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首页 / 专利库 / 票据交换所 / 专利数据
序号 专利名 申请号 申请日 公开(公告)号 公开(公告)日 发明人
141 BILLET DE BANQUE ET MONNAIE VIRTUELS SECURISES ECHANGES PAR LES RESEAUX DES TELEPHONES GSM, DU WEB, DES LIGNES TELEPHONIQUES TERRIENNES NUMERISEES ET PAR ONDES RFID PCT/IB2008/001704 2008-06-25 WO2009156779A1 2009-12-30 GAILLARD, Richard

Billets de banque et monnaie virtuels securises echanges par les reseaux des telephones GSM, du WEB, des lignes telephoniques terriennes numerisees et par ondes RFID, caracterises par I'usage present, pour I'ensemble des partenaires et usagers, d'un code personnalise, unique et universel, compose et distribue par une entite regionale, nationale ou Internationale, autonome. Chaque billet (12) ou unite de monnaie (13) emis par une banque nationale dispose (14) d'un numero de serie (15) et de billet (16) ou d'unite de monnaie. La centrale informatique de gestion enregistre toutes les mutations. Chaque billet ou unite de monnaie est enregistre dans sa case informatique et dispose du code personnalise, unique et universel (17), de son detenteur. Un journal informatique des transferts, par billet ou unite de monnaie est tenu au registre central du gestionnaire (5). L'usager peut proceder a toute operation avec son telephone portable (7), son ordinateur (8) ou son laptop (9).

142 Money exchanger JP2011145675 2011-06-30 JP2013012136A 2013-01-17 MATSUMOTO SHIGEO; AZUMA ATSUSHI; NIYAMA SHINICHI
PROBLEM TO BE SOLVED: To provide a money exchanger capable of maintaining fairness between it and a counter in a banking institution concerning a commission of a money exchange transaction.SOLUTION: When denomination of bills to be deposited overlap with denominations of bills to be dispensed in a money exchange transaction, the money exchanger subtracts the number of bills of overlapped denominations from the number of bills of the same denominations to be dispensed so as to obtain the number of bills as a charging target number. Thus, a commission rule in money exchange transaction by the money exchanger can be brought close to a money exchange rule in a counter in a banking institution. As a result, users of the banking institution are promoted to use the money exchanger.
143 System to control and supervise vehicle transit in the public parking areas US09598409 2000-06-21 US06426707B1 2002-07-30 Javier Riesco Prieto; Pablo Riesco Prieto
SYSTEM TO CONTROL AND SUPERVISE VEHICLE TRANSIT IN THE PUBLIC PARKING AREAS, consisting of the implementation of hardware and software permitting at the entrance of a public car park, the association of the radio-frequency identification device code located in the vehicle with the ticket dispatched or the used card. At the car park exit, this system permits to detect ticket and/or card exchange between different vehicles and accordingly to prevent the theft of a vehicle by using a ticket or card different from that related to said vehicle. Likewise, it detects and prevents the execution of fraudulent operations derived from exchanging tickets and/or cards.
144 EINMALVERSCHLÜSSELUNG VON ZÄHLERDATEN EP16155838.2 2016-02-16 EP3059895A1 2016-08-24 Lübeck, Felix

Elektrizitätszähler mit einem Messwerk, einer Kommunikationseinrichtung, einer Steuerung und einem nichtflüchtigen Speicher, wobei der Elektrizitätszähler dazu ausgebildet ist, Verrechnungsdaten mit der Kommunikationseinrichtung an eine entfernte Verrechnungsstelle zu übertragen, dadurch gekennzeichnet, dass der nichtflüchtige Speicher zur Speicherung eines Einmalschlüssels ausgebildet ist.

145 SYSTEM FOR PAYMENT OF SERVICE FEES PCT/US2000/026285 2000-09-22 WO01022338A1 2001-03-29
A system for the payment of fees having service providers (14), service receivers (16), and a clearinghouse (12), in which the service providers (14) subscribe with the clearinghouse (12) to provide services to the service receivers (16), the service receivers (16) subscribe with the clearinghouse (12) to receive services from the service providers (14), the clearinghouse (12) collects plan fees from the service receivers (16) and distributes at least a portion of the plan fees to the service providers (14) as payment fees, and the service receivers (16) receive services from the service providers (14).
146 PEER TO PEER DISPERSED VOLATILE-DOCUMENTS AND NEGOTIABLE INSTRUMENTS TRANSACTING SYSTEM AND METHODS THEREOF PCT/IL2015/050187 2015-02-18 WO2015125141A1 2015-08-27 DASKAL, Eyal

A method and system for the peer-to-peer volatile documents and negotiable instruments (D&I) transacting communication platfrom fascilitating the volatile documents and negotiable instruments (D&I) environment that is designed to create transacting platform to facilitate communication among at least one first client (Ci) and at least one second client (Cj) and simplify exchange conditions for at least one first client (Ci). The method permits at least one second client (Cj) to provide at least one first D&I, namely (D&I)i(Ci)(Tp) having value I at Tp and (D&I)j(Cj)(Tp) having value J at Tp respectively to at least one first client (Ci) based on at least one first client (Ci) location associated with the geographic location claimed by at least one first client (Ci) of the volatile documents and negotiable instruments (D&I) environment and based on at least one second client (Cj) exchange conditions.

147 Wireless telephone service subscription data user access method US706765 1991-05-29 US5297189A 1994-03-22 Christian Chabernaud
Wireless telephone service is provided by a distribution network including fixed stations and wireless digital telephones linked by radio to the fixed stations, a digital public switching telephone network to which each fixed station is connected, service control points connected to the public switching telephone network and each including a wireless telephone service subscription database and a call processing logic device generating a call ticket at the end of each telephone call, and a service management system processing each call ticket to generate a billing ticket and including a reference database storing the characteristics of each subscription and all the billing tickets. A user data access method for this service includes storing and keeping up to date in real time in a reference database file of the service management system, billing tickets classified by subscription and, when a user requests access to subscription data: designating a subscription of interest, setting up a link between a user terminal and a server of the service management system, authenticating the identity of the user, reading billing tickets of the subscription in the file under the control of the user terminal, according to the user's access rights, and processing the information from the read billing tickets.
148 Data messaging in a cellular communications network US465525 1995-06-05 US5544225A 1996-08-06 William C. Kennedy, III; Kenneth R. Westerlage
A messaging unit (16) equipped with a cellular transceiver (38) is attached to a truck trailer (12) located within a communications network (10). The messaging unit (16) generates a data message in response to the occurrence of a reporting event. Upon generation of a data message, the cellular transceiver (38) transmits the data message over the network (10) via voice or data channels. The data message is received at an MTSO (20) and then routed to a platform (24), a clearinghouse (22), or the platform (24) through the clearinghouse (22). The data message stored at the platform (24) or the clearinghouse (22) is accessed by a host (26). A data message may be sent over a voice channel of the network (10) subject to a handshake protocol between the messaging unit (16) and the platform (24). Data messages may also be sent over a data channel of the network (10) by altering the mobile identification number (MIN) or electronic serial number (ESN) of the cellular transceiver (38). Furthermore, data messages may be sent over a data channel of the network (10) by issuing a feature request with appended data digits.
149 Data messaging in a communications network US175256 1993-12-28 US5539810A 1996-07-23 William C. Kennedy, III; Kenneth R. Westerlage
A messaging unit (16) equipped with a cellular transceiver (38) is attached to a truck trailer (12) located within a communications network (10). The messaging unit (16) generates a data message in response to the occurrence of a reporting event. Upon generation of a data message, the cellular transceiver (38) transmits the data message over the network (10) via voice or data channels. The data message is received at an MTSO (20) and then routed to a platform (24), a clearinghouse (22), or the platform (24) through the clearinghouse (22). The data message stored at the platform (24) or the clearinghouse (22) is accessed by a host (26). A data message may be sent over a voice channel of the network (10) subject to a handshake protocol between the messaging unit (16) and the platform (24). Data messages may also be sent over a data channel of the network (10) by altering the mobile identification number (MIN) or electronic serial number (ESN) of the cellular transceiver (38). Furthermore, data messages may be sent over a data channel of the network (10) by issuing a feature request with appended data digits.
150 Bill processor and bill processing method JP2007211616 2007-08-15 JP2009048273A 2009-03-05 OZU TAKESHI; MIYASAKA KAZUYOSHI
PROBLEM TO BE SOLVED: To provide a bill processor and a bill processing method for shortening processing time required for a money reception/payment operation. SOLUTION: The processor for discriminating each of received bills to store them in a plurality of bill storages respectively, and paying them as exchange includes: a bill slot 2 into which a plurality of bills can be inserted; a received money discrimination part 14 discriminating denomination of the bills inserted from the slot 2; a mixture storage 11 storing the discriminated bills by denomination; a money payment reject storage 12; a thousand-yen bill storage 13; a bill dispensing slot 3 dispensing the bills delivered as exchange from the storages 11, 13; and a conveying path conveying each bill in a last-in first-out manner. The mixture storage 11 stores the bills inserted from the slot 2 and discriminated as the denomination not to be used for the exchange by the discrimination part 14 together with the bills of the denomination available for the exchange. COPYRIGHT: (C)2009,JPO&INPIT
151 Apparatus and method for changing currency US10197898 2002-07-16 US06763924B2 2004-07-20 John H. Olbrich
Automated currency changing machine (10) accepts twenty dollar bills and dispenses a combination of dollar and non-cash items in exchange. Bill intake module (20) receives a bill and checks its value and authenticity Programmable controller (32) calculates change to be given by change dispensing module (40), according to a pre-determined algorithm. A combination of dollar bills and non-cash items, such as coupons or tokens, is dispensed. Non-cash items have “cash equivalent value” to the customer and a smaller “cost equivalent value” to the business where machine (10) is in use. The combined value of dollar bills and “cash equivalent value” of non-cash items is preferably equal to or greater than the value of bill proffered by customer. The combined value of dollar bills and “cost equivalent value” of non-cash items is preferably less than the value of bill proffered.
152 Commodity sales data processor, commodity sales data processing system, and program JP2004036717 2004-02-13 JP2005228100A 2005-08-25 SATO YOSHIICHI
<P>PROBLEM TO BE SOLVED: To provide a commodity sales data processor capable of responding to an exchange breakdown request from a person wanting money exchange. <P>SOLUTION: When money exchange processing is declared by an exchange declaration means, it becomes possible to set the number of bank notes for each kind of notes. When each number of bank notes is set for each kind of notes (S22-27), an indication is made to a coin dispenser so as to pay each number of bank notes being set (S29). With this, it is possible to respond to the exchange breakdown request from the person wanting the money exchange. <P>COPYRIGHT: (C)2005,JPO&NCIPI
153 어음처리 시스템 및 방법 KR1020090090892 2009-09-25 KR1020110033403A 2011-03-31 임상진; 한충완; 신남호
PURPOSE: A bill processing system and a method thereof are provided to increase the efficiency of a task by the automation of bill exchange and to determine identity between the bill information and the saved information. CONSTITUTION: A search unit(120) searches stored information which is stored in an information storage unit(130) about a check number of bill information. An identity decision unit(140) decides the identity of the bill information about the check number and stored information. A payment unit(150) performs the payment about the corresponding bill. An error confirmation unit(160) determines the bill as the error check.
154 ELECTRONIC LOCK BOX PROXIMITY ACCESS CONTROL EP11825815.1 2011-09-13 EP2616889A2 2013-07-24 FISHER, Scott, R.
An electronic lock box system includes a wireless portable transponder that communicates with an electronic lock box using a low power radio link. The portable transponder includes: a wide area network radio to communicate to a central clearinghouse computer, a motion sensor to activate its wide area network radio, and a connector to communicate with a secure memory device. The electronic lock box sends a hail message that is intercepted by the portable transponder; the hail message includes identification information. The portable transponder responds with a message that includes a time sensitive encryption key; the lock box authenticates this response message using its own time sensitive encryption key. If the messages are authenticated, the lock box sends an access event record to the portable transponder, and this access event record is stored in the secure memory device. If a wide area network is available, the portable transponder sends the access event record to the central clearinghouse computer.
155 Slip management system and slip management method JP2006005058 2006-01-12 JP2007188242A 2007-07-26 UNEMOTO KOJI; MIYAKE HIDEO; WAKE KIYOZUMI
<P>PROBLEM TO BE SOLVED: To provide a slip management system, a slip management method, a slip management program and a recording medium for simplifying procedures in exchanging slips and defining location of the slips. <P>SOLUTION: The slip management system 1 comprises a slip issuing device 2 installed in a consigner company, and a slip management database 6. An interruption management department terminal 3a, an interruption notifying department terminal 4a and a consignee 5a are provided to an interruption management department 3, an interruption notifying department 4 and an external consignee company 5, respectively. The slip issuing device 2, the interruption management department terminal 3a and the interruption notifying department terminal 4a are connected to the slip management database 6 through a network in the consigner company, respectively. The consignee terminal 5a is connected to the slip management database 6 in the company through an electrical communication network 7, such as the Internet. A slip 8 forwarded by the slip management system 1 has a slip identifying barcode 9 for identifying each slip 8. <P>COPYRIGHT: (C)2007,JPO&INPIT
156 Method of Issuing a Ticket Paid for by Illegal Payment Means, and a Vending Machine and Ticket Reader for Implementing the Method US10561668 2004-06-18 US20070267476A1 2007-11-22 David Perreard
The invention relates to a method of issuing a ticket paid for with illegal payment means during a transaction between a user and a ticket vending machine (10), at the end of which transaction the machine (10) issues a ticket (28R, 28M, 46R, 46M) to the user in exchange for payment using payment means, the machine (10) including means for detecting illegal payment means, and the method being of the type in which the transaction comprises in succession: a payment step (E2) during which the user pays for the ticket (28R, 28M, 46R, 46M) by using a payment means; a checking step (E3) during which the machine (10) checks that the payment means used are regular; if the payment means are checked as being regular, there follows a printing step (E4R) of printing the ticket, during which a regular ticket (28R, 46R) is printed on a blank ticket or medium; and thereafter the method includes an issuing step (E5) of issuing the ticket (28R, 46R) to the user; the method being characterized in that when the payment means are checked as being illegal, the printed ticket (28M, 46M) is marked in such a manner as to enable the marked ticket (28M, 46M) to be distinguished from a regular ticket (28R) during an inspection operation.
157 Cash loading and collecting system JP2008004796 2008-01-11 JP2008108284A 2008-05-08 MORITO AKIRA
<P>PROBLEM TO BE SOLVED: To prevent erroneous use of a rejection storage removed from the previous cash dealing device to the next cash dealing device when cash is loaded on cash dealing devices such as a POS register. <P>SOLUTION: When bank bills are stored in a bank bill loading and collection storage 12 to be transferred in order to load the bank bills in the POS register 2, etc., required cash is stored in the bank bill loading and collection storage 12 from a bank bill storage 11 by a cash processor 30, to the bank bill loading and collection storage 12 and the rejection storage 14 attached to a truck 16, the rejection storage 14 attached to a transfer means so far is exchanged to another rejection storage 14 by an exchange part 14, when the cash is loaded on the POS register 2, etc., an empty rejection storage 14 is always supplied to the POS register 2, etc. <P>COPYRIGHT: (C)2008,JPO&INPIT
158 신권발행 금융자동화기기 및 신권발행 방법 KR1020050135609 2005-12-30 KR1020070071828A 2007-07-04 박재한
An ATM(Automated Teller Machine) and a method for issuing new bills are provided to enable customers to draw out the new bills without visiting the bank and to increase operation efficiency of the bank by taking commissions for issuing of new bills. An ATM for issuing new bills is composed of a bill depositing and drawing unit(23) that is a bill input port; a bankbook/card reading unit for reading information about bankbooks and cards; a voucher printing unit(24) for printing transaction details; a display unit(21) for displaying a transaction menu and transaction details; a bill cassette box(27) for storing the bills; a new bill cassette box(29) for storing only new bills; a key input unit(26) for providing a new bill issuing menu and letting a user choose the new bill issuing menu; and a control unit(20) having an algorism for drawing out or exchanging the required new bills if the user chooses the new bill issuing menu.
159 Credit control system for long distance telephone services US359200 1989-05-31 US5068891A 1991-11-26 Marvin Marshall
The amount of credit available to a telephone travel card holder is determined immediately at the completion of a long distance call and the travel card is invalidated if no credit remains. Capture software captures call ticket data at the completion of a call and the ticket data is transmitted to a monitoring computer without delay. The monitoring computer calculates the amount of credit available to that caller and invalidates the travel card if no credit remains by transmitting a signal to all switching equipment stations throughout the telephone system.
160 Electronic value exchanging device, auction method using it and name-your-price auction method JP2002122535 2002-04-24 JP2003316974A 2003-11-07 IGUCHI MAKOTO; TERADA MASAYUKI; NAKAMURA YOSHITAKA
<P>PROBLEM TO BE SOLVED: To provide anonymous equitable exchange transaction of electronic values even in a form needing the limitation of a transaction counterpart and control such as designation of a counter value at a phase for actually carrying out transaction without requiring synchronous consensus formation among users. <P>SOLUTION: Pieces of request information of a seller A and a purchaser B including information on provided and requested electronic values and designation information of a Winner ticket representing a purchase right issued to a successful bidder after finishing an auction are stored in request information management parts 11a and 11b of an exchanging device E. The electronic values inscribed in the pieces of request information are stored in exchange object management parts 12a and 12b, and they are notified to an exchange management part 14. The Winner ticket is stored in the exchange object management part 12b from a matching server M. When a condition for starting exchange is satisfied, the electronic values in the exchange object management parts 12a and 12b are exchanged and withdrawal by the seller A and the purchaser B is allowed. <P>COPYRIGHT: (C)2004,JPO