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1. 发明授权

US09875385B1 Method and system for sharing of product receipts 有权
公开(公告)号：US09875385B1
公开(公告)日：2018-01-23
申请号：US15332269
申请日：2016-10-24
申请人： MasterCard International Incorporated
发明人： Derek Humphreys , Stephen Elder , Edward Kilbane , Ramson Tutte , John Clerkin , Adam Kenneth Hosp , Sarah Louise Cunningham , Rebecca Fredric , Paul Lawless
IPC分类号： G06K15/00 , G06K7/10 , G07G5/00
CPC分类号： G06K7/10861 , G06Q20/0457 , G06Q30/0635 , G06Q30/0637 , G07G5/00
摘要： A method for transmitting line item data from an electronic receipt comprising storing a plurality of receipt data entries affiliated with a consumer account based on a consumer identifier. The method comprises storing a plurality of merchant identifiers affiliated with one or more product data files for products sold by a merchant. The method further receives a transaction message for a payment transaction using the consumer identifier via a payment network and executes a query on the electronic receipt database from a first consumer device to identify one or more products purchased in the payment transaction. The method generates an electronic receipt displaying purchase information for the one or more products and links the purchase information on the electronic receipt to the product data file for the one or more products for transmittal.

2. 发明申请

US20160140646A1 Connected Consumables Preparation Area 审中-公开
标题翻译：连接消耗品准备区
公开(公告)号：US20160140646A1
公开(公告)日：2016-05-19
申请号：US14940306
申请日：2015-11-13
申请人： MASTERCARD INTERNATIONAL INCORPORATED
发明人： Derek Humphreys
IPC分类号： G06Q30/06
CPC分类号： G06Q30/0633 , G06Q10/087 , G06Q30/06
摘要： According to one aspect there is provided a consumables preparation area comprising an electronically stored consumables inventory update initiator, said update initiator: comprising one or more of: a barcode scanner, a quick response (QR) code scanner, a Radio-Frequency Identification (RFID) tag reader, a scanner configured for optical character recognition (OCR) and digital scales; and being configured for use within the dwelling or establishment in which said consumables are to be transformed for use. According to another aspect there is provided a method of updating an electronically stored consumables inventory using such a consumables preparation area.
摘要翻译：根据一个方面，提供了一种消耗品准备区，包括电子存储的消耗品库存更新启动器，所述更新启动器包括条形码扫描器，快速响应（QR）代码扫描器，射频识别（RFID））标签读取器，配置用于光学字符识别（OCR）和数字刻度的扫描仪; 并且被配置为在所述消费品将被转换以供使用的住宅或建筑物内使用。根据另一方面，提供了一种使用这种消耗品准备区更新电子存储的耗材库存的方法。

3. 发明授权

US10564796B2 Haptic interaction 有权
公开(公告)号：US10564796B2
公开(公告)日：2020-02-18
申请号：US15842872
申请日：2017-12-14
申请人： MasterCard International Incorporated
发明人： Michael Jason Friedman , Derek Humphreys
IPC分类号： G06F17/00 , G06F3/0481 , G06F3/01 , G06F3/0488 , G06Q30/06 , G06Q20/40 , G06Q20/34 , G06N20/00 , G06F3/039 , H04L29/06
摘要： A web site map of an external site, including information permitting determination of at least one pertinent location on the site, is obtained at a rules engine. At least one rule specifying peripheral behavior in a region adjacent the at least one pertinent location on the site is also obtained at the engine. Furthermore, an indication that a peripheral device corresponding to the at least one rule is being used to browse the site is also obtained at the engine. Instructions corresponding to the at least one rule specifying the peripheral behavior in the region adjacent the at least one pertinent location on the site are dispatched from the rules engine to the peripheral device. The instructions are configured to cause a stimulus to a user of the peripheral device prior to the user attempting to consummate an action on the web site.

4. 发明申请

US20180330459A1 NATIONAL DIGITAL IDENTITY 审中-公开
公开(公告)号：US20180330459A1
公开(公告)日：2018-11-15
申请号：US15825402
申请日：2017-11-29
申请人： MasterCard International Incorporated
发明人： Stephen Elder , Joseph Mitchell , John Sheldon , Ken Moore , Gregory O'Brien , Sinead Fitzgerald , Derek Humphreys
IPC分类号： G06Q50/26 , G06F21/32 , G06K19/06
CPC分类号： G06Q50/265 , G06F21/32 , G06K19/06037 , G06Q20/02 , G06Q20/3274 , G06Q20/3276 , G06Q20/3674 , G06Q20/40145
摘要： Provided are an identity broker system and method for managing a national digital identification of a citizen. In one example, the method includes receiving, from a user device, an identity sharing request of a citizen including an identification of a service provider with which to share the identity, determining one or more digital identification credentials of the citizen that are to be shared with the service provider based on the identity sharing request, receiving an authorization from the citizen via the user device, the authorization including an approval for sharing the one or more digital identification credentials of the citizen with the service provider, and receiving the one or more digital identity components of the citizen from an identity record providing device, and transmitting the one or more digital identification credentials of the citizen to a service provider device based on the identification of the service provider.

5. 发明授权

US10592963B2 Enhanced smart refrigerator systems and methods 有权
公开(公告)号：US10592963B2
公开(公告)日：2020-03-17
申请号：US15222533
申请日：2016-07-28
申请人： MasterCard International Incorporated
发明人： Christopher John Merz , Derek Humphreys , Oran Cummins , Andrea Rizzini , Stephen Elder , Stephen Toner
IPC分类号： G06Q30/00 , G06Q30/06 , G06F16/2458 , G06F16/2457 , G06Q30/02 , G06Q10/08
摘要： An enhanced smart refrigerator (ESR) for automatically populating a virtual shopping cart is provided. The ESR stores a purchase log including a purchase history of a target product. The ESR determines a current interval between a most recent delivery date and a proposed next delivery date based on the purchase history of the target product, and calculates a purchase propensity for the target product based on the current interval and the purchase history of the target product, and automatically adds the product to the virtual shopping cart for submission to a party for purchase of the target product if the purchase propensity meets a first criteria.

6. 发明申请

US20190187859A1 HAPTIC INTERACTION 审中-公开
公开(公告)号：US20190187859A1
公开(公告)日：2019-06-20
申请号：US15842872
申请日：2017-12-14
申请人： MasterCard International Incorporated
发明人： Michael Jason Friedman , Derek Humphreys
IPC分类号： G06F3/0481 , G06F3/01 , G06F3/0488 , G06Q30/06 , G06Q20/40 , G06Q20/34 , G06N99/00
摘要： A web site map of an external site, including information permitting determination of at least one pertinent location on the site, is obtained at a rules engine. At least one rule specifying peripheral behavior in a region adjacent the at least one pertinent location on the site is also obtained at the engine. Furthermore, an indication that a peripheral device corresponding to the at least one rule is being used to browse the site is also obtained at the engine. Instructions corresponding to the at least one rule specifying the peripheral behavior in the region adjacent the at least one pertinent location on the site are dispatched from the rules engine to the peripheral device. The instructions are configured to cause a stimulus to a user of the peripheral device prior to the user attempting to consummate an action on the web site.

7. 发明申请

US20170032446A1 ENHANCED SMART REFRIGERATOR SYSTEMS AND METHODS 审中-公开
标题翻译：增强智能制冷系统和方法
公开(公告)号：US20170032446A1
公开(公告)日：2017-02-02
申请号：US15222533
申请日：2016-07-28
申请人： MasterCard International Incorporated
发明人： Christopher John Merz , Derek Humphreys , Oran Cummins , Andrea Rizzini , Stephen Elder , Stephen Toner
IPC分类号： G06Q30/06 , G06F17/30
CPC分类号： G06Q30/0633 , G06F16/24575 , G06F16/2477 , G06Q10/087 , G06Q30/0202 , G06Q30/0603 , G06Q30/0605 , G06Q30/0641
摘要： An enhanced smart refrigerator (ESR) for automatically populating a virtual shopping cart is provided. The ESR stores a purchase log including a purchase history of a target product. The ESR determines a current interval between a most recent delivery date and a proposed next delivery date based on the purchase history of the target product, and calculates a purchase propensity for the target product based on the current interval and the purchase history of the target product, and automatically adds the product to the virtual shopping cart for submission to a party for purchase of the target product if the purchase propensity meets a first criteria.
摘要翻译：提供用于自动填充虚拟购物车的增强型智能冰箱（ESR）。 ESR存储包含目标产品的购买历史的购买日志。 ESR基于目标产品的购买历史来确定最近交货日期和建议的下一个交货日期之间的当前间隔，并且基于目标产品的当前间隔和购买历史来计算目标产品的购买倾向，并且如果购买倾向满足第一标准，则自动将产品添加到虚拟购物车以提交给购买目标产品的一方。

8. 发明授权

US11037216B2 Multi-merchant portal for e-commerce 有权
公开(公告)号：US11037216B2
公开(公告)日：2021-06-15
申请号：US15836625
申请日：2017-12-08
申请人： Mastercard International Incorporated
发明人： Chris O'Mahony , Stephen Elder , Bryan O'Sullivan , Derek Humphreys , Alex Staveley , Eammon Doyle , Stephen Toner , Andrea Rizzini , Maurice O'Connor , Oran Cummins
IPC分类号： G06Q30/06 , G06Q20/32 , H04L29/08
摘要： A multi-merchant portal that enables a user to access e-commerce stores is provided. Each e-commerce store has respective merchant categories browsable by the user at a customer device through the portal, each merchant category comprising products available for purchase from a respective merchant. In response to receiving a request from the customer device to switch access of the user browsing a selected merchant category of the first merchant in a first e-commerce store, to a second e-commerce store, the portal determines a system category corresponding to the selected merchant category using mapping data mapping merchant categories to system categories and then determines a destination merchant category of the second merchant in the second e-commerce store corresponding to the determined system category using mapping data mapping the system categories to the merchant categories. The portal switches user's access to the destination merchant category in the second e-commerce store.

9. 发明授权

US10339589B2 Connected consumables preparation area 有权
公开(公告)号：US10339589B2
公开(公告)日：2019-07-02
申请号：US14940306
申请日：2015-11-13
申请人： MASTERCARD INTERNATIONAL INCORPORATED
发明人： Derek Humphreys
IPC分类号： G06Q10/00 , G06Q30/06 , G06Q10/08
摘要： According to one aspect there is provided a consumables preparation area comprising an electronically stored consumables inventory update initiator, said update initiator: comprising one or more of: a barcode scanner, a quick response (QR) code scanner, a Radio-Frequency Identification (RFID) tag reader, a scanner configured for optical character recognition (OCR) and digital scales; and being configured for use within the dwelling or establishment in which said consumables are to be transformed for use. According to another aspect there is provided a method of updating an electronically stored consumables inventory using such a consumables preparation area.

10. 发明申请

US20190196588A1 HAPTIC FEEDBACK FOR AUTHENTICATION AND SECURITY IN COMPUTER SYSTEMS 审中-公开
公开(公告)号：US20190196588A1
公开(公告)日：2019-06-27
申请号：US15852631
申请日：2017-12-22
申请人： MASTERCARD INTERNATIONAL INCORPORATED
发明人： Michael Jason Friedman , Derek Humphreys
IPC分类号： G06F3/01 , G06F3/041 , G06F3/0488 , G06Q20/12 , G06Q20/38 , G06Q30/06
CPC分类号： G06F3/016 , G06F3/0412 , G06F3/0488 , G06F2203/014 , G06Q20/12 , G06Q20/382 , G06Q30/0601
摘要： An indication is obtained of interaction of a putative human user with a computing device. Responsive to the indication, presentation of a haptic pattern to the putative human user is facilitated; the pattern is not amenable to machine perception. Prompting of the putative human user to input information indicative of human perception of the pattern is facilitated. Information input by the putative human user is obtained responsive to the prompting. When the information input by the putative human user indicates that the putative human user is an actual human user, the interaction is permitted to continue. Haptic techniques are also provided for access control and/or to defend against malevolent web sites which masquerade as legitimate web sites.

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