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1. 发明申请

US20090048934A1 Method and system for authorising returns 失效
标题翻译：授权退货的方法和系统
公开(公告)号：US20090048934A1
公开(公告)日：2009-02-19
申请号：US11665325
申请日：2006-11-13
申请人： Aneace Haddad , Frederic Mayance
发明人： Aneace Haddad , Frederic Mayance
IPC分类号： G06Q20/00 , G06Q10/00 , G06Q30/00
CPC分类号： G06Q30/02 , G06Q20/20 , G06Q20/204 , G06Q20/40 , G06Q30/0603 , G06Q40/00 , G06Q40/12
摘要： A method for authorising return of a purchase by a customer to a merchant by an interaction of a customer chip card upon which a customer transaction history is stored and a merchant POS terminal upon which predetermined data is stored, the method comprising the steps of, (a) reading at least part of the customer transaction history from the customer chip card, (b) comparing the part of the customer transaction history read from the customer chip card with the predetermined data, and (c) issuing to the merchant a message from the POS terminal based upon the outcome of the comparison.
摘要翻译：一种用于通过存储客户交易记录的客户芯片卡与存储有预定数据的商户POS终端的交互来授权客户向商家返回购买的方法，所述方法包括以下步骤：（ a）从客户芯片卡读取客户交易记录的至少一部分，（b）将从客户芯片卡读取的客户交易历史的部分与预定数据进行比较，以及（c）向商家发送消息 POS终端基于比较结果。

2. 发明授权

US08046260B2 Method and system for authorising returns 失效
标题翻译：授权退货的方法和系统
公开(公告)号：US08046260B2
公开(公告)日：2011-10-25
申请号：US11665325
申请日：2006-11-13
申请人： Aneace Haddad , Frederic Mayance
发明人： Aneace Haddad , Frederic Mayance
IPC分类号： G06Q20/00
CPC分类号： G06Q30/02 , G06Q20/20 , G06Q20/204 , G06Q20/40 , G06Q30/0603 , G06Q40/00 , G06Q40/12
摘要： A method for authorizing return of a purchase by a customer to a merchant by an interaction of a customer chip card upon which a customer transaction history is stored and a merchant POS terminal upon which predetermined data is stored, the method comprising the steps of, (a) reading at least part of the customer transaction history from the customer chip card, (b) comparing the part of the customer transaction history read from the customer chip card with the predetermined data, and (c) issuing to the merchant a message from the POS terminal based upon the outcome of the comparison.
摘要翻译：一种用于通过存储客户交易记录的客户芯片卡与存储有预定数据的商户POS终端的交互来授权客户向商家返回购买的方法，所述方法包括以下步骤：（ a）从客户芯片卡读取客户交易记录的至少一部分，（b）将从客户芯片卡读取的客户交易历史的部分与预定数据进行比较，以及（c）向商家发送消息 POS终端基于比较结果。

3. 发明申请

US20090099917A1 Benefit management method and system for any type of bank card 审中-公开
标题翻译：任何类型银行卡的利益管理方法和制度
公开(公告)号：US20090099917A1
公开(公告)日：2009-04-16
申请号：US11920135
申请日：2006-05-11
申请人： Aneace Haddad , Frederic Mayance
发明人： Aneace Haddad , Frederic Mayance
IPC分类号： G06Q30/00 , G06Q20/00
CPC分类号： G06Q30/02 , G06Q20/204 , G06Q30/0215 , G06Q30/0226
摘要： The invention relates to a benefit management method for a user when he pays for a transaction carried out with at least one affiliated merchant by means of a bank chip and/or magnetic card. The users application data items are stored in a chip and/or in a remote external server and a determined promotional program is stored and/or available at the merchant. The inventive method consists in questioning the chip and/or the server on the application data assigned to said card, in using eventual already obtained benefits and/or in generating new benefits according to the application data and the determined promotional program of the merchant prior to updating said application data of the user.
摘要翻译：本发明涉及一种当用户通过银行芯片和/或磁卡支付与至少一个附属商家进行的交易时的用户的利益管理方法。用户应用数据项被存储在芯片和/或远程外部服务器中，确定的促销程序被存储和/或在商户处可用。本发明的方法包括在分配给所述卡的应用程序数据上对芯片和/或服务器进行询问，使用最终已获得的优点和/或根据应用数据和所确定的商家的宣传程序在更新用户的所述应用数据。

4. 发明授权

US06676019B2 Electronic chip for a portable object 失效
标题翻译：用于便携式物体的电子芯片
公开(公告)号：US06676019B2
公开(公告)日：2004-01-13
申请号：US10181066
申请日：2002-07-12
申请人： Frederic Mayance
发明人： Frederic Mayance
IPC分类号： G06K708
CPC分类号： G06K19/07
摘要： The electronic chip (10) comprises an interface (11) enabling it to communicate with a terminal and a processing circuit (13) capable of performing processing when the chip communicates with the terminal. A time base circuit (18) is connected to the processing circuit (13) for generating a first signal (SI) during at least one given moment if processing has not yet been completed at said moment. A restart signal (SR) is transmitted to the interface in response to the first signal with the purpose of indicating to the terminal that the chip is still operating.
摘要翻译：电子芯片（10）包括能够与终端通信的接口（11）和能够在芯片与终端通信时能够执行处理的处理电路（13）。时基电路（18）连接到处理电路（13），用于在至少一个给定时刻产生第一信号（SI），如果处理尚未在所述时刻完成。响应于第一信号，重新启动信号（SR）被发送到接口，目的是向终端指示芯片仍在运行。

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