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1. 发明授权

US06419161B1 Apparatus and method for processing coded information stored on an integrated circuit card 失效
标题翻译：用于处理存储在集成电路卡上的编码信息的装置和方法
公开(公告)号：US06419161B1
公开(公告)日：2002-07-16
申请号：US09920401
申请日：2001-08-02
申请人： Aneace Haddad , Bernard Chevalier
发明人： Aneace Haddad , Bernard Chevalier
IPC分类号： G06K1906
CPC分类号： G07F7/02 , G06Q20/3437 , G06Q20/387 , G06Q30/02 , G06Q30/0226 , G07G1/0036
摘要： The present invention relates to a method and a device for processing coded information stored on an integrated circuit card. A system includes a card reader adapted to receive the integrated circuit card and to read and write data values from an encrypted memory structure of the integrated circuit card. A processor electrically coupled to the card reader includes instructions for executing an algorithm that, in response to insertion of the integrated circuit card into the card reader, extracts information from one or more files stored in the encrypted memory, updates the files based on a current date and information extracted from the files. A display terminal electrically coupled to the processor displays information resulting from the execution of the algorithm. Thus, with the invention, it is possible to alter an operation on the basis of previous operations performed using the integrated circuit card. A method according to the invention includes steps of inserting the integrated circuit card into one of a plurality of card readers and processing the coded information stored thereon in accordance with the algorithm, which can be different for different card readers.
摘要翻译：本发明涉及用于处理存储在集成电路卡上的编码信息的方法和装置。一种系统包括适于接收集成电路卡并从集成电路卡的加密存储器结构中读取和写入数据值的读卡器。电耦合到读卡器的处理器包括用于执行算法的指令，该算法响应于将集成电路卡插入到卡读卡器中，从存储在加密存储器中的一个或多个文件中提取信息，基于电流来更新文件日期和从文件中提取的信息。电耦合到处理器的显示终端显示由算法的执行产生的信息。因此，利用本发明，可以基于使用集成电路卡执行的先前操作来改变操作。根据本发明的方法包括以下步骤：将集成电路卡插入到多个读卡器之一中，并根据可能对不同读卡器不同的算法处理存储在其上的编码信息。

2. 发明申请

US20090048934A1 Method and system for authorising returns 失效
标题翻译：授权退货的方法和系统
公开(公告)号：US20090048934A1
公开(公告)日：2009-02-19
申请号：US11665325
申请日：2006-11-13
申请人： Aneace Haddad , Frederic Mayance
发明人： Aneace Haddad , Frederic Mayance
IPC分类号： G06Q20/00 , G06Q10/00 , G06Q30/00
CPC分类号： G06Q30/02 , G06Q20/20 , G06Q20/204 , G06Q20/40 , G06Q30/0603 , G06Q40/00 , G06Q40/12
摘要： A method for authorising return of a purchase by a customer to a merchant by an interaction of a customer chip card upon which a customer transaction history is stored and a merchant POS terminal upon which predetermined data is stored, the method comprising the steps of, (a) reading at least part of the customer transaction history from the customer chip card, (b) comparing the part of the customer transaction history read from the customer chip card with the predetermined data, and (c) issuing to the merchant a message from the POS terminal based upon the outcome of the comparison.
摘要翻译：一种用于通过存储客户交易记录的客户芯片卡与存储有预定数据的商户POS终端的交互来授权客户向商家返回购买的方法，所述方法包括以下步骤：（ a）从客户芯片卡读取客户交易记录的至少一部分，（b）将从客户芯片卡读取的客户交易历史的部分与预定数据进行比较，以及（c）向商家发送消息 POS终端基于比较结果。

3. 发明申请

US20080015938A1 Promotions system and method 审中-公开
标题翻译：促销系统和方法
公开(公告)号：US20080015938A1
公开(公告)日：2008-01-17
申请号：US11822537
申请日：2007-07-06
申请人： Aneace Haddad , Ramkumar Balasubramaniam
发明人： Aneace Haddad , Ramkumar Balasubramaniam
IPC分类号： G06Q30/00 , G06F17/30 , G06F17/40 , G06Q10/00
CPC分类号： G06Q20/387 , G06Q30/02 , G06Q30/0238 , G06Q30/0268
摘要： A promotional system and method for point-of-sales terminals for a vendor, that performs steps including: i) accessing sales data representing previous sales transactions of a customer of the vendor with different merchants; ii) generating, based on said sales data, relationship data representing one or more attributes of said merchants; iii) accessing configuration data including data representing one or more criteria for providing one or more promotions of one or more of said merchants to said customer based on the value of said attributes; iv) selecting, based on said relationship data and said configuration data, one or more of said merchants with at least one of said attributes that satisfy said parameters; v) accessing promotions data representing said one or more promotions for said selected merchants; and vi) generating, based on said promotions data, a record of said one or more promotions for said customer.
摘要翻译：一种用于供应商的销售点终端的促销系统和方法，其执行步骤包括：i）访问代表与不同商家的供应商的客户的先前销售交易的销售数据; ii）基于所述销售数据生成表示所述商家的一个或多个属性的关系数据; iii）访问配置数据，包括表示一个或多个标准的数据，用于基于所述属性的值向所述客户提供一个或多个所述商家的一个或多个促销; iv）基于所述关系数据和所述配置数据，选择满足所述参数的至少一个所述属性中的一个或多个所述商户; v）访问表示所述选定商家的所述一个或多个促销的促销数据; 以及vi）基于所述促销数据生成针对所述客户的所述一个或多个促销的记录。

4. 发明授权

US06722573B2 Apparatus and method for processing coded information stored in an integrated circuit card 失效
标题翻译：用于处理存储在集成电路卡中的编码信息的装置和方法
公开(公告)号：US06722573B2
公开(公告)日：2004-04-20
申请号：US10194999
申请日：2002-07-15
申请人： Aneace Haddad , Bernard Chevalier
发明人： Aneace Haddad , Bernard Chevalier
IPC分类号： G06K1906
CPC分类号： G07F7/02 , G06Q20/3437 , G06Q20/363 , G06Q20/387 , G06Q30/02 , G06Q30/0224 , G06Q30/0226 , G06Q30/0236 , G07F7/0866 , G07G1/0036
摘要： The present invention relates to a method and a device for processing coded information stored on an integrated circuit card. A system includes a card reader adapted to receive the integrated circuit card and to read and write data values from an encrypted memory structure of the integrated circuit card. A processor electrically coupled to the card reader includes instructions for executing an algorithm that, in response to insertion of the integrated circuit card into the card reader, extracts information from one or more files stored in the encrypted memory, updates the files based on a current date and information extracted from the files. A display terminal electrically coupled to the processor displays information resulting from the execution of the algorithm. Thus, with the invention, it is possible to alter an operation on the basis of previous operations performed using the integrated circuit card. A method according to the invention includes steps of inserting the integrated circuit card into one of a plurality of card readers and processing the coded information stored thereon in accordance with the algorithm, which can be different for different card readers.
摘要翻译：本发明涉及用于处理存储在集成电路卡上的编码信息的方法和装置。一种系统包括适于接收集成电路卡并从集成电路卡的加密存储器结构中读取和写入数据值的读卡器。电耦合到读卡器的处理器包括用于执行算法的指令，该算法响应于将集成电路卡插入到卡读卡器中，从存储在加密存储器中的一个或多个文件中提取信息，基于电流来更新文件日期和从文件中提取的信息。电耦合到处理器的显示终端显示由算法的执行产生的信息。因此，利用本发明，可以基于使用集成电路卡执行的先前操作来改变操作。根据本发明的方法包括以下步骤：将集成电路卡插入到多个读卡器之一中，并根据可能对不同读卡器不同的算法处理存储在其上的编码信息。

5. 发明授权

US08046260B2 Method and system for authorising returns 失效
标题翻译：授权退货的方法和系统
公开(公告)号：US08046260B2
公开(公告)日：2011-10-25
申请号：US11665325
申请日：2006-11-13
申请人： Aneace Haddad , Frederic Mayance
发明人： Aneace Haddad , Frederic Mayance
IPC分类号： G06Q20/00
CPC分类号： G06Q30/02 , G06Q20/20 , G06Q20/204 , G06Q20/40 , G06Q30/0603 , G06Q40/00 , G06Q40/12
摘要： A method for authorizing return of a purchase by a customer to a merchant by an interaction of a customer chip card upon which a customer transaction history is stored and a merchant POS terminal upon which predetermined data is stored, the method comprising the steps of, (a) reading at least part of the customer transaction history from the customer chip card, (b) comparing the part of the customer transaction history read from the customer chip card with the predetermined data, and (c) issuing to the merchant a message from the POS terminal based upon the outcome of the comparison.
摘要翻译：一种用于通过存储客户交易记录的客户芯片卡与存储有预定数据的商户POS终端的交互来授权客户向商家返回购买的方法，所述方法包括以下步骤：（ a）从客户芯片卡读取客户交易记录的至少一部分，（b）将从客户芯片卡读取的客户交易历史的部分与预定数据进行比较，以及（c）向商家发送消息 POS终端基于比较结果。

6. 发明申请

US20090099917A1 Benefit management method and system for any type of bank card 审中-公开
标题翻译：任何类型银行卡的利益管理方法和制度
公开(公告)号：US20090099917A1
公开(公告)日：2009-04-16
申请号：US11920135
申请日：2006-05-11
申请人： Aneace Haddad , Frederic Mayance
发明人： Aneace Haddad , Frederic Mayance
IPC分类号： G06Q30/00 , G06Q20/00
CPC分类号： G06Q30/02 , G06Q20/204 , G06Q30/0215 , G06Q30/0226
摘要： The invention relates to a benefit management method for a user when he pays for a transaction carried out with at least one affiliated merchant by means of a bank chip and/or magnetic card. The users application data items are stored in a chip and/or in a remote external server and a determined promotional program is stored and/or available at the merchant. The inventive method consists in questioning the chip and/or the server on the application data assigned to said card, in using eventual already obtained benefits and/or in generating new benefits according to the application data and the determined promotional program of the merchant prior to updating said application data of the user.
摘要翻译：本发明涉及一种当用户通过银行芯片和/或磁卡支付与至少一个附属商家进行的交易时的用户的利益管理方法。用户应用数据项被存储在芯片和/或远程外部服务器中，确定的促销程序被存储和/或在商户处可用。本发明的方法包括在分配给所述卡的应用程序数据上对芯片和/或服务器进行询问，使用最终已获得的优点和/或根据应用数据和所确定的商家的宣传程序在更新用户的所述应用数据。

7. 发明授权

US5804806A Device and method for processing coded information for barcode and chip card 失效
标题翻译：用于处理条形码和芯片卡的编码信息的装置和方法
公开(公告)号：US5804806A
公开(公告)日：1998-09-08
申请号：US625340
申请日：1996-04-01
申请人： Aneace Haddad , Bernard Chevalier
发明人： Aneace Haddad , Bernard Chevalier
IPC分类号： G07G1/12 , G06K17/00 , G07F7/02 , G07G1/00 , G06K15/00 , G06F17/60
CPC分类号： G07F7/02 , G06Q20/3437 , G07G1/0045
摘要： A device and a method for processing coded information, including reading coded data from a chip card, reading a barcode reproduced on an item, and comparing the information read and information stored relating to a series of prespecified items. It also includes processing the results of these comparisons and writing, to the memory of the chip card, information arising on the one hand from the results of these comparisons and on the other hand from the date of purchase. Reading data from and writing information to the chip card is provided in respect of at least two different types of chip cards and includes identification of specific particulars and of acceptance or rejection of the chip cards on the basis of the specific particulars.
摘要翻译：一种用于处理编码信息的装置和方法，包括从芯片卡读取编码数据，读取在项目上再现的条形码，以及比较与一系列预先指定的项目相关的信息读取和存储的信息。它还包括将这些比较和结果的处理结果写入到芯片卡的内存中，一方面从这些比较的结果和另一方面从购买之日起产生的信息。关于至少两种不同类型的芯片卡提供从芯片卡读取数据并将信息写入芯片卡，并且基于具体细节包括识别特定细节以及对芯片卡的接受或拒绝。

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