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1. 发明授权

US08994663B2 Authentication at a self-service terminal 有权
标题翻译：自助终端的验证
公开(公告)号：US08994663B2
公开(公告)日：2015-03-31
申请号：US12873761
申请日：2010-09-01
申请人： Charles Harrow , Jonathan S. Black , Grant C. Paton
发明人： Charles Harrow , Jonathan S. Black , Grant C. Paton
IPC分类号： G06F3/0488 , G06F21/83 , G06F21/36
CPC分类号： G06F21/36 , G06F3/04883 , G06F21/83
摘要： A method and apparatus for authenticating a customer at a self-service terminal are described. The method comprises: receiving a stroke delineated by the customer; matching the delineated stroke to a defined shape; and providing feedback to the customer to indicate that the delineated stroke has been matched to a defined shape. These steps are repeated until a complete sequence of defined shapes has been entered. The method further comprises converting the defined shape sequence to a sequence of characters; encrypting the sequence of characters; and transmitting the encrypted sequence of characters to a host for authentication.
摘要翻译：描述了一种用于在自助终端上验证客户的方法和装置。该方法包括：接收客户描绘的冲程; 将划定的行程与定义的形状相匹配; 并向客户提供反馈以指示划定的行程已经与定义的形状匹配。重复这些步骤，直到输入了一个完整的定义的形状序列。该方法还包括将定义的形状序列转换为字符序列; 加密字符序列; 并将加密的字符序列发送到主机进行认证。

2. 发明授权

US10043351B2 Self-service terminal 有权
公开(公告)号：US10043351B2
公开(公告)日：2018-08-07
申请号：US12861290
申请日：2010-08-23
申请人： Jonathan S Black , Grant C. Paton
发明人： Jonathan S Black , Grant C. Paton
IPC分类号： G07F19/00
摘要： A self-service terminal is described. The terminal includes first and second touch sensitive units. Each of these touch sensitive units includes a display and a touch sensitive panel overlying the display. The second customer display is configured differently to the first customer display. The terminal also includes a processor operable to present (i) a screen comprising a plurality of different selectable options to a customer on the first customer display, and (ii) a screen associated with a selected selectable option on the second customer display, so that the customer can use the second touch sensitive unit to enter transaction details in a more private manner than by using the first touch sensitive unit.

3. 发明申请

US20120050179A1 AUTHENTICATION AT A SELF-SERVICE TERMINAL 有权
标题翻译：自助终端验证
公开(公告)号：US20120050179A1
公开(公告)日：2012-03-01
申请号：US12873761
申请日：2010-09-01
申请人： Charles Harrow , Jonathan S. Black , Grant C. Paton
发明人： Charles Harrow , Jonathan S. Black , Grant C. Paton
IPC分类号： G06F3/041 , G06F21/00
CPC分类号： G06F21/36 , G06F3/04883 , G06F21/83
摘要： A method and apparatus for authenticating a customer at a self-service terminal are described. The method comprises: receiving a stroke delineated by the customer; matching the delineated stroke to a defined shape; and providing feedback to the customer to indicate that the delineated stroke has been matched to a defined shape. These steps are repeated until a complete sequence of defined shapes has been entered. The method further comprises converting the defined shape sequence to a sequence of characters; encrypting the sequence of characters; and transmitting the encrypted sequence of characters to a host for authentication.
摘要翻译：描述了一种用于在自助终端上验证客户的方法和装置。该方法包括：接收客户描绘的冲程; 将划定的行程与定义的形状相匹配; 并向客户提供反馈以指示划定的行程已经与定义的形状匹配。重复这些步骤，直到输入了一个完整的定义的形状序列。该方法还包括将定义的形状序列转换为字符序列; 加密字符序列; 并将加密的字符序列发送到主机进行认证。

4. 发明申请

US20120044154A1 SELF-SERVICE TERMINAL 审中-公开
标题翻译：自助终端
公开(公告)号：US20120044154A1
公开(公告)日：2012-02-23
申请号：US12861290
申请日：2010-08-23
申请人： Jonathan S. Black , Grant C. Paton
发明人： Jonathan S. Black , Grant C. Paton
IPC分类号： G06F3/041
CPC分类号： G07F19/205 , G07F19/20
摘要： A self-service terminal is described. The terminal includes first and second touch sensitive units. Each of these touch sensitive units includes a display and a touch sensitive panel overlying the display. The second customer display is configured differently to the first customer display. The terminal also includes a processor operable to present (i) a screen comprising a plurality of different selectable options to a customer on the first customer display, and (ii) a screen associated with a selected selectable option on the second customer display, so that the customer can use the second touch sensitive unit to enter transaction details in a more private manner than by using the first touch sensitive unit.
摘要翻译：描述了一个自助终端。终端包括第一和第二触敏单元。这些触敏单元中的每一个包括显示器和覆盖显示器的触敏面板。第二个客户显示的配置与第一个客户显示不同。终端还包括处理器，其可操作以向第一客户显示器上的客户呈现（i）包括多个不同可选选项的屏幕，以及（ii）与第二客户显示器上的所选择的可选择选项相关联的屏幕，使得客户可以使用第二触敏单元以比通过使用第一触敏单元更私人的方式输入交易细节。

5. 发明授权

US06484936B1 Terminal 有权
标题翻译：终奌站
公开(公告)号：US06484936B1
公开(公告)日：2002-11-26
申请号：US09433138
申请日：1999-11-03
申请人： Kenneth A. Nicoll , Wolf-Dieter Rossmann , Grant C. Paton , Liem H. Leong , Michael R. McNamara
发明人： Kenneth A. Nicoll , Wolf-Dieter Rossmann , Grant C. Paton , Liem H. Leong , Michael R. McNamara
IPC分类号： G06F1760
CPC分类号： G07F19/20 , G06Q20/4014 , G07C9/00087 , G07C9/00158 , G07F19/201 , G07F19/207 , G10L15/26
摘要： A self-service terminal (10) includes a non-contact interface (18, 20) for enabling a user to interact with the terminal without requiring physical contact with the terminal, a biometric sensor (14) for establishing the identity of the user by sensing a physical trait or characteristic of the user, and a processor (30) for controlling the terminal. The interface (18, 20) may utilize speech recognition and generation.
摘要翻译：自助终端（10）包括非接触接口（18,20），用于使用户能够与终端进行交互而不需要与终端进行物理接触;生物特征传感器（14），用于通过以下方式建立用户身份：感测用户的身体特征或特征，以及用于控制终端的处理器（30）。接口（18,20）可以利用语音识别和生成。

6. 发明授权

US6021400A Multi-stage transaction executed from multiple ATMs 失效
标题翻译：从多台自动柜员机执行多级交易
公开(公告)号：US6021400A
公开(公告)日：2000-02-01
申请号：US778340
申请日：1997-01-02
申请人： Kenneth D. Gallacher , Mark M. Grossi , Grant C. Paton , James Piggot , George E. Schneider
发明人： Kenneth D. Gallacher , Mark M. Grossi , Grant C. Paton , James Piggot , George E. Schneider
IPC分类号： G06Q20/10 , G06Q20/18 , G07F7/00 , G07F19/00 , G06F17/60
CPC分类号： G06Q20/18 , G06Q20/108 , G06Q20/1085 , G06Q40/025 , G07F17/0014 , G07F19/20 , G07F19/211
摘要： A system of ATMs wherein a customer can execute a complex transaction in stages, at different times, and perhaps at different ATMs. Considering a loan application as an example, a customer can supply part of the information required by the loan application at one ATM, and can supply other information at a later time, at the same, or another, ATM. While the customer is present at any ATM, or afterward, the invention undertakes processing required by the loan application, such as ordering credit reports.
摘要翻译：一种ATM系统，其中客户可以分阶段地，在不同的时间，也可能在不同的ATM处执行复杂的交易。以贷款申请为例，客户可以在一个ATM提供贷款申请所要求的一部分信息，并可以在以后的时间，同一个或另一个ATM提供其他信息。客户在任何自动柜员机或以后的时候，本发明承担贷款申请所要求的处理，如订购信用报告。

7. 发明授权

US07158952B1 Self-service terminals 有权
标题翻译：自助终端
公开(公告)号：US07158952B1
公开(公告)日：2007-01-02
申请号：US09433134
申请日：1999-11-03
申请人： Mark M. Grossi , Grant C. Paton , Kenneth A. Nicoll
发明人： Mark M. Grossi , Grant C. Paton , Kenneth A. Nicoll
IPC分类号： G06Q40/00
CPC分类号： G07F19/20 , G06Q20/1085 , G07F19/201 , G07F19/205
摘要： A self-service terminal (SST), such as an ATM includes apparatus for producing images containing instructions for users of the terminal, and an arrangement for projecting the images onto a screen forming part of a terminal user interface.
摘要翻译：诸如ATM的自助终端（SST）包括用于产生包含终端的用户的指令的图像的装置，以及用于将图像投影到形成终端用户界面的一部分的屏幕上的装置。

8. 发明授权

US06241151B1 Self service terminal 有权
标题翻译：自助终端
公开(公告)号：US06241151B1
公开(公告)日：2001-06-05
申请号：US09433136
申请日：1999-11-03
申请人： Stephen Swaine , Grant C. Paton , Kenneth A. Nicoll
发明人： Stephen Swaine , Grant C. Paton , Kenneth A. Nicoll
IPC分类号： G06F1760
CPC分类号： G07F19/20 , G07F19/201 , G07F19/207
摘要： A self service terminal (10) is described. The SST 10 has a front portion (16) including a user interface (24) located within a fascia (18). The fascia (18) has a concave inner surface (61) which defines a privacy area (20) and which reduces reflection of sound. The inner surface (61) is bounded by one or more extremities (54,56) which project out from the terminal (10). The fascia (18) has a canopy (21) which extends beyond the projecting extremities. In use, the user places his head within or in proximity to the privacy area (20) for increased privacy when using the terminal (10).
摘要翻译：描述了自助终端（10）。 SST 10具有包括位于仪表板（18）内的用户界面（24）的前部（16）。面板（18）具有限定隐私区域（20）的凹形内表面（61），并减少了声音的反射。内表面（61）由从终端（10）伸出的一个或多个末端（54,56）限定。筋膜（18）具有延伸超过突出末端的冠层（21）。在使用中，用户将其头部放置在隐私区域（20）内或附近，以在使用终端（10）时增加隐私。

9. 发明授权

US5661283A Automated patching between ATM and consultant 失效
标题翻译： ATM和顾问之间自动修补
公开(公告)号：US5661283A
公开(公告)日：1997-08-26
申请号：US538313
申请日：1995-10-03
申请人： Kenneth D. Gallacher , Mark M. Grossi , Grant C. Paton , James Piggot , George E. Schneider
发明人： Kenneth D. Gallacher , Mark M. Grossi , Grant C. Paton , James Piggot , George E. Schneider
IPC分类号： G07F17/16 , G07F19/00 , G06F17/60
CPC分类号： G07F19/201 , G07F19/20
摘要： The invention concerns Automated Teller Machines (ATMs) which are equipped with video conferencing capability. The ATM allows a customer to undertake numerous different types of transactions, such as withdrawing cash, checking a balance, applying for a loan, obtaining interest rate quotations, and so on. If a customer needs assistance with a transaction, the invention (a) identifies the transaction, without intervention of the customer, (b) selects a consultant who is expert in the type of transaction identified, and (c) establishes a video conference with the selected consultant.
摘要翻译：本发明涉及具有视频会议能力的自动柜员机（ATM）。 ATM允许客户进行许多不同类型的交易，例如提取现金，检查余额，申请贷款，获得利率报价等。如果客户需要交易协助，则本发明（a）在没有客户干预的情况下识别交易，（b）选择专家类型的顾问，以及（c）建立与选定顾问。

10. 发明授权

US07783570B2 Cash transaction verification and crediting apparatus 有权
标题翻译：现金交易验证和记账设备
公开(公告)号：US07783570B2
公开(公告)日：2010-08-24
申请号：US11710884
申请日：2007-02-26
申请人： Kenneth A. Nicoll , Mark M. Grossi , Grant C. Paton , Wolf D. Rossman , Alfred J. Hutcheon
发明人： Kenneth A. Nicoll , Mark M. Grossi , Grant C. Paton , Wolf D. Rossman , Alfred J. Hutcheon
IPC分类号： G06K40/00
CPC分类号： G07F19/20 , G06Q20/042 , G06Q20/10 , G06Q20/102 , G06Q20/108 , G06Q20/1085 , G06Q20/40 , G06Q40/00 , G07F7/04 , G07F19/203
摘要： To enable the payment of charges, for example those for mobile telephones, with cash there is provided an automated terminal for receiving payments including an input for currency notes, an acceptor for such currency notes and an input for information on an account for charges to which payment is required together with a control arrangement to record said account information and the value of acceptable currency notes fed in, to relate said information to said value as payment to said account and to hold said related information and value and acceptable currency notes available for retrieval. In this way a user need not have a bank account to make a payment to an account with a service provider.
摘要翻译：为了支付费用，例如那些用于移动电话的现金，提供一种用于接收付款的自动化终端，包括用于纸币的输入，这种纸币的接受者，以及用于收费的信息的输入需要付款以及控制安排来记录所述帐户信息和馈送的可接受的纸币的价值，以将所述信息与所述价值相关联，作为对所述帐户的支付，并且保存所述相关信息和价值以及可接受的纸币可用于检索。以这种方式，用户不需要有银行帐户来向服务提供商的帐户付款。

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