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1. 发明授权

US10979895B2 Network system with request redirect capability for MSISDN header enrichment 有权
公开(公告)号：US10979895B2
公开(公告)日：2021-04-13
申请号：US16423666
申请日：2019-05-28
申请人： Boku, Inc.
发明人： Jon Southall , Paul Russell McGuire
IPC分类号： H04W8/26 , H04W8/20 , H04W88/16 , H04L29/12 , H04L29/08
摘要： A cellular device is used to make a first HTTP request to a host. The host returns a token to the cellular device. The cellular device sends a second HTTP request to a cellular data network in response to receiving the token. The cellular data network header-enriches the second HTTP request with the MSISDN of the cellular device and forwards the second request to the host.

2. 发明申请

US20180247293A1 SYSTEMS AND METHODS TO PROVIDE INFORMATION 审中-公开
公开(公告)号：US20180247293A1
公开(公告)日：2018-08-30
申请号：US15966983
申请日：2018-04-30
申请人： Boku, Inc.
发明人： Glyn Barry SMITH
IPC分类号： G06Q20/32 , H04W4/24 , H04M15/00 , G06Q20/40 , G06F21/34 , G06Q50/26 , H04M1/725
CPC分类号： G06Q20/3221 , G06F21/34 , G06Q20/32 , G06Q20/3223 , G06Q20/40 , G06Q50/265 , H04M1/72561 , H04M15/00 , H04M15/41 , H04M15/68 , H04M15/80 , H04M2215/0164 , H04M2215/0196 , H04M2215/74 , H04W4/24
摘要： Systems and methods are to provide information to facilitate online transactions via mobile communications. In one aspect, a system includes a data storage facility to store and associate personal information of a user with a telephone number of the user, and an interchange coupled with the data storage facility. The interchange includes a common format processor and a plurality of converters to interface with a plurality of different controllers of mobile communications. The converters are configured to communicate with the common format processor in a common format and to communicate with the controllers in different formats. The interchange uses the converters to communicate with the mobile phone of a user to approve the providing of the personal information from the data storage facility to a website.

3. 发明授权

US09456319B2 Text-to-bill transaction processing system 有权
标题翻译：文本到纸币交易处理系统
公开(公告)号：US09456319B2
公开(公告)日：2016-09-27
申请号：US13772247
申请日：2013-02-20
申请人： Boku, Inc.
发明人： Katherine Ann Corner , Chia-ling Sung , John Ly
IPC分类号： H04W4/24 , H04W4/14 , G06Q20/32 , H04M15/00 , H04M17/02
CPC分类号： H04W4/14 , G06Q20/3255 , H04M15/68 , H04M17/02
摘要： A text-to-bill processing transaction system is described. A consumer transmits a text message having a merchant keyword component and a transaction details component. The merchant keyword component is used to find a select merchant server from a merchant server data store. The transaction details component is then routed to the select merchant server. The select merchant server then returns a charge amount corresponding to the transaction details component and a fulfillment message. A billing gateway then causes entry of the charge amount against a phone number in an accounts database of a carrier server. A success message transmission module transmits a text message back to the consumer that includes the fulfillment message. The fulfillment message may for example be a code that has to be entered by a consumer.
摘要翻译：描述了文本到纸币处理交易系统。消费者发送具有商家关键词组件和交易细节组件的文本消息。商家关键词组件用于从商家服务器数据存储中找到选择商家服务器。交易详细信息组件然后被路由到选择商家服务器。然后，选择商家服务器返回对应于交易细节组件的收费金额和履行消息。然后，记账网关根据运营商服务器的帐户数据库中的电话号码输入费用金额。成功消息传送模块将包含履行消息的消息文本消息发送回消息。履行消息可以例如是必须由消费者输入的代码。

4. 发明授权

US09224162B2 Billing gateway charge method and system 有权
标题翻译：帐单网关收费方式和系统
公开(公告)号：US09224162B2
公开(公告)日：2015-12-29
申请号：US13873068
申请日：2013-04-29
申请人： Boku, Inc.
发明人： John P. Browne , Pankhudi Pankhudi , James C. McIntyre , Marcin L. Pawlowski , Teerawat Vilaisakulyong
IPC分类号： H04W4/24 , G06Q30/04
CPC分类号： G06Q30/04
摘要： The billing gateway charge method and system are disclosed. A charge is processed by receiving a charge API call from a merchant server, detecting a select carrier server from a plurality of servers, transmitting a charge request to the select carrier server, and returning a charge result callback notification to the merchant server. If the charge request fails, the merchant server can submit a new request and an indication of acceptance and failure of the charge request is returned to the merchant server based on the new requests provided that the new request has a new request-id. A continue method allows for managing consumer opt-in in order to complete a transaction. Once the transaction is completed, a refund request from the merchant server can be processed by transmission to the carrier server.
摘要翻译：公开了计费网关收费方法和系统。通过接收来自商家服务器的费用API呼叫来处理费用，从多个服务器检测选择载体服务器，向选择的运营商服务器发送收费请求，并向商家服务器返回收费结果回调通知。如果收费请求失败，则商家服务器可以提交新的请求，并且如果新的请求具有新的请求id，则基于新的请求将收费请求的接受和失败的指示返回给商家服务器。继续方法允许管理消费者选择加入以完成交易。一旦交易完成，来自商家服务器的退款请求可以通过传送到运营商服务器来处理。

5. 发明申请

US20150088711A1 TEXT-TO-PAY FOR A NEW SUBSCRIPTION 有权
标题翻译：新订阅的文字付款
公开(公告)号：US20150088711A1
公开(公告)日：2015-03-26
申请号：US14491435
申请日：2014-09-19
申请人： BOKU, INC.
发明人： Daniel Steif , Kurt Davis , Katherine Ann Corner , Samantha Elena Nebrich
IPC分类号： G06Q20/14
CPC分类号： G06Q20/14 , G06Q20/123 , G06Q20/16 , G06Q20/3255
摘要： A code is communicated between the billing server and subscription server. The billing server receives a code request text message from the user device. The billing server identifies a carrier server from the code request text message. The billing server receives an authorization text message from the user device in response to an authorization request text message and charges an account of the carrier server that has been identified. If the charge has been successful, then the billing server transmits a code redemption text message to the user device including the code and a link to a redemption page of a website of a subscription server. The subscription server processes redemption to a code and transmits an account set up page to the user device.
摘要翻译：计费服务器和订阅服务器之间传递代码。计费服务器从用户设备接收代码请求文本消息。计费服务器从代码请求文本消息中识别运营商服务器。计费服务器响应于授权请求文本消息从用户设备接收授权文本消息，并对已经识别的运营商服务器的帐户收费。如果费用已经成功，则计费服务器向用户设备发送代码兑换文本消息，包括代码和到订阅服务器的网站的兑换页面的链接。订阅服务器处理对代码的兑换，并将帐户设置页面发送到用户设备。

6. 发明申请

US20150012388A1 MERCHANT HOSTED CHECKOUT AT A MERCHANT SERVER 审中-公开
标题翻译：商户在商户服务器上进行检查
公开(公告)号：US20150012388A1
公开(公告)日：2015-01-08
申请号：US13934050
申请日：2013-07-02
申请人： BOKU, INC.
发明人： Jang Kim , Daniel Keegan Flanigan , Wesley D. Mateo
IPC分类号： G06Q30/06
CPC分类号： G06Q30/0635
摘要： Merchant hosted checkout as described herein allows merchants to process mobile payments via a customized user payment interface (“checkout interface”). The merchant hosted checkout provides dynamic user interface (UI) instructions and user input requirements based on the country and mobile network (carrier) associated with each transaction.
摘要翻译：如本文所述的商户托管结帐允许商家通过定制的用户支付接口（“结账界面”）来处理移动支付。商家托管结账基于与每个交易相关联的国家和移动网络（运营商）提供动态用户界面（UI）指令和用户输入要求。

7. 发明申请

US20150006371A1 API METHODS FOR PHONE-ON-FILE OPT-IN AT A BILLING SERVER 审中-公开
标题翻译：用于计费服务器中的电话文件选择的API方法
公开(公告)号：US20150006371A1
公开(公告)日：2015-01-01
申请号：US13927574
申请日：2013-06-26
申请人： Boku, Inc.
发明人： John P. Browne , Pankhudi Pankhudi , Natalya Elkanova , James C. Mclntyre , Annie Minh Ma
IPC分类号： G06Q20/32 , G06Q20/14 , H04M15/00
CPC分类号： G06Q20/3255 , G06Q20/14 , G06Q20/16 , G06Q20/385 , H04M15/48 , H04M15/68
摘要： A phone-on-file opt-in method is described. A phone-on-file opt-in request is received at the billing server including a msisdn and a merchant supplied unique consumer identifier. The billing server confirms the phone-on-file opt-in with a consumer device and records a phone-on-file opt-in status as active if the first phone-on-file is confirmed. A charge method includes receiving, at the billing server, a charge API call from a merchant server including at least one identifier and an amount, determining a phone-on-file opt-in status corresponding to the identifier at the billing server and transmitting a request to charge a user account to a carrier server if the phone-on-file opt-in status is active, but not if the phone-on-file opt-in status is inactive, the request including an amount corresponding to the amount received in the charge API call.
摘要翻译：描述了一种电话号码选择加入方法。在计费服务器处接收到电话号码选择加入请求，其中包括msisdn和商家提供的唯一消费者标识符。计费服务器通过消费者设备确认电话号码选择加入，并且如果第一个电话号码被确认，则将电话号码选择加入状态记录为活动的。收费方法包括在计费服务器处接收来自商家服务器的包括至少一个标识符和数量的费用API呼叫，确定与计费服务器上的标识符相对应的在文件选择加入状态，并发送如果电话号码选择启用状态处于活动状态，则请求向用户帐户收取用户帐户，但是如果电话号码选择加入状态不活动，则该请求包括对应于接收到的金额的金额在收费API调用。

8. 发明授权

US08774757B2 Systems and methods to facilitate repeated purchases 有权
公开(公告)号：US08774757B2
公开(公告)日：2014-07-08
申请号：US13949074
申请日：2013-07-23
申请人： Boku, Inc.
发明人： Kurt Davis , Jang Kim , David Yoo , James Goodsall
IPC分类号： H04M11/00
CPC分类号： G06Q20/22 , G06Q20/123 , G06Q20/16 , G06Q20/32 , G06Q20/3255 , G06Q20/40
摘要： Systems and methods are provided to facilitate repeated purchase and payment transactions. In one aspect, a system includes an interchange and a data storage facility configured to store payment transaction records associated with phone numbers. The interchange includes a common format processor and a plurality of converters to interface with a plurality of different controllers of mobile communications. The converters are configured to communicate with the controllers in different formats and to communicate with the common format processor in a common format. The common format processor is configured to identify a prior payment transaction associated with a phone number in response to a message from a mobile phone having the phone number, communicate with a merchant to repeat a purchase according to the prior payment transaction, and transmit via one of the converters premium messages to the mobile phone to collect funds for a payment to repeat the purchase.

9. 发明授权

US10438183B2 Merchant hosted checkout at a billing server 有权
公开(公告)号：US10438183B2
公开(公告)日：2019-10-08
申请号：US13934036
申请日：2013-07-02
申请人： BOKU, INC.
发明人： Jang Kim , Daniel Keegan Flanigan , Wesley D. Mateo
IPC分类号： G06Q40/00 , G06Q20/14 , G06Q20/12 , G06Q20/32
摘要： Merchant hosted checkout as described herein allows merchants to process mobile payments via a customized user payment interface (“checkout interface”). The merchant hosted checkout provides dynamic user interface (UI) instructions and user input requirements based on the country and mobile network (carrier) associated with each transaction.

10. 发明申请

US20170323354A1 SYSTEMS AND METHODS TO PROCESS DONATIONS 有权
公开(公告)号：US20170323354A1
公开(公告)日：2017-11-09
申请号：US15659473
申请日：2017-07-25
申请人： Boku, Inc.
发明人： Javier Francisco Martell
IPC分类号： G06Q30/02 , H04M15/00 , G06Q30/06 , H04L12/14 , G06Q20/32 , H04W4/14
CPC分类号： G06Q30/0279 , G06Q20/32 , G06Q20/3223 , G06Q20/401 , G06Q20/425 , G06Q30/0613 , H04L12/1453 , H04L12/1457 , H04L12/1464 , H04L12/1467 , H04M15/51 , H04M15/68 , H04M15/8242 , H04M15/844 , H04M15/866 , H04M2215/0192 , H04W4/14 , H04W4/24
摘要： Systems and methods are provided to facilitate donations via mobile communications. In one aspect, a system includes a data storage facility and an interchange having a common format processor and a plurality of converters to interface with a plurality of different controllers of mobile communications. The converters are configured to communicate with the controllers in different formats and with the common format processor in a common format. For a payment to a merchant, the common format processor provides a user interface configured to present charity donation options in response to a phone number being specified in the user interface to identify a fund source. The common format processor uses one of the converters to communicate with a mobile phone at the phone number to confirm the payment to the merchant and a donation to a separate charity organization specified via the user interface.

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