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81. 发明申请

US20050097042A1 Debit purchasing of stored value card for use by and/or delivery to others 有权
公开(公告)号：US20050097042A1
公开(公告)日：2005-05-05
申请号：US10987085
申请日：2004-11-15
申请人： Gregory Phillips , Rebecca Deporte , Jeffery Norwine , Penny Joines
发明人： Gregory Phillips , Rebecca Deporte , Jeffery Norwine , Penny Joines
IPC分类号： G06Q20/10 , G06Q20/34 , G06Q20/40 , G06Q30/02 , G06Q30/06 , G06Q40/00 , G07F7/10 , G07F17/42 , G07G1/00 , G06F17/60
CPC分类号： G07F7/1008 , G06Q20/10 , G06Q20/105 , G06Q20/341 , G06Q20/355 , G06Q20/40 , G06Q30/02 , G06Q30/0215 , G06Q30/0234 , G06Q30/0601 , G06Q30/0609 , G06Q40/00 , G07F17/42 , G07G1/0036
摘要： A method of issuing a purchase card is provided. The method includes the steps of presenting a purchaser with the opportunity to buy the purchase card, determining whether the purchaser has sufficient funds to pay for the purchase card, creating a purchase card account for a recipient designated by the purchaser, and issuing the purchase card. The purchase card may also be issued in connection with another credit card, for example as a rebate for purchases on the credit card. The purchase card may also be converted to a credit card.

82. 发明授权

US06886744B2 Automatic vending apparatus involving contract and vending system 有权
标题翻译：自动售货机涉及合同和售货系统
公开(公告)号：US06886744B2
公开(公告)日：2005-05-03
申请号：US09796874
申请日：2001-02-28
申请人： Seiji Ichihara , Kunihiro Nomura , Jirou Kino , Kazuya Seo
发明人： Seiji Ichihara , Kunihiro Nomura , Jirou Kino , Kazuya Seo
IPC分类号： G07F9/10 , G06Q30/06 , G06Q50/00 , G07F9/00 , G07F17/12 , G07F17/42 , G06F7/08
CPC分类号： G07F17/12
摘要： After a contract terminates in a contract part with personal identification and the input of contract contents, a control part controls the door of a sales storing box in which a product to be purchased is stored, and vends the product by opening the door.
摘要翻译：在合同终止合同部分具有个人身份和输入合同内容之后，控制部分控制存储要购买的产品的销售存储箱的门，并通过打开门来销售产品。

83. 发明授权

US06877657B2 Methods and systems for production of transaction cards 有权
标题翻译：交易卡生产方法和系统
公开(公告)号：US06877657B2
公开(公告)日：2005-04-12
申请号：US10609328
申请日：2003-06-26
申请人： Timothy S. Ranard , James L. Collette , Jon F. Rumfield , Susan Wheeler , Timothy P. Kruse , Liz Dross
发明人： Timothy S. Ranard , James L. Collette , Jon F. Rumfield , Susan Wheeler , Timothy P. Kruse , Liz Dross
IPC分类号： G06K17/00 , G06K19/00 , G07F7/12 , G07F17/42 , G06K5/00 , G06F17/00 , G06F17/60
CPC分类号： G07F7/08 , G06K19/00 , G06K19/07716 , G06K2017/0041 , G06Q20/3558 , G07F7/12 , G07F7/122 , G07F17/42
摘要： Methods and systems are provided for producing transaction cards. A reference number is assigned to each of the cards, which are fabricated in accordance with a specification. Usually the specification is provided externally from a card issuer that wishes to have the cards fabricated for distribution. After fabrication, the reference number assigned to each of the cards is compared with a database to identify any duplication. The identity of a responsible operator may be recorded during one or more stages during fabrication and/or as part of the process of comparing with previously assigned numbers.
摘要翻译：提供了用于生产交易卡的方法和系统。根据规格制造的每个卡分配了附图标记。通常，该规范是从发卡机构外部提供的，希望将卡片制作成分发。在制造之后，将分配给每个卡的参考号与数据库进行比较以识别任何重复。可以在制造期间的一个或多个阶段和/或作为与先前分配的数字进行比较的过程的一部分中记录负责操作者的身份。

84. 发明申请

US20050075960A1 System and method for automated incoming payment and invoice reconciliation 审中-公开
标题翻译：用于自动收款和发票对账的系统和方法
公开(公告)号：US20050075960A1
公开(公告)日：2005-04-07
申请号：US10866015
申请日：2004-06-10
申请人： Stacy Leavitt , Stephen Malloy , Robert Rogoff , Brian Schweigel , William Steiner , Alan Walters , Xiang Kong
发明人： Stacy Leavitt , Stephen Malloy , Robert Rogoff , Brian Schweigel , William Steiner , Alan Walters , Xiang Kong
IPC分类号： G06Q20/00 , G07F17/42 , G07G1/06 , G07G5/00 , G06F17/60
CPC分类号： G06Q20/12 , G06Q20/00 , G06Q20/04 , G06Q20/0457 , G06Q20/102 , G06Q20/14 , G06Q30/04 , G06Q40/00 , G07F9/04 , G07F17/42 , G07G1/06 , G07G5/00
摘要： A system and method for automated incoming payment and invoice reconciliation is provided. A buyer of goods sends a remittance to the seller's financial institution. The buyer's remittances is processed to generate payment data which is supplied to a payment matching application. The payment matching application retrieves buyer information from said payment data and queries the seller for all outstanding invoices of said buyer. The payment matching application then attempts to match the received payment to one or more of the buyer's outstanding invoices. If a match is found, the payment is processed and the seller's financial institution and accounting system are automatically updated. If no match is found, the payment is flagged for further processing.
摘要翻译：提供了自动收款和发票对账的系统和方法。货物买方向卖方的金融机构汇款。处理买方的汇款以产生提供给支付匹配申请的付款数据。付款匹配申请从所述支付数据检索买方信息，并向卖方查询所述买方的所有未结清发票。然后，支付匹配应用程序尝试将接收的支付与买方未完成的发票中的一个或多个相匹配。如果找到匹配项，则处理付款，并自动更新卖方的金融机构和会计系统。如果没有找到匹配项，则会将该付款标记为进一步处理。

85. 发明授权

US06871755B2 Ticket counting dispenser 失效
标题翻译：售票机
公开(公告)号：US06871755B2
公开(公告)日：2005-03-29
申请号：US10230711
申请日：2002-08-29
申请人： Douglas E. DeVries , Trevor E. Meyer , Kevin A. Jankowski , Daniel J. Fahrion , Scott A. Bottorf
发明人： Douglas E. DeVries , Trevor E. Meyer , Kevin A. Jankowski , Daniel J. Fahrion , Scott A. Bottorf
IPC分类号： B65H35/10 , G07F11/16 , G07F17/42 , G07F11/00
CPC分类号： G07F17/42 , B65H35/10 , B65H2301/541 , B65H2511/30 , B65H2511/512 , B65H2553/51 , B65H2701/1936 , G07F11/16 , Y10T225/205 , B65H2220/03 , B65H2220/01
摘要： A storage, display and dispensing apparatus for tickets of various sizes that accounts for the tickets dispensed during a selected time period. The apparatus includes a bin housing for storing a pack of tickets, a ticket dispensing assembly through which the tickets are dispensed and includes a friction wheel assembly that is actuated as tickets pass through the ticket dispensing assembly. An optical sensing element is also employed to sense indicia on the tickets to coact with the friction wheel assembly to provide a ticket count.
摘要翻译：一种用于在所选时间段内分配的票的各种尺寸的票的存储，显示和分配装置。该装置包括用于存储一张票的箱体，一个票分配组件，通过该票据分配组件分发票据，并且包括一个摩擦轮组件，当摩擦轮组件通过票券分发组件时被致动。还使用光学传感元件来感测车票上的标记以与摩擦轮组件协作以提供票据计数。

86. 发明申请

US20050057633A1 Rewritable card printer for a gaming machine 审中-公开
标题翻译：适用于游戏机的可重写卡片打印机
公开(公告)号：US20050057633A1
公开(公告)日：2005-03-17
申请号：US10827802
申请日：2004-04-19
申请人： Eric Meyerhofer
发明人： Eric Meyerhofer
IPC分类号： B41J2/01 , B41J2/32 , B41J11/44 , B41J11/58 , B41J13/12 , B41L20060101 , B41M5/00 , G06K7/08 , G07F17/32 , G07F17/42
CPC分类号： G07F17/3248 , B41J2/32 , B41J13/12 , B41J2202/35 , G07F17/32 , G07F17/3202 , G07F17/42
摘要： A rewritable card printer useful as a gaming printer. The rewritable card printer includes a print module coupled to one or more separate card magazines, each having independent card drives. A printer controller controls the operation of the print module and the one or more card magazines. Either a card magazine or the print module may include a card-destroying device. The rewritable card printer may be instructed to identify a particular rewritable card during processing and destroy the identified card. The rewritable card printer may also determine that a card should be destroyed because the card is no longer usable. Once the card is destroyed, its remnants are deposited in a destroyed card repository or trash bin associated with a gaming machine.
摘要翻译：用作游戏打印机的可重写卡片打印机。可重写卡片打印机包括耦合到一个或多个单独的卡片杂志的打印模块，每个独立的卡片盒具有独立的卡片驱动器。打印机控制器控制打印模块和一个或多个卡片匣的操作。卡片杂志或打印模块可以包括卡销毁装置。可以指示可重写卡片打印机在处理期间识别特定的可重写卡，并销毁所识别的卡。可重写卡片打印机还可以确定卡片应该被销毁，因为卡片不再可用。一旦卡片销毁，其残余物就会存放在与游戏机相关联的毁坏的卡片存放处或垃圾桶中。

87. 发明申请

US20050055293A1 Methods and systems for offering and servicing financial instruments 审中-公开
标题翻译：提供和维护金融工具的方法和系统
公开(公告)号：US20050055293A1
公开(公告)日：2005-03-10
申请号：US10483343
申请日：2002-08-12
申请人： James Birle , Jeffrey Edwards , Yonathan Epelbaum , Frederick Fiddle , Emerson Jones , Stuart Kaperst , Todd Kaplan , Daniel Kerstein , Richard Luciano , Thomas Patrick , Paul Pepe , Eric Steifman , Russell Stein , Brennan Warble , Richard Green
发明人： James Birle , Jeffrey Edwards , Yonathan Epelbaum , Frederick Fiddle , Emerson Jones , Stuart Kaperst , Todd Kaplan , Daniel Kerstein , Richard Luciano , Thomas Patrick , Paul Pepe , Eric Steifman , Russell Stein , Brennan Warble , Richard Green
IPC分类号： B42D15/00 , E21B47/06 , E21B49/08 , G06Q20/04 , G06Q20/10 , G06Q20/38 , G06Q20/40 , G06Q40/00 , G06Q40/04 , G06Q40/08 , G07F17/42 , G06F17/60
CPC分类号： G06Q20/042 , B42D15/00 , G06Q20/102 , G06Q20/381 , G06Q20/405 , G06Q40/00 , G06Q40/04 , G06Q40/08 , G07F17/42
摘要： Systems and methods for offering and servicing financial instruments (101) creates a way for issuers to offer financial instruments (101) that are accretive to earnings regardless of the Price/Earnings ratio. Specifically, the present invention provides systems and methods for offering and servicing convertible or exchangeable contingent conversion financial instruments.
摘要翻译：提供和维护金融工具的系统和方法（101）为发行人提供了一种增加收益的金融工具（101）的方式，而不管价格/收益率如何。具体地，本发明提供了提供和服务可转换或可更换的或有转换金融工具的系统和方法。

88. 发明授权

US06854581B2 Coin counter and voucher dispensing machine and method 失效
公开(公告)号：US06854581B2
公开(公告)日：2005-02-15
申请号：US10119534
申请日：2002-04-09
申请人： Jens H. Molbak
发明人： Jens H. Molbak
IPC分类号： G07D1/04 , G07D3/16 , G07D9/00 , G07F5/18 , G07F9/08 , G07F17/42 , G07F19/00 , G07G5/00 , G07F1/04
CPC分类号： G07F11/002 , G07D1/04 , G07D3/16 , G07D9/008 , G07F5/18 , G07F9/08 , G07F17/42 , G07F19/20 , G07F19/202 , G07G5/00
摘要： A coin sorting and counting machine and a method for operating it to automatically dispense cash vouchers based on the value of the counted coins, manufacturers' coupons and store coupons. Coins are placed in a hopper tray angled downward from the horizontal. When the hinged tray is lifted, the coins travel over a peak structure, through a waste management system and into the coin sorting and counting apparatus. The value of the coins and the number of coins within each denomination are displayed as the coins are counted. The coins fall into a storage area and the user is issued a cash voucher and a series of manufacturer coupons.

89. 发明申请

US20050027608A1 System and method for providing commercial services over a wireless communication network 审中-公开
标题翻译：通过无线通信网络提供商业服务的系统和方法
公开(公告)号：US20050027608A1
公开(公告)日：2005-02-03
申请号：US10722821
申请日：2003-11-25
申请人： Andreas Wiesmuller , Ben Goodspeed , Alois Langmeier , Reinhard Tschaickner
发明人： Andreas Wiesmuller , Ben Goodspeed , Alois Langmeier , Reinhard Tschaickner
IPC分类号： G06Q20/00 , G06Q30/00 , G07F17/42 , H04L12/58 , H04Q7/22 , G06F17/60
CPC分类号： G06Q30/06 , G06Q20/04 , G06Q20/045 , G06Q20/12 , G06Q20/32 , G06Q20/3255 , G06Q30/0601 , G06Q30/0625 , G06Q50/188 , G07F17/42 , H04L51/38
摘要： The inventive system provides real-time commercial services to users of mobile communication devices (MCDs) over a wireless communication network utilizing the short message service protocol (SMS). The inventive system establishes a dialog with a user of an MCD utilizing SMS to present the user with commercial service options and to allow the user to quickly and easily purchase the services by sending minimal SMS responses during the dialog process. Preferably, prior to utilization of the inventive system, the user subscribes with a service provider to pre-arrange payment options for purchased services, to provide information helpful in tailoring offered services and service options to the user, and optionally to receive enhanced services (such as discounted and/or last minute offers, etc.). Utilization of the inventive system occurs in three phases: trigger, purchase and claim. During the trigger phase (user or service provider initiated), the service to be purchased is selected. During the purchase phase, the user selects the grade and quantity of services to be purchased and authorizes payment which is processed by the service provider and thereafter receives a unique service code. During the claim phase, the user presents the service code at the service location, which is then verified using a local terminal, and the service is then delivered to the user. The inventive dialog process can be advantageously and readily configured for a wide variety of commercial services, including, but not limited to entertainment site admissions and travel.
摘要翻译：本发明的系统通过使用短消息服务协议（SMS）的无线通信网络向移动通信设备（MCD）的用户提供实时商业服务。本发明的系统与使用SMS的MCD的用户建立对话，以向用户呈现商业服务选项，并且允许用户通过在对话过程期间发送最小的SMS响应来快速且容易地购买服务。优选地，在使用本发明的系统之前，用户订阅服务提供商以预先安排购买的服务的支付选项，以向用户提供有助于定制提供的服务和服务选项的信息，并且可选地接收增强的服务（例如作为折扣和/或最后一分钟报价等）。本发明系统的利用发生在三个阶段：触发，购买和索赔。在触发阶段（用户或服务提供商启动）期间，选择要购买的服务。在购买阶段，用户选择要购买的服务的等级和数量，并授权由服务提供商处理的付款，然后接收唯一的服务代码。在索赔阶段期间，用户在服务位置呈现服务代码，然后使用本地终端进行验证，然后将该服务传递给用户。本发明的对话过程可以有利且容易地配置用于各种各样的商业服务，包括但不限于娱乐场所入场和旅行。

90. 发明申请

US20050010478A1 Self-service electronic toll collection unit and system 有权
标题翻译：自助电子收费单元和系统
公开(公告)号：US20050010478A1
公开(公告)日：2005-01-13
申请号：US10698943
申请日：2003-11-03
申请人： Kelly Gravelle
发明人： Kelly Gravelle
IPC分类号： G07B15/06 , G07F7/00 , G07F7/02 , G07F17/42 , G06F17/60
CPC分类号： G07F17/0014 , G06Q20/20 , G06Q20/3433 , G06Q20/355 , G07B15/06 , G07F7/02 , G07F17/0028 , G07F17/42
摘要： A self-service vending unit allows a potential user of a toll transponder to buy the transponder without having to visit a customer-service facility. The vending unit automatically accepts payment, such as cash or a credit or debit card, and issues the transponder with a paid value. The vending unit communicates with a customer-service computer through a TCP/IP connection and allows the user to top off the value on the transponder and otherwise to manage the account.
摘要翻译：自助服务售货单元允许长途收发机的潜在用户购买应答器，而无需访问客户服务设施。售货单位自动接受付款，如现金或信用卡或借记卡，并发送具有付费价值的应答者。售货单元通过TCP / IP连接与客户服务计算机进行通信，并允许用户将应答器上的值排除在外，否则管理该帐户。

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