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1. 发明申请

US20150142514A1 SYSTEM AND METHOD FOR PAYMENT TRANSACTION RECEIPT MANAGEMENT 审中-公开
标题翻译：付款交易接收管理系统与方法
公开(公告)号：US20150142514A1
公开(公告)日：2015-05-21
申请号：US14085257
申请日：2013-11-20
申请人： MASTERCARD INTERNATIONAL INCORPORATED
发明人： Ramson Tutte
IPC分类号： G06Q30/02
CPC分类号： G06Q30/0269 , G06Q30/0201 , G06Q30/0202
摘要： There is provided a system and a method for payment transaction receipt management. The system and method include an electronic storage device having one or more databases of payment transaction receipt data stored therein; an access path for allowing access to the payment transaction receipt data; and a processor for assembling the payment transaction receipt data in the one or more databases and providing the assembled payment transaction receipt data to one or more entities that have been granted access to the one or more databases. The receipt management system and method are based on payment transaction receipt data across a plurality of merchants. This cross merchant approach provides customers with an efficient solution for managing all of their receipts. This cross merchant approach allows merchants to offer better and more targeted recommendations for customers which in turn can boost sales and customer satisfaction.
摘要翻译：提供了支付交易收据管理的系统和方法。该系统和方法包括具有存储在其中的支付交易接收数据的一个或多个数据库的电子存储装置; 用于允许访问所述支付交易收据数据的访问路径; 以及处理器，用于将所述支付交易收据数据组装在所述一个或多个数据库中，并将组装的支付交易接收数据提供给已被授权访问所述一个或多个数据库的一个或多个实体。收据管理系统和方法基于跨越多个商家的支付交易收据数据。这种跨商家方法为客户提供了管理其所有收据的有效解决方案。这种跨商家方法允许商家为客户提供更好和更有针对性的建议，从而可以提高销售和客户满意度。

2. 发明授权

US10909520B2 Server for processing a tab for a customer at a merchant premises 有权
公开(公告)号：US10909520B2
公开(公告)日：2021-02-02
申请号：US16009361
申请日：2018-06-15
申请人： Mastercard International Incorporated
发明人： Ramson Tutte , Ishfaq Lone , Marcia Mora
IPC分类号： G06Q20/20 , G06Q50/12 , G06Q20/38 , G06Q30/06
摘要： A server to process a tab for a customer at a merchant premises may provide a list of candidate merchant premises to a customer mobile device, receive a signal indicating a user selection of one of the candidate merchant premises, receive payment card details for the customer mobile device, obtain a specific code for a tab at the selected merchant premises, send to the customer mobile device the specific code, receive a signal from a Point of Sale (POS) terminal of the selected merchant premises, associate the customer mobile device with an open tab maintained by the POS terminal, receive from the POS terminal at least one identifier and amount for each purchase of the open tab, request payment of at least a portion of a balance of the open tab from a payment gateway using the payment card details, and notify the POS terminal of the payment.

3. 发明授权

US09875385B1 Method and system for sharing of product receipts 有权
公开(公告)号：US09875385B1
公开(公告)日：2018-01-23
申请号：US15332269
申请日：2016-10-24
申请人： MasterCard International Incorporated
发明人： Derek Humphreys , Stephen Elder , Edward Kilbane , Ramson Tutte , John Clerkin , Adam Kenneth Hosp , Sarah Louise Cunningham , Rebecca Fredric , Paul Lawless
IPC分类号： G06K15/00 , G06K7/10 , G07G5/00
CPC分类号： G06K7/10861 , G06Q20/0457 , G06Q30/0635 , G06Q30/0637 , G07G5/00
摘要： A method for transmitting line item data from an electronic receipt comprising storing a plurality of receipt data entries affiliated with a consumer account based on a consumer identifier. The method comprises storing a plurality of merchant identifiers affiliated with one or more product data files for products sold by a merchant. The method further receives a transaction message for a payment transaction using the consumer identifier via a payment network and executes a query on the electronic receipt database from a first consumer device to identify one or more products purchased in the payment transaction. The method generates an electronic receipt displaying purchase information for the one or more products and links the purchase information on the electronic receipt to the product data file for the one or more products for transmittal.

4. 发明申请

US20180365671A1 Server for Processing a Tab for a Customer at a Merchant Premises 审中-公开
公开(公告)号：US20180365671A1
公开(公告)日：2018-12-20
申请号：US16009361
申请日：2018-06-15
申请人： Mastercard International Incorporated
发明人： Ramson Tutte , Ishfaq Lone , Marcia Mora
IPC分类号： G06Q20/20 , G06Q30/06
摘要： A server to process a tab for a customer at a merchant premises may provide a list of candidate merchant premises to a customer mobile device, receive a signal indicating a user selection of one of the candidate merchant premises, receive payment card details for the customer mobile device, obtain a specific code for a tab at the selected merchant premises, send to the customer mobile device the specific code, receive a signal from a Point of Sale (POS) terminal of the selected merchant premises, associate the customer mobile device with an open tab maintained by the POS terminal, receive from the POS terminal at least one identifier and amount for each purchase of the open tab, request payment of at least a portion of a balance of the open tab from a payment gateway using the payment card details, and notify the POS terminal of the payment.

5. 发明申请

US20180060841A1 METHOD AND SYSTEM FOR EFFECTING A PRE-PAID REDEEMABLE TRANSACTION 审中-公开
公开(公告)号：US20180060841A1
公开(公告)日：2018-03-01
申请号：US15685192
申请日：2017-08-24
申请人： MASTERCARD INTERNATIONAL INCORPORATED
发明人： Ramson Tutte , John Clerkin , Ronan O'Mullane
IPC分类号： G06Q20/10 , G06Q30/02
CPC分类号： G06Q20/105 , G06Q20/10 , G06Q20/12 , G06Q20/342 , G06Q20/346 , G06Q20/407 , G06Q30/0235
摘要： Provided are a method and system for effecting a pre-paid redeemable transaction. The method comprises generating payment request data associated with a benefactor on a payer application; the payment request data comprises redeemable payment data associated with a predetermined beneficiary which is valid for a predetermined time period. The payment request data is forwarded from the payer application to a payment server. The payment server initates a payment transaction from a source account associated with the benefactor to a predetermined account in response to receiving the payment request data. The payment transaction is refunded to the source account from the predetermined account if the beneficiary fails to validate the redeemable payment data within the predetermined time period.

6. 发明申请

US20160078692A1 METHOD AND SYSTEM FOR SHARING TRANSPORT INFORMATION 审中-公开
标题翻译：交通信息共享方法与系统
公开(公告)号：US20160078692A1
公开(公告)日：2016-03-17
申请号：US14852829
申请日：2015-09-14
申请人： MasterCard International Incorporated
发明人： Ramson Tutte
IPC分类号： G07C5/08 , G01C21/26
CPC分类号： G07C5/08 , G01C21/26 , G06Q50/01 , G07C5/008
摘要： Provided are a computer-implemented method and system for providing transport information to a plurality of user computing devices. The method is performed by a cloud computing system and includes operating a processor associated with the cloud computing system to: analyse vehicle data collated from one or more vehicles remote from the cloud computing system to generate processed vehicle data; and configure the processed vehicle data to be accessed through a portal of each of the user computing devices.
摘要翻译：提供了一种用于向多个用户计算设备提供传输信息的计算机实现的方法和系统。该方法由云计算系统执行，并且包括操作与云计算系统相关联的处理器以：分析从远离云计算系统的一个或多个车辆核对的车辆数据，以产生经处理的车辆数据; 并且通过每个用户计算设备的门户来配置要访问的经处理的车辆数据。

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