人： Intertrust Technologies Corporation
发明人： Binyamin PINKAS , Stuart A. HABER , Robert E. TARJAN , Tomas SANDER
IPC分类号： H04L29/06 , H04W12/08 , H04W12/06
CPC分类号： H04L63/083 , G06F21/36 , G06Q20/341 , G06Q20/4097 , G07C9/00142 , G07F7/10 , G07F7/1008 , G07F7/1025 , G09C5/00 , H04L9/3226 , H04L9/3271 , H04L63/10 , H04W12/00522 , H04W12/06 , H04W12/08
摘要： A method of establishing a secure channel between a human user and a computer application is described. A secret unique identifier (“PIN”) is shared between a user and an application. When the user makes a request that involves utilizing the PIN for authentication purposes, the application renders a randomly selected identifier. The randomly selected identifier is in a format that is recognizable to a human but is not readily recognizable by an automated agent. The randomly selected identifier is then presented to the human user. The user identifies the relationship between the randomly selected identifier and the PIN. If the user's input reflects the fact that the user knows the PIN, then the user is authenticated.
摘要翻译：描述了在人类用户和计算机应用之间建立安全信道的方法。秘密唯一标识符（“PIN”）在用户和应用程序之间共享。当用户进行涉及利用PIN进行认证的请求时，应用程序呈现随机选择的标识符。随机选择的标识符是人可识别的格式，但是不能被自动代理人容易地识别。然后将随机选择的标识符呈现给人类用户。用户识别随机选择的标识符和PIN之间的关系。如果用户的输入反映了用户知道PIN的事实，则用户被认证。

9. 发明授权

US09356929B2 Establishing a secure channel with a human user 有权
标题翻译：与人类用户建立安全通道
公开(公告)号：US09356929B2
公开(公告)日：2016-05-31
申请号：US13451369
申请日：2012-04-19
申请人： Binyamin Pinkas , Stuart A. Haber , Robert E. Tarjan , Tomas Sander
发明人： Binyamin Pinkas , Stuart A. Haber , Robert E. Tarjan , Tomas Sander
IPC分类号： H04L29/06 , G06F21/36 , G06Q20/34 , G06Q20/40 , G07C9/00 , G07F7/10
CPC分类号： H04L63/083 , G06F21/36 , G06Q20/341 , G06Q20/4097 , G07C9/00142 , G07F7/10 , G07F7/1008 , G07F7/1025 , G09C5/00 , H04L9/3226 , H04L9/3271 , H04L63/10 , H04W12/06 , H04W12/08
摘要： A method of establishing a secure channel between a human user and a computer application is described. A secret unique identifier (“PIN”) is shared between a user and an application. When the user makes a request that involves utilizing the PIN for authentication purposes, the application renders a randomly selected identifier. The randomly selected identifier is in a format that is recognizable to a human but is not readily recognizable by an automated agent. The randomly selected identifier is then presented to the human user. The user identifies the relationship between the randomly selected identifier and the PIN. If the user's input reflects the fact that the user knows the PIN, then the user is authenticated.
摘要翻译：描述了在人类用户和计算机应用之间建立安全信道的方法。秘密唯一标识符（“PIN”）在用户和应用程序之间共享。当用户进行涉及利用PIN进行认证的请求时，应用程序呈现随机选择的标识符。随机选择的标识符是人可识别的格式，但是不能被自动代理人容易地识别。然后将随机选择的标识符呈现给人类用户。用户识别随机选择的标识符和PIN之间的关系。如果用户的输入反映了用户知道PIN的事实，则用户被认证。

10. 发明授权

US09069975B2 Device and method for concealing customer information from a customer service representative 有权
标题翻译：从客户服务代表隐藏客户信息的设备和方法
公开(公告)号：US09069975B2
公开(公告)日：2015-06-30
申请号：US14055457
申请日：2013-10-16
申请人： The Western Union Company
发明人： Ronald G. Van Volkenburgh
IPC分类号： G06F21/00 , G06F21/60 , G06Q20/40 , G06Q20/42 , G07F7/10 , G07C9/00
CPC分类号： G06F21/60 , G06Q20/4014 , G06Q20/425 , G07C9/00039 , G07F7/1008 , G07F7/1025
摘要： A method of concealing customer-provided information from an operator during a telephone conversation between the operator and a customer includes receiving dual-tone-multi-frequency-encoded customer information via a telephone connection to a customer telephone and generating a request asking the customer to confirm the information. The method also includes converting the dual-tone-multi-frequency-encoded customer information into an ASCII data stream and sending the ASCII data stream to a computing device, whereby the operator is unable to discern the customer information.
摘要翻译：在操作员和客户之间的电话交谈期间隐藏来自操作者的客户提供的信息的方法包括通过电话连接接收双音多频编码的客户信息到客户电话，并产生请求客户的请求确认信息。该方法还包括将双音多频编码的客户信息转换成ASCII数据流并将ASCII数据流发送到计算设备，由此操作者不能识别客户信息。

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