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首页 / 专利库 / 票据交换所 / 专利数据
序号 专利名 申请号 申请日 公开(公告)号 公开(公告)日 发明人
161 DIVERSE BILLING RECTIFICATION SYSTEM AND METHOD US11828127 2007-07-25 US20090030821A1 2009-01-29 Anthony J. Stegman; Charles Pennington; Julia Sweny; George Fortney
A system and method for increasing claim recovery efficiency wherein an input engine receives claim data and is operatively coupled to both a clearinghouse system and an accounts receivable management system, which systems cooperatively identify errors in the claim record and prevent erred claim records from progressing to a payor. The clearinghouse system provides supplementation of the claim data for each claim record with additional data useful in electronic invoicing, assembly of claims for electronic invoicing, and submittal of claims for payment electronically. The clearinghouse is interactively coupled with the accounts receivable management system, which establishes and maintains an activity record for recovery efforts of each claim record, records process progression of each claim, coordinates error correction action, and assembles final disposition of each claim
162 CASHLESS TRANSACTION CLEARINGHOUSE PCT/US2004010359 2004-04-01 WO2004090818A2 2004-10-21 ROWE RICHARD E
A disclosed cashless instrument transaction clearinghouse includes a network interface allowing the cashless instrument transaction clearinghouse to communicate with a number of gaming properties and a processor configured to enable the validation of cashless instruments at a gaming property different from where the cashless instrument was generated. Methods are provided at the cashless instrument transaction clearinghouse and at the gaming properties that enable cashless instrument transactions across multiple gaming properties including multi-site promotions. In addition, methods are provided at the cashless instrument transaction clearinghouse that allow 1) a transfer of resources from an account at a first gaming property to an account or device at a second gaming property, 2) account information access, 3) generation of cashless transaction threads comprising a plurality of related cashless transaction, 4) awards and services based upon properties of a cashless transaction thread and 5) local resource accounts maintained at the clearinghouse.
163 Secure connected digital media platform US12694934 2010-01-27 US08601284B2 2013-12-03 Scott G. Burnett; Martin G. Kienzle; Paul Joseph Ledak
An embodiment of the invention provides a system including a secure media device having one or more security keys stored therein. The secure media device is housed in a device that is connected to a television unit and a network. Secure application environments are housed in the device, wherein each secure application environment is operationally isolated from one another. The secure application environments receive and process information sent over the network only if the information includes a security code corresponding to the security key in the secure media device. The security code is obtained from a clearinghouse when the information satisfies predetermined criteria. More specifically, the clearinghouse receives a copy of the security key from a manufacturer of the secure media device and creates the security code based on the security key.
164 Apparatus and method for changing currency US10197898 2002-07-16 US20040011621A1 2004-01-22 John H. Olbrich
Automated currency changing machine (10) accepts twenty dollar bills and dispenses a combination of dollar and non-cash items in exchange. Bill intake module (20) receives a bill and checks its value and authenticity Programmable controller (32) calculates change to be given by change dispensing module (40), according to a pre-determined algorithm A combination of dollar bills and non-cash items, such as coupons or tokens, is dispensed Non-cash items have nullcash equivalent valuenull to the customer and a smaller nullcost equivalent valuenull to the business where machine (10) is in use. The combined value of dollar bills and nullcash equivalent valuenull of non-cash items is preferably equal to or greater than the value of bill proffered by customer. The combined value of dollar bills and nullcost equivalent valuenull of non-cash items is preferably less than the value of bill proffered
165 Station service apparatus JP2013049185 2013-03-12 JP2014174894A 2014-09-22 SUGIHARA YUJI
PROBLEM TO BE SOLVED: To provide a station service apparatus capable of performing a variety of settlement processing.SOLUTION: The station service apparatus includes setting means, type determination means, transaction determination means and settlement processing means. The setting means sets a settlement amount. The type determination means determines the type of an exchange ticket used for payment of the settlement amount set by the setting means. The transaction determination means determines a transaction for money amount of the exchange ticket on the basis of the type of the exchange ticket determined by the type determination means. The settlement processing means settles the settlement amount set by the setting means by transacting the money amount of the exchange ticket according to the transaction determined by the transaction determination means.
166 SYSTEM AND METHOD FOR MANAGING CONTENT CONSUMPTION USING A CONTENT LICENSING PLATFORM US11565787 2006-12-01 US20080133311A1 2008-06-05 Rodrigo Dario Madriz Ottolina
A centralized content management system is provided. The system may balance interests among content creators, content owners, advertisers, consumers, and/or others in a content transaction chain. Media, advertising, or other types of content may have a content licensing platform embedded therein. The platform may enable a centralized clearinghouse to automatically monitor consumption of various types of content. Accordingly, the clearinghouse may use the monitored information to pay owners of consumed media content, invoice sponsors of consumed advertising content, build consumer profiles, or other things. Furthermore, content asset transaction value may be maximized throughout the chain, as content creators may establish prices for their content, advertisers may compete for ad-insertion, and consumers may establish a desired price for content using a variable pricing scheme.
167 Secure Connected Digital Media Platform US12694934 2010-01-27 US20110182425A1 2011-07-28 Scott Burnett; Martin G. Kienzle; Paul Joseph Ledak
An embodiment of the invention provides a system including a secure media device having one or more security keys stored therein. The secure media device is housed in a device that is connected to a television unit and a network. Secure application environments are housed in the device, wherein each secure application environment is operationally isolated from one another. The secure application environments receive and process information sent over the network only if the information includes a security code corresponding to the security key in the secure media device. The security code is obtained from a clearinghouse when the information satisfies predetermined criteria. More specifically, the clearinghouse receives a copy of the security key from a manufacturer of the secure media device and creates the security code based on the security key.
168 Secure Connected Digital Media Platform US14064609 2013-10-28 US20140068759A1 2014-03-06 Scott G. Burnett; Martin G. Kienzle; Paul J. Ledak
An embodiment of the invention provides a system including a secure media device having one or more security keys stored therein. The secure media device is housed in a device that is connected to a television unit and a network. Secure application environments are housed in the device, wherein each secure application environment is operationally isolated from one another. The secure application environments receive and process information sent over the network only if the information includes a security code corresponding to the security key in the secure media device. The security code is obtained from a clearinghouse when the information satisfies predetermined criteria. More specifically, the clearinghouse receives a copy of the security key from a manufacturer of the secure media device and creates the security code based on the security key.
169 System and method of contents utilization and server thereof US10704760 2003-11-12 US20040111373A1 2004-06-10 Norihisa Iga
A ticket showing contents utilization right is issued separately form contents to permit exchange of the ticket between terminals. In order that an approval by the contents copyright under be obtained for the ticket exchange between terminals, a check is made by making a notification to an assignment monitoring server on the network. If necessary, the assignment monitoring server may be allowed to levy fees. Thus, direct exchanging of contents utilization right between terminals and automatic copyright owner's approval are realized.
170 Methods, devices and systems for electronic bill presentment and payment US10401619 2003-03-26 US20030191701A1 2003-10-09 Mark E. Haseltine; Roberto Irribarren; Yash Pal Talreja; Mohan K. Arthur; Siddhartha Agarwal; Mohit Doshi
A computer-implemented method of presenting an electronic bill from a biller to a customer over a computer network includes steps of receiving biller-originated bill data and bill format data over the network into a bill presentment and payment database. The inputted bill data and bill format data are then stored in a first area of the bill presentment and payment database. The stored bill data and/or the bill format data is then validated and the validated bill data and/or the format data is swapped from the first area to a second area of the bill presentment and payment database, the second area being accessible to the customer. The bill, now incorporating the validated bill data and formatted according to the bill format data, may then be presented to the customer. A third, customer accessible area may be included in the database to archive the bills. The bill format data may include a plurality of bill templates, each of which may define a distinct appearance for the bill. A plurality of bill template selection rules may be applied to the validated bill data. Based on this evaluation, one of the plurality of bill templates may then be selected to format the bill presented to the customer.
171 Electronic commerce transactions over a peer-to-peer communications channel US11477961 2006-06-29 US08290819B2 2012-10-16 Anthony J. Bawcutt
A system, method, apparatus, and computer-readable medium are provided for completing e-commerce transactions over a P2P communications channel. According to one method, a secure P2P communications channel is established between a buyer node and a seller node. A request to perform an e-commerce transaction is transmitted from the buyer node to the seller node. In response to the request, a third-party clearinghouse is added to the P2P communications channel. Once the clearinghouse has been added to the P2P communications channel, a request is transmitted to the clearinghouse over the P2P communications channel to charge an account associated with the buyer node. The clearinghouse charges an account associated with the buyer node for the purchase. The clearinghouse also transmits a confirmation over the P2P communications channel indicating that the charge has been completed. When the seller node receives the confirmation, the seller node delivers the purchased good to the buyer node over the P2P communications channel.
172 SW AP CROSSING SYSTEM AND METHOD PCT/US2014/061873 2014-10-23 WO2015061520A1 2015-04-30 RAYCOBS, Rich; LUTNICK, Howard, W.; SWEETING, Mike

An exchange through which swap contracts may be traded. Embodiments may allow a trader to announce a potential crossing before the crossing is requested. The user may then request the crossing between two parties. An announcement window may be kept open through a chaining of announcements. An interloper with a same price but better time than a party to the cross may be kept out of interloping in the cross. A ticker symbol system may list a clearinghouse to be used to execute a requested cross.

173 주화 교환 시스템 KR1020080130374 2008-12-19 KR100920415B1 2009-10-07 최정숙; 금지연
PURPOSE: A coin exchanging system is provided to improve circulation of coins by allow a user to exchange coins in a saving box and coins which have been left easily. CONSTITUTION: In a coin exchanging system, the amount of money corresponding to inputted coins are exchange with a point, a deposit, and a note. The coinage exchange system counts the inputted coins and calculates the amount of money, and the calculated information is transmitted. A coin collection device process the corresponding amount money as one of a charge for traffic card, a point for a cyber, and deposit by in a command signal.
174 Device where bank bill is made unusable in state where bank bill stored inside automatic teller machine (common name atm, called atm hereafter) can be exchanged in bank of japan later when atm is stolen JP2003435334 2003-11-25 JP2005157999A 2005-06-16 KITAGAWA YOSHIO; IMAI TORU
PROBLEM TO BE SOLVED: To make a bank bill unusable in a state where the bank bill stored inside an automatic teller machine (common name ATM and called ATM hereafter)can be exchanged in the Bank of Japan when an ATM is stolen for preventing crime since the ATM installed in a convenience store and an independent building is frequently stolen and destroyed or plundered by using a large-sized construction machine, etc. SOLUTION: In the device, the bank bill in a storage box is instantaneously made unusable in a state where it can be exchanged in the Bank of Japan later by a shock when the storage box of the bank bill is to be opened by destroying the ATM or without using a key. COPYRIGHT: (C)2005,JPO&NCIPI
175 Ticket issuing device JP2006329402 2006-12-06 JP2008146144A 2008-06-26 TOKUNAGA SHOJI
<P>PROBLEM TO BE SOLVED: To provide a ticket issuing device which enables reentering information unique to the device in a short period of time and eliminates input errors. <P>SOLUTION: The ticket issuing device issues a ticket by writing the information unique to the device into a ticket medium 3 by means of a writing head 12 as magnetic information so that the information is read out from a memory section before exchanging a control board 15, and reads out the magnetic information with a reading head 13 by inserting the ticket medium 3 after exchanging the control board 15, and writes information unique to the device of the new control board 15 to the memory section after exchanging the control board 15. <P>COPYRIGHT: (C)2008,JPO&INPIT
176 Prescription messenger US12386217 2009-04-15 US20100268550A1 2010-10-21 Patrick Abuzeni; Roger D. Perryman
The transfer of prescription medication requests from a physician to an individual is automated through the use of a clearinghouse function that interacts with both the physician and client. Maintaining the security of prescriptions, while simultaneously providing the advantages of electronic transfer is met the secure transmission of prescription information to a clearinghouse and the generation of a prescription that a user may then take to any pharmacy that is in communication with the clearinghouse. The prescription is only issued after the physician is verified by the clearinghouse as a valid prescription author, and the prescription is generated without sensitive data such that security is maintained if the prescription is lost. The clearinghouse, when contacted by a validated pharmacy, will issue information regarding the prescription when a valid, non-expired prescription identifier is entered into the system to the pharmacy. The user may then have the prescription filled without worry about validity or security of their personal data.
177 Call center system JP2003089219 2003-03-27 JP2004297612A 2004-10-21 FURUSAWA TOYOAKI; FUTAMURA MASANORI
<P>PROBLEM TO BE SOLVED: To provide efficient call services to customers by reducing labors of the customers caused by the congestion of a call center without increasing the number of operators. <P>SOLUTION: When there is no free device in general operator terminal devices 105-107, a priority connection ticket is issued to a customer telephone terminal 101 from which a call is received by a priority connection ticket issuing part 103c, and when an exchange 103 receives a call again from the telephone terminal of the customer on the basis of the issued priority connection ticket, an exchange part 103a performs control that the telephone call that is received again is preferentially connected to operator terminal devices 108-109 for priority connection. <P>COPYRIGHT: (C)2005,JPO&NCIPI
178 Electronic commerce transactions over a peer-to-peer communications channel US11477961 2006-06-29 US20080004974A1 2008-01-03 Anthony J. Bawcutt
A system, method, apparatus, and computer-readable medium are provided for completing e-commerce transactions over a P2P communications channel. According to one method, a secure P2P communications channel is established between a buyer node and a seller node. A request to perform an e-commerce transaction is transmitted from the buyer node to the seller node. In response to the request, a third-party clearinghouse is added to the P2P communications channel. Once the clearinghouse has been added to the P2P communications channel, a request is transmitted to the clearinghouse over the P2P communications channel to charge an account associated with the buyer node. The clearinghouse charges an account associated with the buyer node for the purchase. The clearinghouse also transmits a confirmation over the P2P communications channel indicating that the charge has been completed. When the seller node receives the confirmation, the seller node delivers the purchased good to the buyer node over the P2P communications channel.
179 Clearinghouse that enables physicians to submit prescriptions securely over the internet to a pharmacy patients can also access their prescription data over the internet US10722897 2003-11-28 US20050119912A1 2005-06-02 David Griswold
This invention creates an internet-based clearinghouse that enables physicians to electronically create, store, modify, view, and transmit prescriptions using the public internet. Additionally the clearinghouse allows the physician, pharmacy, and patient to communicate electronically on matters regarding prescriptions. All data stored in the prescription database will be accessible to registered users. Access is based on security privilege assigned the user by the clearinghouse. Data stored within the clearinghouse will be accessible anywhere an internet connection exists.
180 SYSTEM, METHOD, AND NON-TRANSITORY COMPUTER-READABLE STORAGE MEDIA FOR MULTIPLE EXCHANGE OF AN ONLINE WAGER TRANSACTION PCT/US2016/030430 2016-05-02 WO2016195882A1 2016-12-08 LA ROCCA, Dominic, J.; TUCKETT, Daniel, Mark; PEARL, Joshua, Tyler; LAX, Zachary

A system, method and computer product for the online exchange of all or part of a wager or fantasy sports entry is disclosed. A user accesses a wager exchange website. The user creates a user account and deposits funds into the account. The user links a ticket to the user account. The ticket is verified to contain at least one live wager. The user indicates a desire to list the ticket for sale on the exchange website. Listing information associated with the ticket is received from the user. The ticket is listed for sale on the exchange website. A second user places a bid for the purchase of the ticket, which the user accepts. The ticket is transferred from the user to the second user, and funds are transferred from the second user the first user. A commission is calculated based on the bid amount.