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    • 1. 发明授权
    • Systems and methods for making a payment using a wireless device
    • 使用无线设备进行支付的系统和方法
    • US09043237B2
    • 2015-05-26
    • US13239054
    • 2011-09-21
    • John F. McCarthy
    • John F. McCarthy
    • G06Q40/00G06Q20/32G06Q20/02G06Q20/12G06Q20/20
    • G06Q20/12G06Q20/02G06Q20/20G06Q20/3276G06Q20/3825G06Q20/401G06Q2220/00
    • Embodiments of the invention provide methods and systems for performing a payment transaction. A method for performing a payment transaction may include receiving purchase information from a merchant and associating the purchase information with an identifier. The method may also include transmitting the identifier to the merchant and receiving the identifier from a wireless device of a customer. The wireless device may obtain the identifier by receiving a code from a merchant device and by interpreting the code. The method may additionally include associating the identifier with the purchasing information, determining a payment account associated with the customer, transmitting a request to a payment service provider system to provide funds for the payment transaction, and receiving an authorization from the payment service provider system to provide the funds. The method may additionally include transmitting a confirmation of the authorization to the merchant.
    • 本发明的实施例提供了用于执行支付交易的方法和系统。 执行支付交易的方法可以包括从商家接收购买信息并将购买信息与标识符相关联。 该方法还可以包括向商家发送标识符并从客户的无线设备接收标识符。 无线设备可以通过从商家设备接收代码并通过解释代码来获得标识符。 该方法可以另外包括将标识符与购买信息相关联,确定与客户相关联的支付账户,向支付服务提供商系统发送请求以为支付交易提供资金,以及从支付服务提供商系统接收授权 提供资金。 该方法可以另外包括向商家发送授权的确认。
    • 6. 发明申请
    • SYSTEMS AND METHODS FOR MAKING A PAYMENT USING A WIRELESS DEVICE
    • 使用无线设备制作付款的系统和方法
    • US20130073365A1
    • 2013-03-21
    • US13239054
    • 2011-09-21
    • John F. McCarthy
    • John F. McCarthy
    • G06Q30/06G06Q30/02
    • G06Q20/12G06Q20/02G06Q20/20G06Q20/3276G06Q20/3825G06Q20/401G06Q2220/00
    • Embodiments of the invention provide methods and systems for performing a payment transaction. A method for performing a payment transaction may include receiving purchase information from a merchant and associating the purchase information with an identifier. The method may also include transmitting the identifier to the merchant and receiving the identifier from a wireless device of a customer. The wireless device may obtain the identifier by receiving a code from a merchant device and by interpreting the code. The method may additionally include associating the identifier with the purchasing information, determining a payment account associated with the customer, transmitting a request to a payment service provider system to provide funds for the payment transaction, and receiving an authorization from the payment service provider system to provide the funds. The method may additionally include transmitting a confirmation of the authorization to the merchant.
    • 本发明的实施例提供了用于执行支付交易的方法和系统。 执行支付交易的方法可以包括从商家接收购买信息并将购买信息与标识符相关联。 该方法还可以包括向商家发送标识符并从客户的无线设备接收标识符。 无线设备可以通过从商家设备接收代码并通过解释代码来获得标识符。 该方法可以另外包括将标识符与购买信息相关联,确定与客户相关联的支付账户,向支付服务提供商系统发送请求以为支付交易提供资金,以及从支付服务提供商系统接收授权 提供资金。 该方法可以另外包括向商家发送授权的确认。