会员体验
专利管家(专利管理)
工作空间(专利管理)
风险监控(情报监控)
数据分析(专利分析)
侵权分析(诉讼无效)
联系我们
交流群
官方交流:
QQ群: 891211   
微信请扫码    >>>
现在联系顾问~
热词
    • 4. 发明申请
    • SYSTEMS AND METHODS TO PROCESS DONATIONS
    • 系统和方法来处理捐助
    • US20120276868A1
    • 2012-11-01
    • US13460200
    • 2012-04-30
    • Javier Francisco Martell
    • Javier Francisco Martell
    • H04W4/24
    • G06Q30/0279G06Q20/3223G06Q30/0613H04L12/1453H04L12/1457H04L12/1464H04L12/1467H04M15/51H04M15/68H04M15/8242H04M15/844H04M15/866H04M2215/0192H04W4/14
    • Systems and methods are provided to facilitate donations via mobile communications. In one aspect, a system includes a data storage facility and an interchange having a common format processor and a plurality of converters to interface with a plurality of different controllers of mobile communications. The converters are configured to communicate with the controllers in different formats and with the common format processor in a common format. For a payment to a merchant, the common format processor provides a user interface configured to present charity donation options in response to a phone number being specified in the user interface to identify a fund source. The common format processor uses one of the converters to communicate with a mobile phone at the phone number to confirm the payment to the merchant and a donation to a separate charity organization specified via the user interface.
    • 提供系统和方法以便于通过移动通信进行捐赠。 在一个方面,一种系统包括数据存储设施和具有通用格式处理器和多个转换器的交换机,以与移动通信的多个不同控制器进行接口。 转换器被配置为以不同格式与控制器进行通信,并且通用格式处理器以通用格式通信。 对于对商家的付款,通用格式处理器提供用户界面,用户响应于在用户界面中指定的电话号码来呈现慈善捐赠选项,以识别资金来源。 通用格式处理器使用一个转换器以电话号码与移动电话进行通信,以确认向商家的付款以及通过用户界面指定的单独的慈善组织的捐赠。
    • 5. 发明授权
    • System and method of purchasing products and services using prepaid wireless communications services account
    • 使用预付费无线通信服务账户购买产品和服务的系统和方法
    • US06816721B1
    • 2004-11-09
    • US09543630
    • 2000-04-05
    • Luther Rudisill
    • Luther Rudisill
    • H04Q708
    • H04W4/24G06Q20/102G06Q20/16G06Q20/28G06Q20/32G06Q20/322G06Q20/403H04M15/8242H04M15/866H04M15/90H04M17/00H04M2215/016H04M2215/2026H04M2215/32H04M2215/7846H04M2215/8195
    • System and method for enabling the purchase of products and services using a prepaid account associated with a wireless communications device are described. In a preferred embodiment, when a subscriber desires to pay for a transaction using a prepaid wireless communications services (“PWCS”) account associated with a wireless communications device, a telephone number of the device and the transaction amount are entered using a keypad of a card reader. The information is routed through a financial institution to a financial clearing house network based on the telephone number. The data is then routed through a financial interface of a wireless communications network to a service control point (“SCP”) containing the subscriber record associated with the telephone number. At the SCP, a determination is made whether there are sufficient funds in the subscriber's prepaid account to cover the amount of the transaction. If so, the transaction is allowed and the subscriber's account is debited in the amount of the purchase. Otherwise, the transaction is denied and the merchant is notified. In one aspect, before the PWCS account is debited, a short message service center (“SMSC”) connected to the SCP generates a message to the wireless communications device to obtain authorization of the transaction. An additional level of security may be provided by requiring the subscriber to enter a PIN number prior to allowing him or her to authorize or reject the transaction.
    • 描述使用与无线通信设备相关联的预付费帐户来购买产品和服务的系统和方法。 在优选实施例中,当用户期望使用与无线通信设备相关联的预付费无线通信服务(“PWCS”)帐户支付交易时,设备的电话号码和交易金额使用 读卡器。 信息通过金融机构根据电话号码路由到金融结算所网络。 然后将数据通过无线通信网络的财务接口路由到包含与电话号码相关联的订户记录的服务控制点(“SCP”)。 在SCP,确定用户的预付账户中是否有足够的资金来支付交易金额。 如果是这样,交易是允许的,用户的帐户被扣除了购买金额。 否则,交易被拒绝,商家被通知。 一方面,在PWCS帐户被借记之前,连接到SCP的短消息服务中心(“SMSC”)向无线通信设备生成消息以获得交易的授权。 可以通过要求订户在允许他或她授权或拒绝交易之前输入PIN号码来提供额外的安全级别。